BCA mobile vs walletYa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCA mobile
Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.
- Non-cash transactions
- Card management (block/activate/PIN change)
- Cardless ATM transactions
- QR code transfers
- Open new bank accounts
- Repeat transaction storage
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Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.
walletYa
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Track your expenses in seconds. Ideal for: - ADHD and neurodivergent users who prefer intuitive, simple tools - Busy students, workers, and professionals with no time to manage finances - Beginners who want to start budgeting without stress No ads. Free. Minimal. Worldwide. walletYa is a free budgeting app designed for people who want clarity, not complexity. We focus only on essential features — so budgeting feels easy and manageable. What You Can Do: - Track expenses in 2 clicks Share or capture a receipt and let AI handle it, or type your expense as easily as sending a text. - Only essential analytics No overwhelming charts or unused data. See where your money goes at a glance and understand your cash flow clearly. - Split bills with friends Eating out or traveling together? Automatically split bills and avoid confusion. - Import from spreadsheets Already tracking your finances in Sheets? Import your data and continue seamlessly. Other Features: - Budget reset options: daily, weekly, or monthly - Multiple currency support - Data export - Transaction list and detailed views - Spending category breakdown - Number display format settings Learn more: https://www.walletya.id/ Privacy Policy: https://www.walletya.id/privacy-policy
Screenshots
Verdict
BCA mobile and walletYa are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCA mobile ships an update fortnightly, walletYa weekly. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.
| Parameter | BCA mobile | walletYa |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (277 ratings) — better | — |
| Positive reviews | 13.9% of reviews | — |
| Number of ratings | 277 — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 206 MB | 90 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. Bank Central Asia Tbk | David Johan |
Bugs and requests
BCA mobile
Reported bugs
4 issues- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions
Requested features
5 requests- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication
walletYa
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BCA mobile
No in-app purchases
walletYa
No in-app purchases








