Comparison

mBank@Net vs Spendmark

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mBank@Net

Open a bank account digitally in under a minute without visiting a branch. Manage your finances, view card details, and apply for loans or savings directly from your phone. Enjoy advanced security features and a user-friendly interface.

Highlights
  • Digital account opening
  • View card number, CVV, and PIN
  • Card limit changes
  • Request/send money
  • Scan multiple payment slips
  • Apply for savings, loans, and cards
Features
Read full description

Prenesite mBank@Net in se registrirajte v 1 minuti, brez obiska poslovalnice. Po registraciji boste lahko uporabljali enako uporabniško ime in geslo tako za Bank@Net kot tudi za mBank@Net. Za hitrejšo prijavo pa uporabite FaceID ali TouchID. Še nimate računa pri OTP banki? Brez problema! Z mBank@Net aplikacijo lahko odprete bančni račun hitro in digitalno, brez obiska poslovalnice. Preizkusite nas za 9 mesecev brezplačno! Funkcionalnosti: - Pregled vaših bančnih poslov in storitev - Vpogled v številko kartice, CVV in PIN – Edina banka v Sloveniji, ki ponuja to možnost! - Spremembe limitov na karticah. - Zahtevajte ali pošljite denar z »Nakaži mi«. - Skenirajte več položnic hkrati in potrdite vse naenkrat. - Sklenite varčevanja, depozite, pakete, naročila kartic in kredite kar iz naše aplikacije. - In še veliko več…  Zakaj izbrati mBank@Net? - Izbrani za napredno digitalno banko v Sloveniji. - Naše glavne vrednote so varnost, funkcionalnosti in enostavnost uporabe. - Poslušamo naše uporabnike in redno posodabljamo aplikacijo.

About

Spendmark

Features
Read full description

Take control of your finances with Spendmark—the smart, intuitive expense tracker that helps you understand where your money goes. TRACK EXPENSES EFFORTLESSLY • Add expenses in seconds with quick-entry • 16 built-in categories or create your own • Set up recurring expenses for subscriptions and bills • Tag expenses for flexible organization • Capture receipts and let AI auto-fill expense details SMART BUDGETS • Create monthly budgets by category • Visual progress bars show spending at a glance • Get alerts when approaching your budget limits POWERFUL ANALYTICS • Beautiful charts break down spending by category • Track trends over weekly, monthly, and yearly periods • Smart insights detect unusual spending patterns DESIGNED FOR YOU • Clean, modern interface with dark mode support • Works offline—your data is stored locally on your device • Cloud sync to keep data safe across devices • Export your data anytime PRIVACY FIRST • Your financial data stays on your device by default • No ads, no selling your data • Optional cloud sync with end-to-end security Spendmark Plus and Pro subscriptions unlock premium features including receipt scanning, advanced analytics, and cloud sync. Prices may vary by region. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings after purchase. Terms of Service: https://spendmark.app/terms Privacy Policy: https://spendmark.app/privacy

Screenshots

mBank@Net4 screens
Spendmark4 screens

Verdict

The call

The clearest difference is in-app purchases: mBank@Net at none against Spendmark's 4. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendmark sells 4 in-app purchases, starting at $3.99 per month. mBank@Net asks for nothing beyond the download.

UpkeepUpdate frequency

mBank@Net ships an update fortnightly, Spendmark monthly. The most recent releases landed on November 6, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
mBank@Net versus Spendmark: the parameters behind the verdict, then further details
ParametermBank@NetSpendmark
PriceFreeFree
Rating4.8 (340 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings340 — better—
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size157 MB46 MB
Age rating4+4+
DeveloperOTP banka d.d. (Slovenija)John Ellie Go

In-app purchases

None

mBank@Net

No in-app purchases

4 purchases

Spendmark

Subscriptions4
  • Spendmark Plus (Monthly)$3.991 Month
  • Spendmark Pro (Monthly)$7.991 Month
  • Spendmark Plus (Annual)$39.991 Year
Show 1 more
  • Spendmark Pro (Annual)$69.991 Year

Questions

Is mBank@Net free?
mBank@Net is free to download, with no in-app purchases.
Is Spendmark free?
Spendmark is free to download, with in-app purchases available.
Do mBank@Net or Spendmark have ads?
Neither mBank@Net nor Spendmark shows ads.
Which is updated more often, mBank@Net or Spendmark?
mBank@Net ships an update fortnightly, and Spendmark monthly. Most recently, mBank@Net was updated on November 6, 2026 and Spendmark on October 16, 2026.

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