Comparison

BCA mobile vs walletYa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA mobile

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

Highlights
  • Non-cash transactions
  • Card management (block/activate/PIN change)
  • Cardless ATM transactions
  • QR code transfers
  • Open new bank accounts
  • Repeat transaction storage
Read full description

Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.

About

walletYa

Features
Read full description

Track your expenses in seconds. Ideal for: - ADHD and neurodivergent users who prefer intuitive, simple tools - Busy students, workers, and professionals with no time to manage finances - Beginners who want to start budgeting without stress No ads. Free. Minimal. Worldwide. walletYa is a free budgeting app designed for people who want clarity, not complexity. We focus only on essential features — so budgeting feels easy and manageable. What You Can Do: - Track expenses in 2 clicks Share or capture a receipt and let AI handle it, or type your expense as easily as sending a text. - Only essential analytics No overwhelming charts or unused data. See where your money goes at a glance and understand your cash flow clearly. - Split bills with friends Eating out or traveling together? Automatically split bills and avoid confusion. - Import from spreadsheets Already tracking your finances in Sheets? Import your data and continue seamlessly. Other Features: - Budget reset options: daily, weekly, or monthly - Multiple currency support - Data export - Transaction list and detailed views - Spending category breakdown - Number display format settings Learn more: https://www.walletya.id/ Privacy Policy: https://www.walletya.id/privacy-policy

Screenshots

BCA mobile4 screens
walletYa4 screens

Verdict

The call

BCA mobile and walletYa are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BCA mobile ships an update fortnightly, walletYa weekly. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

ScorecardNo meaningful differences
BCA mobile versus walletYa: the parameters behind the verdict, then further details
ParameterBCA mobilewalletYa
PriceFreeFree
Rating2.6 (277 ratings) — better—
Positive reviews13.9% of reviews—
Number of ratings277 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size206 MB90 MB
Age rating4+4+
DeveloperPT. Bank Central Asia TbkDavid Johan

Bugs and requests

BCA mobile

Reported bugs

4 issues
  • Force close issues after updates
  • Verification failures and account registration problems
  • Inability to access certain features like Flazz card
  • Frequent disconnections during transactions

Requested features

5 requests
  • Add transaction history and balance tracking
  • Implement biometric login options
  • Provide English language support
  • Improve user interface and modernize the design
  • Enhance security with two-factor authentication

walletYa

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BCA mobile

No in-app purchases

None

walletYa

No in-app purchases

Questions

Is BCA mobile free?
BCA mobile is free to download, with no in-app purchases.
Is walletYa free?
walletYa is free to download, with no in-app purchases.
Do BCA mobile or walletYa have ads?
Neither BCA mobile nor walletYa shows ads.
Which is updated more often, BCA mobile or walletYa?
BCA mobile ships an update fortnightly, and walletYa weekly. Most recently, BCA mobile was updated on September 22, 2026 and walletYa on September 21, 2026.

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