Comparison

UniCredit RO vs e

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UniCredit RO

Manage your finances securely and conveniently from your mobile device. Enroll cards in digital wallets, request new cards, activate cashback offers, and pay bills with ease. Update your contact details, set up direct debits, and generate cash withdrawal codes.

Highlights
  • Enroll cards in Apple Pay
  • Request virtual debit cards
  • Activate ShopSmart cashback offers
  • Add money to accounts
  • Update contact details
  • Activate Direct Debit mandates
  • Generate mCash withdrawal codes
  • Pay utility bills via barcode scan
  • Block/unblock cards and set limits
  • Repay credit cards
Features
Read full description

The mobile application from UniCredit Bank has an intuitive, safe navigation and helps you save time for the things that really matter. - Do you want to enroll you card in Apple Pay and use your phone for payments? You can do it directly from Mobile Banking. Go to Cards/Card Info menu, press the "Add to Apple Wallet" button, enroll the card and activate the NFC on your phone. - Do you need quickly a debit card? Request a virtual one from home page or “Offers” menu. Easy to issue it, easy to close it. - Do you want to get money back for some of your transactions? Activate and use offers from ShopSmart cashback program that you may find in “Offers” menu. We have more than 100 partners. - Do you need to credit your UniCredit account quickly in order to pay contactless using your phone or to pay your monthly rate for your loan? Access "Add money" icon from Account page, fill in the amount and the card details, and authorize the card transaction as you normally do when making online payments using that card. - Have you changed your phone number or e-mail address and want to update your contact details in relationship with the Bank? From "My Profile" menu you can update the phone number, the email address and even upload your ID picture. - Do you want to stop worrying about bill payment deadlines? You can activate a Direct Debit mandate from Payments/Utility Payments and the bills will be automatically payed each month from your current account. You can set up a limit or cancel the mandate at any time. - Did you forgot your card at home and you need to withdraw cash? All you need to do is access the mCash icon from the Accounts or Card menu (only those with RON currency), specify the amount and generate the code, which you can use at any UniCredit Romania cash withdraw terminal. - Do you want to pay utility bills? You can do it directly by scanning the barcode on the invoice, without the necessity to complete any additional details. - Do you want to block a card or to set its limits? Tap on the Cards menu, choose the desired card and you have full access to its settings. You can change POS or ATM limits and you can also block/unblock it or decide whether you want to use it for online payments. Anytime, on the spot. - Do you want to pay back your credit card? Select the credit card repayment option from either the Payments menu, or from the Cards menu after you previously choose the desired card. You modify the amount, if you want, and sign. - Do you want to open a term deposit? Select the option from the Products menu and open the desired term deposit with just a few clicks. - Do you want to get rid of the digipass? Activate Mobile Token. The app generates unique passwords for each authentication or transaction authorization you do in Online Banking. - And much more.

About

e

Manage your building's maintenance costs, submit meter readings, and send tickets to your building's administration. Locate payment terminals for cash payments and utilize a cashier function with a compatible Bluetooth thermal printer.

Highlights
  • View maintenance costs
  • Enter meter readings
  • Submit tickets to administration
  • Locate payment terminals
  • Cashier function with Bluetooth printer
Features
Read full description

Această aplicaţie este varianta pentru iOS a platformei www.e-bloc.ro Principalele funcţii ale aplicaţiei sunt: - afişarea de informaţii legate de costul întreţinerii - introducerea indecşilor de contoare - transmiterea de tichete către administraţie - localizarea terminalelor plată numerar (ex: PayPoint, SelfPay etc) Utilizarea funcţiei de casier necesită o imprimantă termică bluetooth. Modele suportate: - din testele noastre, orice imprimantă "chinezească" (ex: POS, PT, ZJ, Rongta, BPP, Zeus, etc) din categoria de preţ 300-700 Lei - în principiu orice imprimantă bluetooth Star; noi am testat: Star SM-L200

Screenshots

UniCredit RO4 screens
e4 screens

Verdict

The call

The clearest difference is review sentiment: e at 77% against UniCredit RO's 53%. e also leads on rating (5.0 vs 4.8). UniCredit RO's advantage is ratings volume (616 vs 48). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

e holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: UniCredit RO has 616 ratings behind it against 48, so its average is the more settled of the two. Written reviews point the same way: 53% of UniCredit RO's written reviews are positive against 77% of e's.

UpkeepUpdate frequency

UniCredit RO ships an update every 6 weeks, e monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
UniCredit RO versus e: the parameters behind the verdict, then further details
ParameterUniCredit ROe
PriceFreeFree
Rating4.8 (616 ratings)5.0 (48 ratings) — better
Positive reviews52.6% of reviews77.1% of reviews — better
Number of ratings616 — better48
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size595 MB44 MB
Age rating4+4+
DeveloperUniCredit Bank SAXiSoft Servicii SRL

Customer experience

UniCredit RO

All ratings611 ratings
Positive94.4%
Neutral1.6%
Negative3.9%
Written reviews97 reviews
Positive52.6%
Neutral10.3%
Negative37.1%

e

All ratings48 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews48 reviews
Positive77.1%
Neutral6.3%
Negative16.7%

Bugs and requests

UniCredit RO

Not enough reviews yet to summarise bugs or requests.

e

Reported bugs

18 issues
  • App design incompatible with iOS 26
  • Maintenance not displayed in app
  • App sends useless notifications
  • App doesn't send payment notifications
  • Username authentication not working
Show 13 more
  • Navigation is confusing and fragmented
  • Payments not working, blocked
  • Payment not working after last update
  • Cannot transmit water consumption index
  • App not connecting to server after update
  • App crashes on startup on iOS
  • Payment authorization takes too long
  • Cannot finalize payment
  • App doesn't display previous months in history
  • Cannot input new index for water meter
  • App doesn't remember apartment
  • Cannot make online payment from web page
  • Pseudonym already exists error for reviews

Requested features

11 requests
  • Integrate Apple Pay or other banking apps
  • Allow users to choose payment buttons
  • Move app from 'Finance' to 'Utilities' category
  • Consolidate navigation methods
  • Add electronic invoice in the app
Show 6 more
  • Add ability to introduce persons
  • Remember selected apartment
  • Memorize payment card
  • Add email payment confirmation
  • Add option to read meter index smaller than current app
  • Option for common user for multiple locations

In-app purchases

None

UniCredit RO

No in-app purchases

None

e

No in-app purchases

Questions

Is UniCredit RO free?
UniCredit RO is free to download, with no in-app purchases.
Is e free?
e is free to download, with no in-app purchases.
Which has better reviews, UniCredit RO or e?
e is rated higher. UniCredit RO averages 4.8 out of 5 from 616 ratings, while e averages 5.0 from 48 ratings.
Do UniCredit RO or e have ads?
Neither UniCredit RO nor e shows ads.
Which is updated more often, UniCredit RO or e?
UniCredit RO ships an update every 6 weeks, and e monthly. Most recently, UniCredit RO was updated on November 6, 2026 and e on November 3, 2026.

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