Comparison

BCA mobile vs MariBank PH (SeaBank)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA mobile

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

Highlights
  • Non-cash transactions
  • Card management (block/activate/PIN change)
  • Cardless ATM transactions
  • QR code transfers
  • Open new bank accounts
  • Repeat transaction storage
Read full description

Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.

About

MariBank PH (SeaBank)

This app offers a convenient way to manage your finances, allowing you to save, pay, and earn daily rewards. Open an account quickly to enjoy high interest rates on savings, free transfers, and cashback on various transactions. It also integrates with popular payment platforms and offers flexible credit options.

Highlights
  • Daily interest earnings on savings
  • Free weekly transfers via InstaPay/PESONet
  • Cashback on dining, retail, and QR transactions
  • Link ShopeePay and SPayLater accounts
  • Upfront Time Deposits with high interest
  • Numberless debit card with zero foreign transaction fees
  • Flexible credit options
Features
Read full description

Ranked as the Best Bank in the Philippines in Forbes’ World’s Best Banks 2026 list, MariBank PH (formerly SeaBank PH) is now a BSP-licensed digital bank offering simple, reliable, and rewarding ways to save, pay, and earn every day—proudly part of the Sea Group, the same group behind Shopee. Open an account in 5 minutes and enjoy daily interest earnings, unlimited free transfers, free money, and cashback rewards that make everyday spending more rewarding. Join millions of Filipinos saving smarter with MariBank! EVERYDAY BANKING MADE SIMPLE: HIGH INTEREST EARNINGS & FREE TRANSFERS • Earn up to 3.75% p.a. on your savings, credited DAILY. • Unlimited FREE transfers via InstaPay and PESONet. • No maintaining balance, no lock-in period, and no account fees. ENJOY CASHBACK, FREE MONEY, AND EVERYDAY REWARDS • Claim up to ₱588 pamasko when you refer friends to MariBank, up to 100 referrals monthly! • Enjoy up to 10% cashback with your MariBank Card: 10% on train rides, 5% on ride-hailing apps, 3% on gas, 3% at select supermarkets, and 1% on all other local spend! • Get ₱5.00 cashback on each merchant QRPh transaction. • Get up to 10% off on Load & Mobile Data promos when you buy via the MariBank app. • Get up to ₱50 cashback monthly when you pay bills via the MariBank app. EVERYDAY PAYMENTS, NOW CONNECTED: LINK SHOPEEPAY AND SPAYLATER • Link your ShopeePay and SPayLater accounts to the MariBank app in minutes. • Scan to pay with MariBank, ShopeePay, (or SPayLater for select users) and earn cashback. • Transfer funds between ShopeePay and MariBank more easily & repay your SPayLater loans with fewer steps. • Pay less with available Vouchers in your QR purchases when you link your ShopeePay and SPayLater accounts! GROW YOUR SAVINGS WITH UPFRONT TIME DEPOSIT • Interest earned instantly upon successful placement. • Get 3.75% p.a. on a minimum of ₱100 in a 1-month or 3-month deposit. • Choose auto-rollover to renew automatically when your time deposit matures. SHOP ANYWHERE WITH CONFIDENCE • Get a MariBank Card and enjoy 0% Foreign Transaction Fees when you use your card to shop in-store abroad. • Enjoy FREE ATM withdrawals abroad and cash out at ATMs nationwide. • Feel secure with the numberless MariBank Card, with transaction controls and limits easily and instantly configurable in the MariBank app. • Use your Mari Credit Card on Shopee Checkout and enjoy 2% coins cashback & 0% interest. FLEXIBLE LOAN OPTIONS • Selected users may access Mari Loan with competitive interest rates of as low as 0.95% per month and flexible repayment terms. SECURE, REGULATED, AND PROTECTED • Your account is secured with multi-factor authentication and encryption. • MariBank Philippines, Inc. is regulated by the BSP. • Deposits are insured by PDIC up to ₱1 Million per depositor. MariBank PH is part of Sea Limited (NYSE: SE) — the global consumer internet company behind Shopee and Garena. FOLLOW US TO STAY UPDATED WITH OUR PROMOS & SERVICE ANNOUNCEMENTS • Facebook: facebook.com/MariBankPH/ • Instagram: instagram.com/maribank.ph • Tiktok: tiktok.com/@maribank.ph

Screenshots

BCA mobile4 screens
MariBank PH (SeaBank)4 screens

Verdict

The call

The clearest difference is review sentiment: MariBank PH (SeaBank) at 73% against BCA mobile's 14%. MariBank PH (SeaBank) also leads on rating (4.9 vs 2.6) and ratings volume (2K vs 278). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MariBank PH (SeaBank) holds the better App Store score, 4.9 against 2.6. That said, the two scores are not equally well evidenced: MariBank PH (SeaBank) has 2K ratings behind it against 278, so its average is the more settled of the two. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 73% of MariBank PH (SeaBank)'s.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 17, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 7 level
BCA mobile versus MariBank PH (SeaBank): the parameters behind the verdict, then further details
ParameterBCA mobileMariBank PH (SeaBank)
PriceFreeFree
Rating2.6 (278 ratings)4.9 (2K ratings) — better
Positive reviews13.9% of reviews72.7% of reviews — better
Number of ratings2782K — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size207 MB218 MB
Age rating4+4+
DeveloperPT. Bank Central Asia TbkMariBank Philippines, Inc.

Customer experience

BCA mobile

All ratings278 ratings
Positive36.0%
Neutral9.4%
Negative54.7%
Written reviews237 reviews
Positive13.9%
Neutral13.1%
Negative73.0%

MariBank PH (SeaBank)

All ratings2,037 ratings
Positive97.3%
Neutral0.7%
Negative2.0%
Written reviews33 reviews
Positive72.7%
Neutral0.0%
Negative27.3%

Bugs and requests

BCA mobile

Reported bugs

4 issues
  • Force close issues after updates
  • Verification failures and account registration problems
  • Inability to access certain features like Flazz card
  • Frequent disconnections during transactions

Requested features

5 requests
  • Add transaction history and balance tracking
  • Implement biometric login options
  • Provide English language support
  • Improve user interface and modernize the design
  • Enhance security with two-factor authentication

MariBank PH (SeaBank)

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BCA mobile

No in-app purchases

None

MariBank PH (SeaBank)

No in-app purchases

Questions

Is BCA mobile free?
BCA mobile is free to download, with no in-app purchases.
Is MariBank PH (SeaBank) free?
MariBank PH (SeaBank) is free to download, with no in-app purchases.
Which has better reviews, BCA mobile or MariBank PH (SeaBank)?
MariBank PH (SeaBank) is rated higher. BCA mobile averages 2.6 out of 5 from 278 ratings, while MariBank PH (SeaBank) averages 4.9 from 2K ratings.
Do BCA mobile or MariBank PH (SeaBank) have ads?
Neither BCA mobile nor MariBank PH (SeaBank) shows ads.
Which is updated more often, BCA mobile or MariBank PH (SeaBank)?
BCA mobile ships an update fortnightly, and MariBank PH (SeaBank) fortnightly. Most recently, BCA mobile was updated on October 17, 2026 and MariBank PH (SeaBank) on October 20, 2026.

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