Comparison

Armco CU vs SplitTip Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Armco CU

Manage your finances conveniently from your mobile device. Check balances, review transactions, and transfer funds easily. Deposit checks remotely and secure your cards with instant freezing.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay loans
  • Remote check deposit
  • Card Controls for freezing debit/ATM cards
Features
Read full description

Armco CU Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Deposit checks for free with the Remote Deposit feature. Protect yourself from possible fraud by freezing your debit and ATM cards with Card Controls.

About

SplitTip Pro

Effortlessly calculate tips and split bills with this finance app. Features include receipt scanning, smart bill splitting, flexible tip options, and Apple Watch integration. Syncs across devices and offers data export.

Highlights
  • Receipt scanning for automatic bill extraction
  • Smart bill splitting (even, custom, itemized)
  • Flexible tip calculation options
  • Apple Watch app and Home Screen widgets
  • Calculation history and favorites
  • Data export and cloud sync
Features
Read full description

SplitTip Pro makes calculating tips and splitting bills effortless. Whether you're dining out with friends, handling business meals, or splitting group expenses, get the perfect amount every time — on your iPhone, Apple Watch, or right from your Home Screen widget. KEY FEATURES: Receipt Scanning — Point your camera at any receipt to automatically extract the bill amount and line items Smart Bill Splitting — Split evenly, by custom amounts, or itemized by what each person ordered Flexible Tip Options — Choose from preset percentages or set a custom tip amount Apple Watch App — Full tip calculator on your wrist with Digital Crown support and complications Home Screen Widgets — See your last calculation or quick-tap tip buttons in small, medium, large, and Lock Screen sizes Calculation History & Favorites — Save past calculations and bookmark your go-to split configurations Analytics & Insights — Track your tipping patterns, spending trends, and split usage over time Multi-Language Support — Use the app in English, Spanish, French, or Portuguese — switch instantly in Settings Siri & Shortcuts — Calculate tips with your voice or build custom automations Share & Export — Send formatted bill splits via iMessage, email, or export your data as CSV/JSON Cloud Sync — Your data stays backed up and in sync across devices Beautiful Design — Clean, modern interface with light and dark mode that follows your system preference SPLITTIP PRO PREMIUM ($2.99 one-time): Unlimited receipt scans Unlimited favorites & full calculation history Analytics dashboard & data export Early access to new features No subscriptions. No ads. Just fast, accurate bill splitting.

Screenshots

Armco CU4 screens
SplitTip Pro4 screens

Verdict

The call

The clearest difference is review sentiment: SplitTip Pro at 100% against Armco CU's 27%. SplitTip Pro also leads on rating (5.0 vs 4.0). Armco CU's advantage is monetization model (free vs free with in-app purchases) and ratings volume (26 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SplitTip Pro holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 26 and 6 respectively. Written reviews point the same way: 27% of Armco CU's written reviews are positive against 100% of SplitTip Pro's.

UpkeepUpdate frequency

Armco CU ships an update every 6 months, SplitTip Pro every 5 months. The most recent releases landed on October 18, 2026 and October 10, 2026 respectively.

Scorecard5 real differences · 5 level
Armco CU versus SplitTip Pro: the parameters behind the verdict, then further details
ParameterArmco CUSplitTip Pro
PriceFreeFree
Rating4.0 (26 ratings)5.0 (6 ratings) — better
Positive reviews27.3% of reviews100.0% of reviews — better
Number of ratings26 — better6
Update frequencyEvery 6 monthsEvery 5 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS13.0 — better17.0
Further details — not scored
Size87 MB22 MB
Age rating4+4+
DeveloperArmco Credit UnionScott Hardy

Customer experience

Armco CU

All ratings26 ratings
Positive69.2%
Neutral7.7%
Negative23.1%
Written reviews33 reviews
Positive27.3%
Neutral15.2%
Negative57.6%

SplitTip Pro

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Armco CU

No in-app purchases

None

SplitTip Pro

No in-app purchases

Questions

Is Armco CU free?
Armco CU is free to download, with no in-app purchases.
Is SplitTip Pro free?
SplitTip Pro is free to download, with no in-app purchases.
Which has better reviews, Armco CU or SplitTip Pro?
SplitTip Pro is rated higher. Armco CU averages 4.0 out of 5 from 26 ratings, while SplitTip Pro averages 5.0 from 6 ratings.
Do Armco CU or SplitTip Pro have ads?
Neither Armco CU nor SplitTip Pro shows ads.
Which is updated more often, Armco CU or SplitTip Pro?
Armco CU ships an update every 6 months, and SplitTip Pro every 5 months. Most recently, Armco CU was updated on October 18, 2026 and SplitTip Pro on October 10, 2026.

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