Comparison

BCA mobile vs BNI Agen46

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA mobile

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

Highlights
  • Non-cash transactions
  • Card management (block/activate/PIN change)
  • Cardless ATM transactions
  • QR code transfers
  • Open new bank accounts
  • Repeat transaction storage
Read full description

Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.

About

BNI Agen46

This app provides BNI Agen46 agents with a mobile platform for various banking transactions. It allows for account opening, cash deposits, transfers, bill payments, and top-ups for electronic money, making banking services more accessible.

Highlights
  • Account opening
  • Cash deposits
  • Inter-BNI transfers
  • Inter-bank transfers
  • Bill payments
  • Electronic money top-ups
  • Income estimation
Read full description

“Pengen Punya layanan perbankan yang paling lengkap langsung dari toko Anda, BNI Agen46 solusi terbaik untuk Anda” BNI Agen46 Mobile merupakan aplikasi mobile bagi BNI Agen46 yang telah terdaftar dalam melakukan transaksi perbankan. New Mobile Apps BNI Agen46 dengan kelebihan membuat transaksi anda menjadi lebih mudah, aman dan nyaman serta didukung dengan tampilan yang fresh dan user friendly. Dengan aplikasi BNI Agen46 anda bisa membuat layanan perbankan menjadi paling dekat dari masyarakat. Fitur-Fitur populer yang dapat anda berikan kepada pelanggan anda melalui BNI Agen46 Mobile, yaitu: - Pembukan Rekening - Setoran Tunai - Transfer antar Rekening BNI - Transfer antar Bank - Virtual Account - Pembelian pulsa, Data, token PLN, Gopay dan lain-lain - Pembayaran PLN, PDAM, Asuransi, Kartu Kredit, Internet, TV Berlangganan, Pajak dan lain-lain - Top Up Uang Elektronik (Tapcash, LinkAja dll) - Pencairan Kiriman Uang dari luar negeri - Perkiraan Pendapatan - Dan lain-lain Untuk dapat menggunakan layanan aplikasi ini ini Pastikan Anda telah terdaftar sebagai BNI Agen46. Berminat menikmati keuntungannya ? Segera daftarkan diri anda menjadi BNI Agen46, hubungi BNI Call Center 1500046 atau kunjungi Kantor Cabang terdekat atau melalui portal BNI Agen46 di https://www.bni.co.id/id-id/ebanking/bniagen46 "Tingkatkan transaksi anda di BNI Agen46 dan raih banyak keuntungannya"

Screenshots

BCA mobile4 screens
BNI Agen464 screens

Verdict

The call

The clearest difference is review sentiment: BNI Agen46 at 71% against BCA mobile's 14%. BNI Agen46 also leads on iOS requirement (13.0 vs 15.0). BCA mobile's advantage is update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BCA mobile ships an update fortnightly, BNI Agen46 every 2 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
BCA mobile versus BNI Agen46: the parameters behind the verdict, then further details
ParameterBCA mobileBNI Agen46
PriceFreeFree
Rating2.6 (278 ratings) — better—
Positive reviews13.9% of reviews70.6% of reviews — better
Number of ratings278 — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size207 MB86 MB
Age rating4+4+
DeveloperPT. Bank Central Asia TbkPT. BANK NEGARA INDONESIA (PERSERO) TBK.

Customer experience

BCA mobile

All ratings278 ratings
Positive36.0%
Neutral9.4%
Negative54.7%
Written reviews237 reviews
Positive13.9%
Neutral13.1%
Negative73.0%

BNI Agen46

Written reviews17 reviews
Positive70.6%
Neutral0.0%
Negative29.4%

Bugs and requests

BCA mobile

Reported bugs

4 issues
  • Force close issues after updates
  • Verification failures and account registration problems
  • Inability to access certain features like Flazz card
  • Frequent disconnections during transactions

Requested features

5 requests
  • Add transaction history and balance tracking
  • Implement biometric login options
  • Provide English language support
  • Improve user interface and modernize the design
  • Enhance security with two-factor authentication

BNI Agen46

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BCA mobile

No in-app purchases

None

BNI Agen46

No in-app purchases

Questions

Is BCA mobile free?
BCA mobile is free to download, with no in-app purchases.
Is BNI Agen46 free?
BNI Agen46 is free to download, with no in-app purchases.
Do BCA mobile or BNI Agen46 have ads?
Neither BCA mobile nor BNI Agen46 shows ads.
Which is updated more often, BCA mobile or BNI Agen46?
BCA mobile ships an update fortnightly, and BNI Agen46 every 2 months. Most recently, BCA mobile was updated on November 1, 2026 and BNI Agen46 on November 4, 2026.

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