NIBL Mobile Banking vs connectIPS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NIBL Mobile Banking
Manage your Nepal Investment Bank Ltd accounts via SMS. Perform financial transactions like balance inquiries, fund transfers, and bill payments. Securely manage your debit and credit cards, and recharge your mobile or internet services.
- SMS banking transactions
- Balance and statement inquiry
- Fund transfers
- Bill payments
- Mobile and internet recharge
- Card management (block/unblock)
- Loan and credit card inquiries
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With this application, Nepal Investment Bank Ltd customers can perform a number of financial and non-financial transactions by sending SMS requests to 37755 (NIBL’s short code) . Customers will be charged Telecom’s standard SMS rate while sending the SMS. Balance Inquiry Mini Statement Exchange Rate Loan Due Inquiry Debit Card Code Inquiry Credit Card Code Inquiry NT GSM /CDMA Recharge PIN Purchase NT Post Paid Bill Payment NT Landline Bill Payment NT ADSL Bill Payment NCELL Bill Payment Recharge PIN History Credit Card Payment Fund Transfer Transfer Limit Inquiry Credit Card Limit Enhance eBanking Limit Enhance eBanking Trans Enhance Block Credit Card Block Debit Card Block eBanking
connectIPS
This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.
- Link bank accounts
- Payment processing
- Fund transfers
- Creditor payments
- C2G payments
- C2B payments
- P2P payments
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connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.
Screenshots
Verdict
The clearest difference is rating: connectIPS at 2.2 against NIBL Mobile Banking's 1.2. connectIPS also leads on update cadence (every 3 weeks vs every 6 months). NIBL Mobile Banking's advantage is iOS requirement (8.0 vs 13). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
connectIPS holds the better App Store score, 2.2 against 1.2. Both are backed by a comparable volume of ratings — 69 and 37 respectively. Written reviews complicate that: 9% of NIBL Mobile Banking's written reviews are positive against 8% of connectIPS's, so the app with the better star average is not the one people write more warmly about.
NIBL Mobile Banking ships an update every 6 months, connectIPS every 3 weeks. Both last shipped on October 20, 2026.
| Parameter | NIBL Mobile Banking | connectIPS |
|---|---|---|
| Price | Free | Free |
| Rating | 1.2 (69 ratings) | 2.2 (37 ratings) — better |
| Positive reviews | 9.3% of reviews — better | 8.0% of reviews |
| Number of ratings | 69 — better | 37 |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 8.0 — better | 13 |
| Further details — not scored | ||
| Size | 2 MB | 182 MB |
| Age rating | 4+ | 4+ |
| Developer | NEPAL INVESTMENT MEGA BANK LIMITED | Nepal Clearing House Ltd. |
Customer experience
NIBL Mobile Banking
connectIPS
User reviews
NIBL Mobile Banking
From 69 App Store ratingsWhat we love
- 👍 Useful for Nepalese users
- 👍 Very useful app
- 👍 Nice app
Room to improve
- 👎 Crappy app
- 👎 Worst mobile banking service
- 👎 Shame on Nepal Investment bank
- 👎 Management in Stone Age of IT
- 👎 Disgraceful mobile banking app
connectIPS
From 37 App Store ratingsWhat we love
- 👍 Great app for banking transactions
- 👍 Service is awesome
Room to improve
- 🐛 App crashing frequently
- 🐛 Session expired issues
- 🐛 Login problems
- 🐛 App crashes after updates
- 🐛 UI/UX issues with text visibility
Bugs and requests
NIBL Mobile Banking
Reported bugs
5 issues- App always crashes
- Service is unavailable
- Doesn't work on iPhone
- Cannot logon using online credentials
- Takes to SMS and needs to click send again
Requested features
11 requests- Upgrade mobile banking app
- Learn from other mobile banking apps
- Update UI
- Develop app that won't charge SMS price
- Update to more advanced form
Show 6 moreShow fewer
- Upgrade to newer version of Apps
- Improve GUI, user friendliness, workflow
- Update with current standards
- Include ebanking through internet
- Need Smart features
- Improve graphics
connectIPS
Reported bugs
25 issues- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working
Show 20 moreShow fewer
- App crashes upon entering username and password
- Continuously says session expired
- Automatically logs out after login
- App takes a long time to retrieve device ID and notification ID
- Issue with selecting Bank Name of the recipient
- Issues for setting up default device
- OTP comes after five minutes on iOS, valid only for two minutes
- Every login says new Device detected
- EPF payment crashes the app on iPhone Xs on iOS 14.2
- App won't open
- Doesn't work after 2020 Sept 11 update
- White texts on white background
- Cannot see what is typed due to poor contrast
- Creepy UI on dark theme, fonts not visible
- Cannot login via iPhone X
- App keeps spinning and loading forever on iOS
- Titles and fields not rendered, buttons not displayed well on iOS
- Cannot register
- Password selection criteria not accepted
- Shows weak password while creating account
Requested features
8 requests- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email
Show 3 moreShow fewer
- Fix font visibility issues on iOS
- Improve UI/UX for text visibility
- Add 'please wait' indicator during login
In-app purchases
NIBL Mobile Banking
No in-app purchases
connectIPS
No in-app purchases
Questions
Is NIBL Mobile Banking free?
Is connectIPS free?
Which has better reviews, NIBL Mobile Banking or connectIPS?
Do NIBL Mobile Banking or connectIPS have ads?
Which is updated more often, NIBL Mobile Banking or connectIPS?
Other comparisons
