Smart Money. vs Cashews
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Money.
This finance app helps you manage and control your financial well-being. It offers a straightforward approach to financial management without advertisements.
- Financial well-being management
- Financial control
- Ad-free experience
- Assistance for financial goals
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No ads. - WHAT IS SMART MONEY? This is your best assistant in the management and control of your financial well-being! Questions and wishes send us here: helpsmartmoney@gmail.com
Cashews
This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.
- Connect to bank accounts
- Analyze income and expenses
- Predictive cash flow algorithm
- Spendable money calculation
- Financial goal setting
- 'Can I afford it?' widget
- Automated account syncing
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What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. IT PAYS FOR ITSELF Cashews automatically detects every recurring charge across all your accounts. Subscriptions you forgot about, bills you didn't realize were still running, annual renewals you missed. Most people find more in forgotten charges than Cashews costs. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts. 3. Swipe to categorize your transactions in seconds. 4. See every recurring charge, cashflow trend, and credit card balance in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - "Can I Afford It?" spending confidence check - Credit card utilization tracking - Cashflow trends: month over month, year over year - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. Most people find more than that in forgotten charges. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy
Screenshots
Verdict
The clearest difference is review sentiment: Smart Money. at 100% against Cashews's 50%. Smart Money. also leads on monetization model (free with in-app purchases vs subscription) and rating (5.0 vs 4.5). Cashews's advantage is update cadence (weekly vs every 2 months) and ratings volume (70 vs 1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Smart Money. sells 1 one-off in-app purchase and Cashews sells 9 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Smart Money. holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Cashews has 70 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Smart Money.'s written reviews are positive against 50% of Cashews's.
Smart Money. ships an update every 2 months, Cashews weekly. The most recent releases landed on October 2, 2026 and September 29, 2026 respectively.
| Parameter | Smart Money. | Cashews |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.5 (70 ratings) |
| Positive reviews | 100.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 1 | 70 — better |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 48 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | Lev Natalya | Cashews Finance LLC |
Customer experience
Smart Money.
Cashews
In-app purchases
Smart Money.
- Wallets unlim$19.99
Cashews
- Cashews Finance Monthly14 Days trial$3.991 Month
- Monthly3 Days trial$5.991 Month
- Monthly7 Days trial$8.991 Month
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- Quarterly$13.493 Months
- Quarterly14 Days trial$19.993 Months
- Cashews Finance Annual14 Days trial$39.991 Year
- Yearly3 Days trial$59.991 Year
- Yearly14 Days trial$59.991 Year
- Yearly1 Year trial4 variants$69.991 Year
