Comparison

Universal vs App AZUL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Universal

Access your insurance products, coverage, and services. Manage health benefits, make payments, view your network, and access digital insurance cards. Also, handle auto insurance claims and roadside assistance, plus manage investment funds.

Highlights
  • View insurance products and coverage
  • Manage health benefits and pharmacy coverage
  • Make online payments
  • Access digital insurance cards
  • Submit and track claims
  • Request roadside assistance
  • Manage investment funds
Features
Read full description

Si eres asegurado principal en la App Universal obtienes información de tus productos, coberturas y servicios. Asegúrate de tener activo tu usuario de Universal en Línea para que puedas utilizar todas las funciones y ahorres tiempo. Soluciones seguros de salud: Cobertura de Medicamentos: Consulta de cobertura, monto disponible y precio estimado en farmacia. Pagos: Realiza pagos en línea de tus productos en pesos con tus tarjetas Visa, Mastercard y American Express. Solicita tus recibos y estados de cuenta. Mi red de salud: Consulta la red de salud de tu plan. Mis carnets: Ten disponible tu carnet y el de tus dependientes de manera digital en cualquiera de tus productos de Universal. Mi reembolso: Ahorra tiempo solicitando y revisando el estatus de tu reembolso. Salud Universal: Consejos de salud y nutrición Combo Seguro (auto) Reclamaciones: Ahorra tiempo solicitando y revisando el estatus de tu reclamación. Asistencia: Solicita servicio de grúa, cambio de gomas, carga de baterías, entre otros más. Combo AFI Fondos de Inversión: Gestiona tus fondos, realiza aportes, solicita rescates y consulta tu estado de cuentas cuando quieras.

About

App AZUL

Manage and grow your business sales with a comprehensive mobile tool. Generate payment links, accept QR code payments, and manage transactions. Request services and support for your business needs.

Highlights
  • Generate payment links
  • Accept QR code payments
  • Consult transaction history
  • Request service and support
  • Digital affiliation process
  • Manage payment terminals
Features
Read full description

Gestiona e incrementa las ventas de tu negocio con la herramienta móvil más completa del mercado. Descarga la App AZUL y accede a todo lo necesario para hacer crecer tu negocio. Si aún no estás afiliado a AZUL, podrás realizar tu proceso de afiliación totalmente digital y solicitar productos como Link de Pagos, Tap, Código QR y terminales físicas. Características destacadas: · Link de Pagos AZUL: Genera y envía múltiples enlaces de pago a tus clientes vía redes sociales, WhatsApp, correo electrónico o SMS, para que paguen con tarjeta desde cualquier lugar. · Tap AZUL: Consulta tus transacciones en cualquier momento y mantén el control de tu negocio. · Código QR AZUL: Recibe pagos por transferencia directamente a tu cuenta cuando tus clientes escanean tu código QR. · Consulta de transacciones: Consulta en línea y genera estados de cuenta de los productos que tengas contratados. · Creación de solicitudes de servicio y soporte: Solicita material gastable, devoluciones de transacciones, soporte para equipos, actualiza tus datos, solicita terminales adicionales, cambio de tipo de terminal, procesamiento AMEX, soporte digital, y consulta el estado de tus solicitudes. Para acceder, ingresa las credenciales que utilizas en el Portal AZUL. Descárgala ahora y sigue evolucionando con AZUL. Esta aplicación se mantendrá en constante actualización, incluyendo nuevas funcionalidades que optimizarán tu negocio. Para más información, visita AZUL.com.do Si necesitas ayuda, háblanos al 809-544-2985 o al 809-200-0305 desde el interior sin cargos.

Screenshots

Universal4 screens
App AZUL4 screens

Verdict

The call

The clearest difference is review sentiment: Universal at 58% against App AZUL's 0%. Universal also leads on rating (4.7 vs 3.8) and ratings volume (1.1K vs 6). App AZUL's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Universal holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: Universal has 1.1K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 58% of Universal's written reviews are positive against 0% of App AZUL's.

UpkeepUpdate frequency

Universal ships an update every 3 weeks, App AZUL every 3 months. The most recent releases landed on September 21, 2026 and August 19, 2026 respectively.

Scorecard5 real differences · 5 level
Universal versus App AZUL: the parameters behind the verdict, then further details
ParameterUniversalApp AZUL
PriceFreeFree
Rating4.7 (1.1K ratings) — better3.8 (6 ratings)
Positive reviews58.3% of reviews — better0.0% of reviews
Number of ratings1.1K — better6
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size179 MB94 MB
Age rating4+4+
DeveloperGrupo UniversalAZUL MPOS

Customer experience

Universal

All ratings1,099 ratings
Positive93.8%
Neutral2.4%
Negative3.8%
Written reviews24 reviews
Positive58.3%
Neutral8.3%
Negative33.3%

App AZUL

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Universal

Reported bugs

4 issues
  • Crashes when accessing notifications
  • Incorrect plan information displayed
  • Unable to register with passport number
  • Unable to view caenets

Requested features

4 requests
  • Add email to report errors
  • Improve provider selection when names are long
  • Add ability to record personal medical information
  • Integrate provider coverage and plan details

App AZUL

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Universal

No in-app purchases

None

App AZUL

No in-app purchases

Questions

Is Universal free?
Universal is free to download, with no in-app purchases.
Is App AZUL free?
App AZUL is free to download, with no in-app purchases.
Which has better reviews, Universal or App AZUL?
Universal is rated higher. Universal averages 4.7 out of 5 from 1.1K ratings, while App AZUL averages 3.8 from 6 ratings.
Do Universal or App AZUL have ads?
Neither Universal nor App AZUL shows ads.
Which is updated more often, Universal or App AZUL?
Universal ships an update every 3 weeks, and App AZUL every 3 months. Most recently, Universal was updated on September 21, 2026 and App AZUL on August 19, 2026.

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