Comparison

Beam vs ZugerKB Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Beam

This app offers personalized deals and dollar rewards from local stores. Merchants can create targeted marketing campaigns to connect with specific customer profiles. It aims to help customers save money, businesses increase profits, and reduce waste.

Highlights
  • Personalized offers from stores
  • Earn rewards in dollars
  • Merchant campaign creation
  • Targeted offers to user profiles
  • Pay with your phone
  • 10% back on every spend
Features
Read full description

Beam is an innovative payments and marketing app and platform built for the 21st century. Beam allows users to access personalised offers from stores and earn rewards in dollars! For merchants, we’ve created a platform that turns payments into conversations; Beam allows merchants to create campaigns for specific user profiles, allowing merchants to match their offers with the right customer. Customers save money, businesses profit, and waste is a thing of the past. How Pay with your phone, get 10% back, on every spend, anywhere. Why → It’s easy Download the app for free and go. → It’s different 10% back on every spend. Always. → It’s BS-free Rewards in dollars, not inflated points. What you see is what you get. Note: Beam is currently available in Sydney, Australia and Lisbon, Portugal, and is no longer available in the UAE and Sweden. Continued use of GPS running in the background can dramatically decrease battery life.

About

ZugerKB Access

Read full description

The "ZugerKB Access" app enables you to log in to Zuger Kantonalbank's e-banking service and approve payments conveniently and securely. Our app meets the most stringent security standards while at the same time offering great flexibility for use via your smartphone. "ZugerKB Access" also functions without an internet or telephone connection, and can be used immediately after the first activation. The "ZugerKB Access" app is aimed at clients of Zuger Kantonalbank who use our e-banking service. In order to use the app, you will need an e-banking agreement with Zuger Kantonalbank that is approved for "ZugerKB Access". After installing the app on your device, you then log in to e-banking with your agreement number and personal password. A notification will then appear on your smartphone or tablet asking you to confirm the login. You will then end up directly in e-banking. You can find further information on "ZugerKB Access" at www.zugerkb.ch/access. The app is free of charge. However, costs may be applied to data transfer by the relevant provider.

Screenshots

Beam4 screens
ZugerKB Access4 screens

Verdict

The call

The clearest difference is iOS requirement: Beam at 13.0 against ZugerKB Access's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Beam ships an update every 4 months, ZugerKB Access every 3 months. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 9 level
Beam versus ZugerKB Access: the parameters behind the verdict, then further details
ParameterBeamZugerKB Access
PriceFreeFree
Rating4.6 (808 ratings) — better—
Positive reviews46.9% of reviews—
Number of ratings808 — better—
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size57 MB17 MB
Age rating4+4+
DeveloperGBC S.A.Zuger Kantonalbank

Bugs and requests

Beam

Reported bugs

4 issues
  • App crashes on launch or during use
  • Payment transactions fail or get stuck
  • Account verification and card linking issues
  • Rewards and credits not properly tracked or applied

Requested features

5 requests
  • Expand merchant network and availability
  • Improve payment reliability and speed
  • Provide better customer support channels
  • Add Apple Watch support
  • Introduce more rewards and discounts

ZugerKB Access

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Beam

No in-app purchases

None

ZugerKB Access

No in-app purchases

Questions

Is Beam free?
Beam is free to download, with no in-app purchases.
Is ZugerKB Access free?
ZugerKB Access is free to download, with no in-app purchases.
Do Beam or ZugerKB Access have ads?
Neither Beam nor ZugerKB Access shows ads.
Which is updated more often, Beam or ZugerKB Access?
Beam ships an update every 4 months, and ZugerKB Access every 3 months. Most recently, Beam was updated on October 15, 2026 and ZugerKB Access on October 13, 2026.

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