Armco CU vs SplitTip Pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Armco CU
Manage your finances conveniently from your mobile device. Check balances, review transactions, and transfer funds easily. Deposit checks remotely and secure your cards with instant freezing.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Remote check deposit
- Card Controls for freezing debit/ATM cards
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Armco CU Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Deposit checks for free with the Remote Deposit feature. Protect yourself from possible fraud by freezing your debit and ATM cards with Card Controls.
SplitTip Pro
Effortlessly calculate tips and split bills with this finance app. Features include receipt scanning, smart bill splitting, flexible tip options, and Apple Watch integration. Syncs across devices and offers data export.
- Receipt scanning for automatic bill extraction
- Smart bill splitting (even, custom, itemized)
- Flexible tip calculation options
- Apple Watch app and Home Screen widgets
- Calculation history and favorites
- Data export and cloud sync
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SplitTip Pro makes calculating tips and splitting bills effortless. Whether you're dining out with friends, handling business meals, or splitting group expenses, get the perfect amount every time — on your iPhone, Apple Watch, or right from your Home Screen widget. KEY FEATURES: Receipt Scanning — Point your camera at any receipt to automatically extract the bill amount and line items Smart Bill Splitting — Split evenly, by custom amounts, or itemized by what each person ordered Flexible Tip Options — Choose from preset percentages or set a custom tip amount Apple Watch App — Full tip calculator on your wrist with Digital Crown support and complications Home Screen Widgets — See your last calculation or quick-tap tip buttons in small, medium, large, and Lock Screen sizes Calculation History & Favorites — Save past calculations and bookmark your go-to split configurations Analytics & Insights — Track your tipping patterns, spending trends, and split usage over time Multi-Language Support — Use the app in English, Spanish, French, or Portuguese — switch instantly in Settings Siri & Shortcuts — Calculate tips with your voice or build custom automations Share & Export — Send formatted bill splits via iMessage, email, or export your data as CSV/JSON Cloud Sync — Your data stays backed up and in sync across devices Beautiful Design — Clean, modern interface with light and dark mode that follows your system preference SPLITTIP PRO PREMIUM ($2.99 one-time): Unlimited receipt scans Unlimited favorites & full calculation history Analytics dashboard & data export Early access to new features No subscriptions. No ads. Just fast, accurate bill splitting.
Screenshots
Verdict
The clearest difference is review sentiment: SplitTip Pro at 100% against Armco CU's 27%. SplitTip Pro also leads on rating (5.0 vs 4.0). Armco CU's advantage is monetization model (free vs free with in-app purchases) and ratings volume (26 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SplitTip Pro holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 26 and 6 respectively. Written reviews point the same way: 27% of Armco CU's written reviews are positive against 100% of SplitTip Pro's.
Armco CU ships an update every 6 months, SplitTip Pro every 5 months. The most recent releases landed on October 18, 2026 and October 10, 2026 respectively.
| Parameter | Armco CU | SplitTip Pro |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (26 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 27.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 26 — better | 6 |
| Update frequency | Every 6 months | Every 5 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 87 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Armco Credit Union | Scott Hardy |
Customer experience
Armco CU
SplitTip Pro
In-app purchases
Armco CU
No in-app purchases
SplitTip Pro
No in-app purchases









