Comparison

The CSB vs iSpending HD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

The CSB

Manage your bank accounts, transfer funds, and locate branches or ATMs directly from your Apple device. This secure and fast application offers convenient access to your financial information anytime, anywhere. It also includes features for depositing checks and paying bills.

Highlights
  • Manage accounts
  • Transfer money
  • Deposit checks
  • Find ATMs and branches
  • Pay bills
  • View cashback offers
Features
Read full description

Do your banking right from your Apple device! You can manage your accounts, transfer money, and find ATMs and more! The Citizens State Bank Mobile App allows you to manage accounts from your mobile device…anytime, anywhere. It’s fast, secure and free. With Citizens State Bank Mobile, you can: • Check available balances & transaction history • Transfer money between CSB accounts • Deposit checks • Find the nearest CSB branches and ATMs •pay bills • view and activate your cash back offers • Send us a message To use The CSB Mobile App, you must be a CSB customer and enrolled in our online banking service. To sign up, visit www.thecsb.com and click on Internet Banking. To learn how we protect your privacy, please visit https://www.thecsb.com/privacy/

About

iSpending HD

This personal finance app helps you track income and expenses with customizable categories. View instant summaries, detailed graph reports, and search transactions easily. Secure your data with a passcode lock and export your records.

Highlights
  • Track income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode lock
  • Export transactions via email
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! iSpending HD helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use Send your comments/suggestions to hanamobiles@gmail.com or visit our website.

Screenshots

The CSB4 screens

Verdict

The call

The clearest difference is rating: The CSB at 4.8 against iSpending HD's 3.6. The CSB also leads on review sentiment (93% vs 58%) and in-app purchases (none vs 1). iSpending HD's advantage is iOS requirement (8.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending HD sells 1 one-off in-app purchase. The CSB asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

The CSB holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: The CSB has 664 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 93% of The CSB's written reviews are positive against 58% of iSpending HD's.

UpkeepUpdate frequency

The CSB ships an update every 3 months, iSpending HD every 16 months. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.

Scorecard7 real differences · 3 level
The CSB versus iSpending HD: the parameters behind the verdict, then further details
ParameterThe CSBiSpending HD
PriceFreeFree
Rating4.8 (664 ratings) — better3.6 (14 ratings)
Positive reviews92.9% of reviews — better57.7% of reviews
Number of ratings664 — better14
Update frequencyEvery 3 months — betterEvery 16 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad — betteriPad
Requires iOS17.08.0 — better
Further details — not scored
Size94 MB14 MB
Age rating4+4+
DeveloperThe Citizens State BankHana Mobile

Customer experience

The CSB

All ratings664 ratings
Positive96.4%
Neutral2.3%
Negative1.4%
Written reviews14 reviews
Positive92.9%
Neutral0.0%
Negative7.1%

iSpending HD

All ratings14 ratings
Positive64.3%
Neutral7.1%
Negative28.6%
Written reviews26 reviews
Positive57.7%
Neutral19.2%
Negative23.1%

Bugs and requests

The CSB

Reported bugs

2 issues
  • App not opening consistently after update
  • Keyboard could use an update to match iOS 7

Requested features

4 requests
  • Add Touch ID option
  • Extend deposit history
  • Update keyboard to match iOS 7
  • Ensure consistent app opening after updates

iSpending HD

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

The CSB

No in-app purchases

1 purchases

iSpending HD

One-time1
  • iSpendingHD Pro$19.99

Questions

Is The CSB free?
The CSB is free to download, with no in-app purchases.
Is iSpending HD free?
iSpending HD is free to download, with in-app purchases available.
Which has better reviews, The CSB or iSpending HD?
The CSB is rated higher. The CSB averages 4.8 out of 5 from 664 ratings, while iSpending HD averages 3.6 from 14 ratings.
Do The CSB or iSpending HD have ads?
Neither The CSB nor iSpending HD shows ads.
Which is updated more often, The CSB or iSpending HD?
The CSB ships an update every 3 months, and iSpending HD every 16 months. Most recently, The CSB was updated on October 13, 2026 and iSpending HD on October 4, 2026.

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