Utgift vs UseBudget

Track every expense without anyone tracking you back. Utgift is a clean, fast expense tracker designed in Sweden. Your data lives on your phone, not on someone else's server. No accounts. No ads. No analytics. Ever. Built for people who want to know where their money goes without handing their bank logins to a startup. What you can do: Log expenses in two taps with smart categories like food, rent, transport, fun, and more. See your month at a glance on a home screen that does not lecture you. Browse your full history grouped by day, filtered by money in or money out. Spot patterns with insights that make category breakdowns obvious. Track multiple currencies with automatic conversion using daily ECB rates. Choose your language: English, Swedish, Dutch, German, or French. Privacy as a feature Utgift never collects, sells, or transmits your financial data. Everything stays on your device. We do not even have a way to see it. Pricing: Try Utgift free for 7 days. After that, it's €7.99 per year. One price, full app, no feature tiers. Made with love in Sweden by R24k Web-Ateljé. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/storeapps.html

Take back control of your money — without ever handing over your bank login. UseBudget never connects to your bank: you import your own statements (OFX, QFX, CSV), the app sorts them and shows what you will have left at the end of the month. NEW • Multi-currency: an account in the US, another in the UK? Each account in its own currency, your totals converted at the ECB reference rate, and cross-currency transfers at the amount actually received. • Demo without an account: try the app on sample data, without giving your email. • Statement reconciliation, CSV export, yearly budget view, calculations right in amount fields (12+8.50). • Overspend alerts and a weekly email summary, monthly PDF report: each with its own switch, nothing on by default. WHAT YOU CAN DO • Import your statements in seconds, duplicates detected automatically. • Categorise automatically with rules (keyword, amount) — and,, from the history of your choices. • Budget with envelopes: income, fixed costs, variable spending, extras. • Look ahead: your forecast balance at month end, and over 3, 6 or 12 months. • Split a receipt across categories, attach a planned expense to the statement line. • Track savings projects and prepare recurring payments (rent, salary, subscriptions). YOUR ACCOUNT One Marolya account gives you access to UseBudget and to the other apps in the Marolya family. Sign-in happens on marolya.fr, the app's publisher. Your UseBudget data stays in UseBudget. YOUR DATA In the iPhone app, an optional Face ID lock protects access to your data. Hosted in Europe. No advertising. No data resale. You can erase your UseBudget data at any time from the app. Deleting your ENTIRE Marolya account — the login and the other apps — is done on marolya.fr. Your data is not kept forever: after a year without visiting, you are notified by email, reminded two days before the deadline, then it is erased. Signing in is enough to cancel everything. TERMS Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of service: https://usebudget.marolya.fr/cgu · Terms of sale: https://usebudget.marolya.fr/cgv Marolya — RCS 824 330 054 Angers (France)