Comparison

BCA mobile vs Dinaran

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA mobile

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

Highlights
  • Non-cash transactions
  • Card management (block/activate/PIN change)
  • Cardless ATM transactions
  • QR code transfers
  • Open new bank accounts
  • Repeat transaction storage
Read full description

Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.

About

Dinaran

This app offers a new way to transact with gold, helping users protect their money from inflation. It provides comprehensive and easy-to-use features for seamless transactions, supported by various payment channels.

Highlights
  • Gold transaction service
  • Hedge against inflation
  • Easy and comprehensive features
  • Multiple payment channels
  • Secure transactions
Features
Read full description

Mari bergabung bersama kami dan nikmati layanan transaksi emas dengan cara baru sekarang. Aplikasi Dinaran membantu menjaga rupiah Anda dari inflasi, bertransaksi tanpa khawatir dengan fitur lengkap dan mudah hanya dalam 1 genggaman. Aplikasi Dinaran juga dilengkapi berbagai pilihan channel pembayaran yang memudahkan Anda bertransaksi.

Screenshots

BCA mobile4 screens
Dinaran4 screens

Verdict

The call

The clearest difference is review sentiment: Dinaran at 60% against BCA mobile's 14%. Dinaran also leads on rating (5.0 vs 2.6) and iOS requirement (13.0 vs 15.0). BCA mobile's advantage is ratings volume (277 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Dinaran holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: BCA mobile has 277 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 60% of Dinaran's.

UpkeepUpdate frequency

BCA mobile ships an update fortnightly, Dinaran every 4 weeks. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.

Scorecard4 real differences · 6 level
BCA mobile versus Dinaran: the parameters behind the verdict, then further details
ParameterBCA mobileDinaran
PriceFreeFree
Rating2.6 (277 ratings)5.0 (2 ratings) — better
Positive reviews13.9% of reviews59.6% of reviews — better
Number of ratings277 — better2
Update frequencyFortnightly — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size206 MB36 MB
Age rating4+4+
DeveloperPT. Bank Central Asia TbkPT CIPTALINTANG AJI DANA

Customer experience

BCA mobile

All ratings277 ratings
Positive35.7%
Neutral9.4%
Negative54.9%
Written reviews237 reviews
Positive13.9%
Neutral13.1%
Negative73.0%

Dinaran

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews52 reviews
Positive59.6%
Neutral5.8%
Negative34.6%

Bugs and requests

BCA mobile

Reported bugs

4 issues
  • Force close issues after updates
  • Verification failures and account registration problems
  • Inability to access certain features like Flazz card
  • Frequent disconnections during transactions

Requested features

5 requests
  • Add transaction history and balance tracking
  • Implement biometric login options
  • Provide English language support
  • Improve user interface and modernize the design
  • Enhance security with two-factor authentication

Dinaran

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BCA mobile

No in-app purchases

None

Dinaran

No in-app purchases

Questions

Is BCA mobile free?
BCA mobile is free to download, with no in-app purchases.
Is Dinaran free?
Dinaran is free to download, with no in-app purchases.
Which has better reviews, BCA mobile or Dinaran?
Dinaran is rated higher. BCA mobile averages 2.6 out of 5 from 277 ratings, while Dinaran averages 5.0 from 2 ratings.
Do BCA mobile or Dinaran have ads?
Neither BCA mobile nor Dinaran shows ads.
Which is updated more often, BCA mobile or Dinaran?
BCA mobile ships an update fortnightly, and Dinaran every 4 weeks. Most recently, BCA mobile was updated on October 14, 2026 and Dinaran on October 9, 2026.

Other comparisons