Comparison

MoneyMobile vs Smart Money.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyMobile

This app offers a visually engaging and convenient way to manage all your financial accounts in one place. It automatically categorizes transactions, helps you create budgets with unique visualizations, and provides insightful reports to understand your finances better.

Highlights
  • Consolidate all financial accounts
  • Automatic transaction categorization
  • Patent-pending Bubble Budgets
  • Insightful reports and visualizations
  • View account balances
  • Manage investments and retirement accounts
Features
Read full description

MoneyMobile is a powerful and engaging financial mobile app that will change the way you feel about financial management. MoneyMobile’s award winning design makes managing money not only easier and more convenient - but a lot more enjoyable and exciting as well. Not only will you be able to see all your financial data in one place, you will be able to visualize that data in meaningful and engaging ways on your mobile device. Accolades • Finovate Fall 2014 Best of Show • CUNA Tech 2014 Best of Show • Finovate Fall 2013 Best of Show • Finovate Spring 2013 Best of Show • Finovate Fall 2012 Best of Show • Finovate Spring 2012 Best of Show • AIGA 100 Show 2012 Award of Merit Winner • CUNA ACUC Conference 2011 Best of Show With MoneyMobile you can: • Manage all your financial accounts in one place (checking, savings, credit cards, investments, and retirement) • Check all of your account balances • Have your transactions automatically categorized and organized • Create budgets in a new and meaningful way with MoneyMobile’s patent pending Bubble Budgets • View insightful reports & visualizations • Reach out and touch your finances

About

Smart Money.

This finance app helps you manage and control your financial well-being. It offers a straightforward approach to financial management without advertisements.

Highlights
  • Financial well-being management
  • Financial control
  • Ad-free experience
  • Assistance for financial goals
Features
Read full description

No ads. - WHAT IS SMART MONEY? This is your best assistant in the management and control of your financial well-being! Questions and wishes send us here: helpsmartmoney@gmail.com

Screenshots

MoneyMobile4 screens
Smart Money.4 screens

Verdict

The call

The clearest difference is in-app purchases: MoneyMobile at none against Smart Money.'s 1. MoneyMobile also leads on ratings volume (409 vs 1) and device support (3 vs 1). Smart Money.'s advantage is review sentiment (100% vs 82%). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Smart Money. sells 1 one-off in-app purchase. MoneyMobile asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Smart Money. holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MoneyMobile has 409 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of MoneyMobile's written reviews are positive against 100% of Smart Money.'s.

UpkeepUpdate frequency

MoneyMobile ships an update every 3 months, Smart Money. every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
MoneyMobile versus Smart Money.: the parameters behind the verdict, then further details
ParameterMoneyMobileSmart Money.
PriceFreeFree
Rating4.8 (409 ratings)5.0 (1 ratings) — better
Positive reviews81.8% of reviews100.0% of reviews — better
Number of ratings409 — better1
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.6
Further details — not scored
Size78 MB48 MB
Age rating4+4+
DeveloperMX TECHNOLOGIES, INC.Lev Natalya

Customer experience

MoneyMobile

All ratings405 ratings
Positive97.3%
Neutral0.7%
Negative2.0%
Written reviews66 reviews
Positive81.8%
Neutral3.0%
Negative15.2%

Smart Money.

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MoneyMobile

Reported bugs

12 issues
  • Constant logout requiring re-authentication with access codes
  • Accounts fail to sync or update automatically
  • App force closes when viewing specific transactions
  • Security settings reset after updates
  • Transaction history and budget data erased after updates
Show 7 more
  • Passcode only works for a couple hours
  • TouchID crashes the app
  • Sync errors with certain accounts
  • Checks display incorrectly without payee information
  • Zero balance loans not recognized after payoff
  • Delayed transaction updates (2-3 days behind)
  • Account connections drop regularly

Requested features

13 requests
  • Future bills tracking section
  • Cash flow forecasting and projection
  • Debt planning and goal management tools
  • Receipt attachment capability
  • Real property and asset value tracking
Show 8 more
  • Pending charges visibility
  • Calendar for scheduled payments and transfers
  • Transaction history and paycheck tracking
  • Spreadsheet export functionality
  • Annual, bi-annual, and quarterly payment options
  • Additional tax-related expense categories
  • Phone notification options instead of email only
  • Ability to exclude transactions from budget

Smart Money.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MoneyMobile

No in-app purchases

1 purchases

Smart Money.

One-time1
  • Wallets unlim$19.99

Questions

Is MoneyMobile free?
MoneyMobile is free to download, with no in-app purchases.
Is Smart Money. free?
Smart Money. is free to download, with in-app purchases available.
Which has better reviews, MoneyMobile or Smart Money.?
Smart Money. is rated higher. MoneyMobile averages 4.8 out of 5 from 409 ratings, while Smart Money. averages 5.0 from 1 ratings.
Do MoneyMobile or Smart Money. have ads?
Neither MoneyMobile nor Smart Money. shows ads.
Which is updated more often, MoneyMobile or Smart Money.?
MoneyMobile ships an update every 3 months, and Smart Money. every 2 months. Most recently, MoneyMobile was updated on November 1, 2026 and Smart Money. on November 3, 2026.

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