Comparison

Hanmi Mobile Banking vs UseBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hanmi Mobile Banking

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transaction history, and send secure messages anytime, anywhere. Access branch information conveniently.

Highlights
  • Check balances 24/7
  • View pending transactions
  • Create, approve, cancel funds transfers
  • View transaction history
  • Send and receive secure messages
  • Access branch hours and locations
Features
Read full description

Our Mobile Banking application allows you to check balances, transfer funds, view transactions and check messages from anywhere, anytime. It’s fast, free and available to all of our Online Banking users. With this app you can do the following: - Check balances 24/7 - View pending transactions - Create, approve, cancel or view funds transfers - View transaction history - Send and receive secure messages - Access branch hours and location information

About

UseBudget

Features
Read full description

Take back control of your money — without ever handing over your bank login. UseBudget never connects to your bank: you import your own statements (OFX, QFX, CSV), the app sorts them and shows what you will have left at the end of the month. NEW • Multi-currency: an account in the US, another in the UK? Each account in its own currency, your totals converted at the ECB reference rate, and cross-currency transfers at the amount actually received. • Demo without an account: try the app on sample data, without giving your email. • Statement reconciliation, CSV export, yearly budget view, calculations right in amount fields (12+8.50). • Overspend alerts and a weekly email summary, monthly PDF report: each with its own switch, nothing on by default. WHAT YOU CAN DO • Import your statements in seconds, duplicates detected automatically. • Categorise automatically with rules (keyword, amount) — and,, from the history of your choices. • Budget with envelopes: income, fixed costs, variable spending, extras. • Look ahead: your forecast balance at month end, and over 3, 6 or 12 months. • Split a receipt across categories, attach a planned expense to the statement line. • Track savings projects and prepare recurring payments (rent, salary, subscriptions). YOUR ACCOUNT One Marolya account gives you access to UseBudget and to the other apps in the Marolya family. Sign-in happens on marolya.fr, the app's publisher. Your UseBudget data stays in UseBudget. YOUR DATA In the iPhone app, an optional Face ID lock protects access to your data. Hosted in Europe. No advertising. No data resale. You can erase your UseBudget data at any time from the app. Deleting your ENTIRE Marolya account — the login and the other apps — is done on marolya.fr. Your data is not kept forever: after a year without visiting, you are notified by email, reminded two days before the deadline, then it is erased. Signing in is enough to cancel everything. TERMS Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of service: https://usebudget.marolya.fr/cgu · Terms of sale: https://usebudget.marolya.fr/cgv Marolya — RCS 824 330 054 Angers (France)

Screenshots

Hanmi Mobile Banking3 screens
UseBudget4 screens

Verdict

The call

The clearest difference is in-app purchases: Hanmi Mobile Banking at none against UseBudget's 4. UseBudget's advantage is update cadence (every 2 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. UseBudget sells 4 in-app purchases, starting at $9.99 per month. Hanmi Mobile Banking asks for nothing beyond the download.

UpkeepUpdate frequency

Hanmi Mobile Banking ships an update every 3 months, UseBudget every 2 days. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 8 level
Hanmi Mobile Banking versus UseBudget: the parameters behind the verdict, then further details
ParameterHanmi Mobile BankingUseBudget
PriceFreeFree
Rating4.3 (1.6K ratings) — better—
Positive reviews76.0% of reviews—
Number of ratings1.6K — better—
Update frequencyEvery 3 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size136 MB10 MB
Age rating4+4+
DeveloperHanmi BankNicolas BERGER

Bugs and requests

Hanmi Mobile Banking

Reported bugs

3 issues
  • Remote deposit not working on certain devices
  • Zelle integration issues causing app crashes
  • Incorrect account balances displayed

Requested features

4 requests
  • Improve login reliability and reduce frequent password requests
  • Expand mobile deposit capabilities
  • Add more transaction types like wire transfers
  • Provide daily balance notifications

UseBudget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Hanmi Mobile Banking

No in-app purchases

4 purchases

UseBudget

Subscriptions4
  • Base monthly1 Month trial$9.991 Month
  • Base + Analytics monthly1 Month trial$13.991 Month
  • Base yearly1 Month trial$99.001 Year
Show 1 more
  • Base + Analytics yearly1 Month trial$139.001 Year

Questions

Is Hanmi Mobile Banking free?
Hanmi Mobile Banking is free to download, with no in-app purchases.
Is UseBudget free?
UseBudget is free to download, with in-app purchases available.
Do Hanmi Mobile Banking or UseBudget have ads?
Neither Hanmi Mobile Banking nor UseBudget shows ads.
Which is updated more often, Hanmi Mobile Banking or UseBudget?
Hanmi Mobile Banking ships an update every 3 months, and UseBudget every 2 days. Most recently, Hanmi Mobile Banking was updated on November 1, 2026 and UseBudget on November 6, 2026.

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