Comparison

VCB Digibank vs VETC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VCB Digibank

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

Highlights
  • Online registration
  • Fee-free transactions
  • Account number matching phone number
  • Personal finance management
  • QR code transfers and withdrawals
  • Bill payments and mobile top-ups
Features
Read full description

VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam

About

VETC

This app facilitates seamless automatic toll payments and offers comprehensive support for car owners. It provides various features for managing your account, including flexible fund transfers, ticket purchases, and transaction history tracking. Additionally, it offers cashless payment solutions for fuel and parking, along with traffic news and exclusive service vouchers.

Highlights
  • Automatic toll payment
  • Account top-up/withdrawal/transfer
  • Monthly/quarterly ticket purchase
  • Account and transaction history lookup
  • Cashless fuel and parking payments
  • Traffic news updates
  • Service voucher redemption
Features
Read full description

Mời bạn trải nghiệm VETC - Ứng dụng thanh toán dịch vụ thu phí tự động đường bộ và hỗ trợ tối ưu cho chủ phương tiện ô tô. VETC đem đến những hành trình liền mạch và đơn giản, giúp bạn tận hưởng cuộc sống hiện đại thật nhanh chóng và thông minh, thông qua các tiện ích: - Thanh toán phí tự động đường bộ ETC. - Nạp/rút/chuyển tiền linh hoạt trên tài khoản VETC. - Mua vé tháng/quý. - Tra cứu thông tin tài khoản, lịch sử xe qua trạm, biến động số dư. - Thanh toán dịch vụ gửi xe không dừng trực tiếp qua Tài khoản VETC. - Giải pháp thanh toán phí xăng dầu không tiền mặt tại các cửa hàng xăng dầu toàn quốc. - Cập nhật tin tức giao thông nhanh nhất. - Đăng ký lái thử & Trải nghiệm các thương hiệu xe nổi tiếng. - Nhận voucher dành cho dịch vụ sửa chữa, bảo dưỡng. THÔNG TIN LIÊN HỆ: Dịch vụ chăm sóc khách hàng, hỗ trợ các vấn đề liên quan đến tài khoản, thanh toán; giải đáp, tư vấn: Hotline: 1900 6010 Email: info@vetc.com.vn

Screenshots

VCB Digibank4 screens
VETC4 screens

Verdict

The call

The clearest difference is rating: VCB Digibank at 3.3 against VETC's 1.5. VCB Digibank also leads on review sentiment (27% vs 7%) and ratings volume (938 vs 229). VETC's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

VCB Digibank holds the better App Store score, 3.3 against 1.5. Both are backed by a comparable volume of ratings — 938 and 229 respectively. Written reviews point the same way: 27% of VCB Digibank's written reviews are positive against 7% of VETC's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard4 real differences · 6 level
VCB Digibank versus VETC: the parameters behind the verdict, then further details
ParameterVCB DigibankVETC
PriceFreeFree
Rating3.3 (938 ratings) — better1.5 (229 ratings)
Positive reviews26.7% of reviews — better6.5% of reviews
Number of ratings938 — better229
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size883 MB181 MB
Age rating4+4+
DeveloperVietcombank JSCVETC ELECTRONIC TOLL COLLECTION COMPANY LIMITED

Customer experience

VCB Digibank

All ratings926 ratings
Positive55.9%
Neutral4.2%
Negative39.8%
Written reviews389 reviews
Positive26.7%
Neutral5.4%
Negative67.9%

VETC

All ratings229 ratings
Positive9.2%
Neutral5.2%
Negative85.6%
Written reviews107 reviews
Positive6.5%
Neutral10.3%
Negative83.2%

Bugs and requests

VCB Digibank

Reported bugs

5 issues
  • Login screen freezes
  • Incompatible with older devices
  • Frequent service disruptions
  • Issues with Face ID and biometric authentication
  • Inability to copy and paste information

Requested features

5 requests
  • Add option to disable frequent updates
  • Improve accessibility and support for screen readers
  • Provide better English language support
  • Allow internal bank transfers between Vietcombank accounts
  • Enhance security without compromising user experience

VETC

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

VCB Digibank

No in-app purchases

None

VETC

No in-app purchases

Questions

Is VCB Digibank free?
VCB Digibank is free to download, with no in-app purchases.
Is VETC free?
VETC is free to download, with no in-app purchases.
Which has better reviews, VCB Digibank or VETC?
VCB Digibank is rated higher. VCB Digibank averages 3.3 out of 5 from 938 ratings, while VETC averages 1.5 from 229 ratings.
Do VCB Digibank or VETC have ads?
Neither VCB Digibank nor VETC shows ads.
Which is updated more often, VCB Digibank or VETC?
VCB Digibank ships an update every 2 weeks, and VETC every 2 weeks. Most recently, VCB Digibank was updated on November 1, 2026 and VETC on November 2, 2026.

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