Comparison

BCA mobile vs blu by BCA Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA mobile

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

Highlights
  • Non-cash transactions
  • Card management (block/activate/PIN change)
  • Cardless ATM transactions
  • QR code transfers
  • Open new bank accounts
  • Repeat transaction storage
Read full description

Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.

About

blu by BCA Digital

This mobile banking application offers a seamless financial experience to help users achieve their goals. It provides secure transactions, multiple savings options, and convenient payment features. Users can also access investment services and enjoy fee-free banking.

Highlights
  • 20 savings accounts in 1
  • Online group pooling for up to 50 people
  • Deposits with early withdrawal without penalty
  • Pay/buy within one app
  • QRIS payments
  • Virtual and debit cards with Mastercard
  • Cash withdrawal/deposit at BCA ATMs
  • Investments via bluInvest
Read full description

blu Siap Jadi Pegangan Finansialmu!   blu menjawab kebutuhan finansial kamu dengan cara baru agar kamu bisa wujudkan apa pun yang kamu tuju. blu adalah aplikasi mobile banking dari BCA Digital, anak perusahaan BCA   blu punya layanan seamless yang bisa bikin kamu tenang dengan: • Koneksi ke sistem BCA • Sistem keamanan transaksi menggunakan PIN, Password, CVC, dan biometrik. • Customer care haloblu yang selalu ada buat kamu   Ada Untukmu, Apa Pun Tujuanmu   Pengen nabung buat sepatu baru? Gadget baru? Rumah? Mobil? Sekolah? Apa pun tujuanmu, we’ve got your back! blu punya akses layanan perbankan digital yang mudah dengan pengalaman yang seru. Kamu bisa:   • Punya 20 tabungan dalam 1 rekening • Patungan online bisa sampai 50 orang • Buka deposito mulai dari Rp 1 juta, pencairan sebelum jatuh tempo gak kena penalti • Bayar/beli dalam satu aplikasi • Bayar pakai QRIS • bluVirtual Card dan bluDebit Card yang terkoneksi dengan Mastercard, memudahkan transaksimu di dalam maupun luar negeri. • Tarik dan Setor Tunai di ATM BCA • Investasi di bluInvest bekerjasama dengan partner terpercaya     Eits, belum selesai! Pakai blu bebas biaya admin bulanan, bebas biaya transfer via BI-FAST dari dan ke BCA unlimited,   So...tunggu apa lagi? Download blu sekarang!   Perlu bantuan? Haloblu siap bantu kamu 24/7 via telepon 1500 668/ WhatsApp 0811-6500-668   PT Bank Digital BCA Menara blu, The City Tower Lantai 11 Jl. M.H. Thamrin No.81, Menteng, 10310, Jakarta, Indonesia 10310 https://www.blubybcadigital.id/

Screenshots

BCA mobile4 screens
blu by BCA Digital4 screens

Verdict

The call

The clearest difference is rating: blu by BCA Digital at 4.7 against BCA mobile's 2.6. blu by BCA Digital also leads on review sentiment (31% vs 14%) and update cadence (weekly vs fortnightly). BCA mobile's advantage is ads (none vs shown). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

blu by BCA Digital holds the better App Store score, 4.7 against 2.6. Both are backed by a comparable volume of ratings — 277 and 122 respectively. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 31% of blu by BCA Digital's.

UpkeepUpdate frequency

BCA mobile ships an update fortnightly, blu by BCA Digital weekly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
BCA mobile versus blu by BCA Digital: the parameters behind the verdict, then further details
ParameterBCA mobileblu by BCA Digital
PriceFreeFree
Rating2.6 (277 ratings)4.7 (122 ratings) — better
Positive reviews13.9% of reviews31.4% of reviews — better
Number of ratings277 — better122
Update frequencyFortnightlyWeekly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size206 MB405 MB
Age rating4+12+
DeveloperPT. Bank Central Asia TbkPT. Bank Digital BCA

Customer experience

BCA mobile

All ratings277 ratings
Positive35.7%
Neutral9.4%
Negative54.9%
Written reviews237 reviews
Positive13.9%
Neutral13.1%
Negative73.0%

blu by BCA Digital

All ratings122 ratings
Positive93.4%
Neutral0.8%
Negative5.7%
Written reviews70 reviews
Positive31.4%
Neutral11.4%
Negative57.1%

Bugs and requests

BCA mobile

Reported bugs

4 issues
  • Force close issues after updates
  • Verification failures and account registration problems
  • Inability to access certain features like Flazz card
  • Frequent disconnections during transactions

Requested features

5 requests
  • Add transaction history and balance tracking
  • Implement biometric login options
  • Provide English language support
  • Improve user interface and modernize the design
  • Enhance security with two-factor authentication

blu by BCA Digital

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BCA mobile

No in-app purchases

None

blu by BCA Digital

No in-app purchases

Questions

Is BCA mobile free?
BCA mobile is free to download, with no in-app purchases.
Is blu by BCA Digital free?
blu by BCA Digital is free to download, with no in-app purchases.
Which has better reviews, BCA mobile or blu by BCA Digital?
blu by BCA Digital is rated higher. BCA mobile averages 2.6 out of 5 from 277 ratings, while blu by BCA Digital averages 4.7 from 122 ratings.
Do BCA mobile or blu by BCA Digital have ads?
blu by BCA Digital shows ads; BCA mobile does not.
Which is updated more often, BCA mobile or blu by BCA Digital?
BCA mobile ships an update fortnightly, and blu by BCA Digital weekly. Most recently, BCA mobile was updated on September 22, 2026 and blu by BCA Digital on September 23, 2026.

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