Comparison

Fidelity Charitable vs FICO Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fidelity Charitable

Manage your charitable giving on the go. This app allows you to open a Giving Account, recommend grants to your favorite organizations, and track the status of your contributions and future recommendations. It also provides tools to manage your investment selections and account details.

Highlights
  • Open a Giving Account
  • Recommend grants
  • Monitor grant status
  • View investment selections
  • Set up recurring grants
  • Nominate NPO Successor
Features
Read full description

The free Fidelity Charitable ® app lets you: --Open a Giving Account --Recommend grants --Monitor the status of grants and contributions --See future one-time and recurring grant recommendations Easy ways recommend a grant; --From a list of previously supported organizations --By looking up a new organization --Set up future, one-time, or recurring grant recommendations Other convenient features: --View your current Giving Account investment selections. --Change Giving Account name --NPO Successor Nomination To learn more about Fidelity Charitable, go to FidelityCharitable.org. Fidelity Charitable is the brand name for the Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide services to Fidelity Charitable. The Fidelity Charitable logo is a service mark, and Fidelity Charitable and Fidelity are registered service marks, of FMR LLC, used by Fidelity Charitable under license. Giving Account is a registered service mark of the Trustees of Fidelity Charitable. Fidelity Charitable Privacy Policy: https://www.fidelitycharitable.org/legal/privacy-policy.html

About

FICO Banking

Receive real-time alerts for important account activity, including potential fraud, overdue payments, and credit line changes. This app facilitates direct communication with your FICO MobileDirect enabled service.

Highlights
  • Real-time fraud alerts
  • Overdue payment notifications
  • Credit line increase alerts
  • Account information communication
  • FICO MobileDirect enabled
Read full description

FICO Bank is a FICO MobileDirect enabled application allowing communication of important account information to your mobile device. These FICO MobileDirect communications allow you to respond in real time to: • possible fraudulent activity. • overdue payment notifications. • credit line increase offerings. • many other messages and notifications. Please note that FICO Bank is only available to FICO affiliates who have access to the service.

Screenshots

Fidelity Charitable4 screens
FICO Banking3 screens

Verdict

The call

The clearest difference is rating: Fidelity Charitable at 3.7 against FICO Banking's 3.0. Fidelity Charitable also leads on ratings volume (23 vs 1). FICO Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (6.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Fidelity Charitable holds the better App Store score, 3.7 against 3.0. That said, the two scores are not equally well evidenced: Fidelity Charitable has 23 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Fidelity Charitable ships an update every 5 weeks, FICO Banking every 2 months. The most recent releases landed on October 23, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
Fidelity Charitable versus FICO Banking: the parameters behind the verdict, then further details
ParameterFidelity CharitableFICO Banking
PriceFreeFree
Rating3.7 (23 ratings) — better3.0 (1 ratings)
Positive reviews22.6% of reviews—
Number of ratings23 — better1
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.06.0 — better
Further details — not scored
Size222 MB19 MB
Age rating4+4+
DeveloperFidelity InvestmentsFICO

Customer experience

Fidelity Charitable

All ratings22 ratings
Positive68.2%
Neutral4.5%
Negative27.3%
Written reviews53 reviews
Positive22.6%
Neutral7.5%
Negative69.8%

FICO Banking

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

Bugs and requests

Fidelity Charitable

Reported bugs

38 issues
  • Latest update crashes immediately after launch
  • App crashes immediately after launch
  • App references to update which doesn’t work in App Store
  • Feedback screen hangs
  • Current version crashes
Show 33 more
  • Not able to log in
  • App no longer working
  • Broken login
  • Can’t log in
  • Face ID not available
  • Stuck in security credentials step
  • Feedback screen is blank
  • Update lost my password
  • App doesn’t recognize login credentials
  • Login prob
  • App errors out when retrieving accounts
  • App Stopped Working!
  • App errors out
  • App Hangs on User Agreement page
  • Constantly forgets who I am
  • Next to impossible to sign in using fingerprint
  • App NOT Working
  • Cannot activate FaceID
  • Submit button in Feedback section not working
  • Touch ID broken
  • Crashes on open
  • App crashing after TouchID login
  • Login issues
  • App blows up on login
  • Crashes consistently upon loading
  • Crashing on login
  • Can't get past login screen
  • App crashes after login attempt
  • App freezes when scheduling future or recurring grants
  • Not ready for prime time
  • Stopped working with latest upgrade
  • Keyboard will not disappear
  • App won't accept user ID and password

Requested features

9 requests
  • Update the green “Contribute” button to match the main Fidelity app style and rename it “Transact.”
  • Tapping “Transact” should open a simple menu that lets users contribute or donate from any page
  • Allow editing scheduled/recurring donations within the app
  • Let me invest in FBTC, the Fidelity Bitcoin Trust
  • Add Touch ID support
Show 4 more
  • Add ability to grant from a specific fund like you are able to do online
  • Add the full website capability in the app, most importantly document manager (confirmations, statement and check images)
  • See history of donations to a charity within the app
  • Ability to contribute to my account from the app

FICO Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Fidelity Charitable

No in-app purchases

None

FICO Banking

No in-app purchases

Questions

Is Fidelity Charitable free?
Fidelity Charitable is free to download, with no in-app purchases.
Is FICO Banking free?
FICO Banking is free to download, with no in-app purchases.
Which has better reviews, Fidelity Charitable or FICO Banking?
Fidelity Charitable is rated higher. Fidelity Charitable averages 3.7 out of 5 from 23 ratings, while FICO Banking averages 3.0 from 1 ratings.
Do Fidelity Charitable or FICO Banking have ads?
Neither Fidelity Charitable nor FICO Banking shows ads.
Which is updated more often, Fidelity Charitable or FICO Banking?
Fidelity Charitable ships an update every 5 weeks, and FICO Banking every 2 months. Most recently, Fidelity Charitable was updated on October 23, 2026 and FICO Banking on October 19, 2026.

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