Hanmi Mobile Banking vs UseBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hanmi Mobile Banking
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transaction history, and send secure messages anytime, anywhere. Access branch information conveniently.
- Check balances 24/7
- View pending transactions
- Create, approve, cancel funds transfers
- View transaction history
- Send and receive secure messages
- Access branch hours and locations
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Our Mobile Banking application allows you to check balances, transfer funds, view transactions and check messages from anywhere, anytime. It’s fast, free and available to all of our Online Banking users. With this app you can do the following: - Check balances 24/7 - View pending transactions - Create, approve, cancel or view funds transfers - View transaction history - Send and receive secure messages - Access branch hours and location information
UseBudget
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Take back control of your money — without ever handing over your bank login. UseBudget never connects to your bank: you import your own statements (OFX, QFX, CSV), the app sorts them and shows what you will have left at the end of the month. NEW • Multi-currency: an account in the US, another in the UK? Each account in its own currency, your totals converted at the ECB reference rate, and cross-currency transfers at the amount actually received. • Demo without an account: try the app on sample data, without giving your email. • Statement reconciliation, CSV export, yearly budget view, calculations right in amount fields (12+8.50). • Overspend alerts and a weekly email summary, monthly PDF report: each with its own switch, nothing on by default. WHAT YOU CAN DO • Import your statements in seconds, duplicates detected automatically. • Categorise automatically with rules (keyword, amount) — and,, from the history of your choices. • Budget with envelopes: income, fixed costs, variable spending, extras. • Look ahead: your forecast balance at month end, and over 3, 6 or 12 months. • Split a receipt across categories, attach a planned expense to the statement line. • Track savings projects and prepare recurring payments (rent, salary, subscriptions). YOUR ACCOUNT One Marolya account gives you access to UseBudget and to the other apps in the Marolya family. Sign-in happens on marolya.fr, the app's publisher. Your UseBudget data stays in UseBudget. YOUR DATA In the iPhone app, an optional Face ID lock protects access to your data. Hosted in Europe. No advertising. No data resale. You can erase your UseBudget data at any time from the app. Deleting your ENTIRE Marolya account — the login and the other apps — is done on marolya.fr. Your data is not kept forever: after a year without visiting, you are notified by email, reminded two days before the deadline, then it is erased. Signing in is enough to cancel everything. TERMS Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of service: https://usebudget.marolya.fr/cgu · Terms of sale: https://usebudget.marolya.fr/cgv Marolya — RCS 824 330 054 Angers (France)
Screenshots
Verdict
The clearest difference is in-app purchases: Hanmi Mobile Banking at none against UseBudget's 4. UseBudget's advantage is update cadence (every 2 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. UseBudget sells 4 in-app purchases, starting at $9.99 per month. Hanmi Mobile Banking asks for nothing beyond the download.
Hanmi Mobile Banking ships an update every 3 months, UseBudget every 2 days. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.
| Parameter | Hanmi Mobile Banking | UseBudget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (1.6K ratings) — better | — |
| Positive reviews | 76.0% of reviews | — |
| Number of ratings | 1.6K — better | — |
| Update frequency | Every 3 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 136 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Hanmi Bank | Nicolas BERGER |
Bugs and requests
Hanmi Mobile Banking
Reported bugs
3 issues- Remote deposit not working on certain devices
- Zelle integration issues causing app crashes
- Incorrect account balances displayed
Requested features
4 requests- Improve login reliability and reduce frequent password requests
- Expand mobile deposit capabilities
- Add more transaction types like wire transfers
- Provide daily balance notifications
UseBudget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Hanmi Mobile Banking
No in-app purchases
UseBudget
- Base monthly1 Month trial$9.991 Month
- Base + Analytics monthly1 Month trial$13.991 Month
- Base yearly1 Month trial$99.001 Year
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- Base + Analytics yearly1 Month trial$139.001 Year
Questions
Is Hanmi Mobile Banking free?
Is UseBudget free?
Do Hanmi Mobile Banking or UseBudget have ads?
Which is updated more often, Hanmi Mobile Banking or UseBudget?
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