Comparison

LoanMart vs Nirra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LoanMart

Access quick cash loans directly from your smartphone, with amounts ranging from $1,000 to $50,000. This app offers competitive rates and can often assist when traditional lenders cannot. Manage your loan conveniently after approval.

Highlights
  • Cash loans up to $50,000
  • Loan amounts from $1,000
  • Competitive interest rates
  • Use car as collateral
  • Manage loans via app
  • Apply by phone option
Read full description

Get cash right from your phone within 24 hours, with this helpful mobile app from LoanMart. Loan amounts start at $1,000 and can go as high as $50,000. Rates are lower than most payday loans and many personal loans. See full disclosures within the app. LoanMart makes borrowing easy, and we can often help when banks and credit unions won’t. And you can even use your qualifying car as collateral. Plus, after you’re approved you can use this LoanMart mobile app to manage your loan. Call us at 855-422-7407 with any questions, or if you’d prefer to apply by phone. Llama a LoanMart al 855-422-7407 con cualquier pregunta o para aplicar por telefono.

About

Nirra

Instantly send and receive money, shop with installment payments, and apply for loans. Manage your finances and lifestyle needs all in one place.

Highlights
  • Instant money transfers
  • Installment shopping
  • Loan applications
  • Receive money
  • Pay bills
Features
Read full description

Send and receive money to anyone instantly, shop and pay installmentally or apply for a loan on Nirra.

Screenshots

LoanMart4 screens
Nirra4 screens

Verdict

The call

LoanMart and Nirra both sit at 2.3 stars, but that hides the real split: 21% of LoanMart's written reviews are positive against 0% of Nirra's. LoanMart also leads on ratings volume (166 vs 17) and iOS requirement (11.0 vs 13.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 2.3 for LoanMart against 2.2 for Nirra. That said, the two scores are not equally well evidenced: LoanMart has 166 ratings behind it against 17, so its average is the more settled of the two. Written reviews are what separate them: 21% of LoanMart's written reviews are positive against 0% of Nirra's.

UpkeepUpdate frequency

LoanMart ships an update monthly, Nirra every 2 weeks. The most recent releases landed on October 8, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
LoanMart versus Nirra: the parameters behind the verdict, then further details
ParameterLoanMartNirra
PriceFreeFree
Rating2.3 (166 ratings) — better2.2 (17 ratings)
Positive reviews20.9% of reviews — better0.0% of reviews
Number of ratings166 — better17
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better13.0
Further details — not scored
Size55 MB23 MB
Age rating4+4+
DeveloperLoanmartLiberta Leasing Limited

Customer experience

LoanMart

All ratings166 ratings
Positive28.3%
Neutral7.2%
Negative64.5%
Written reviews43 reviews
Positive20.9%
Neutral2.3%
Negative76.7%

Nirra

All ratings17 ratings
Positive23.5%
Neutral5.9%
Negative70.6%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

LoanMart

No in-app purchases

None

Nirra

No in-app purchases

Questions

Is LoanMart free?
LoanMart is free to download, with no in-app purchases.
Is Nirra free?
Nirra is free to download, with no in-app purchases.
Which has better reviews, LoanMart or Nirra?
LoanMart is rated higher. LoanMart averages 2.3 out of 5 from 166 ratings, while Nirra averages 2.2 from 17 ratings.
Do LoanMart or Nirra have ads?
Neither LoanMart nor Nirra shows ads.
Which is updated more often, LoanMart or Nirra?
LoanMart ships an update monthly, and Nirra every 2 weeks. Most recently, LoanMart was updated on October 8, 2026 and Nirra on October 6, 2026.

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