Comparison

VCB Digibank vs Techcombank Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VCB Digibank

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

Highlights
  • Online registration
  • Fee-free transactions
  • Account number matching phone number
  • Personal finance management
  • QR code transfers and withdrawals
  • Bill payments and mobile top-ups
Features
Read full description

VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam

About

Techcombank Business

This corporate banking app simplifies business finance with secure transactions, a modern interface, and comprehensive account management. It offers convenient, fee-free money transfers and instant payment options to support company growth.

Highlights
  • Secure and stable digital banking
  • Modern, intuitive user interface
  • Comprehensive dashboard for cash flow
  • Fee-free domestic money transfers
  • Instant QR code payments
  • Transaction history and account information query
Features
Read full description

Techcombank Business – The best- in- class digital banking app Techcombank Business helps your company simplify business finance and support your firm’s growth with a variety of the outstanding benefits and features. EXPERIENCE A BRAND NEW DIGITAL BANKING APP Secure and Stable • A new infrastructure system ensures that all transactions are reliable and quick • The advanced FIDO UAF security method with biometric identification technology Modern User Interface • Intuitive, user-friendly design • Synchronization and consistency across all mobile devices and desktop Simple Operation • Smart navigation to optimize steps • Information search/filtering tools to deliver the fast and accurate results OUTSTANDING FEATURES - OPTIMIZED COST Comprehensive Dashboard • Centralized account management makes easy to capture cash flow information, proactively control expenditure • Update balance account immediately according to transaction status • Capture and quickly process the status of pending transactions Convenient Transaction – Zero Fee • Make transactions seamlessly between mobile devices and desktop • Actively make and approve transactions anytime, anywhere • Query transaction history/account information • The system automatically chooses the fastest payment channel • Receive instant payment via QR code • Free 100% domestic money transfer, account management fee

Screenshots

VCB Digibank4 screens
Techcombank Business4 screens

Verdict

The call

The clearest difference is review sentiment: Techcombank Business at 100% against VCB Digibank's 27%. Techcombank Business also leads on rating (4.9 vs 3.3). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Techcombank Business holds the better App Store score, 4.9 against 3.3. Both are backed by a comparable volume of ratings — 938 and 733 respectively. Written reviews point the same way: 27% of VCB Digibank's written reviews are positive against 100% of Techcombank Business's.

UpkeepUpdate frequency

VCB Digibank ships an update every 2 weeks, Techcombank Business weekly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
VCB Digibank versus Techcombank Business: the parameters behind the verdict, then further details
ParameterVCB DigibankTechcombank Business
PriceFreeFree
Rating3.3 (938 ratings)4.9 (733 ratings) — better
Positive reviews26.7% of reviews100.0% of reviews — better
Number of ratings938 — better733
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size883 MB400 MB
Age rating4+4+
DeveloperVietcombank JSCVIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK

Customer experience

VCB Digibank

All ratings926 ratings
Positive55.9%
Neutral4.2%
Negative39.8%
Written reviews389 reviews
Positive26.7%
Neutral5.4%
Negative67.9%

Techcombank Business

All ratings733 ratings
Positive98.2%
Neutral0.7%
Negative1.1%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

VCB Digibank

Reported bugs

5 issues
  • Login screen freezes
  • Incompatible with older devices
  • Frequent service disruptions
  • Issues with Face ID and biometric authentication
  • Inability to copy and paste information

Requested features

5 requests
  • Add option to disable frequent updates
  • Improve accessibility and support for screen readers
  • Provide better English language support
  • Allow internal bank transfers between Vietcombank accounts
  • Enhance security without compromising user experience

Techcombank Business

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

VCB Digibank

No in-app purchases

None

Techcombank Business

No in-app purchases

Questions

Is VCB Digibank free?
VCB Digibank is free to download, with no in-app purchases.
Is Techcombank Business free?
Techcombank Business is free to download, with no in-app purchases.
Which has better reviews, VCB Digibank or Techcombank Business?
Techcombank Business is rated higher. VCB Digibank averages 3.3 out of 5 from 938 ratings, while Techcombank Business averages 4.9 from 733 ratings.
Do VCB Digibank or Techcombank Business have ads?
Neither VCB Digibank nor Techcombank Business shows ads.
Which is updated more often, VCB Digibank or Techcombank Business?
VCB Digibank ships an update every 2 weeks, and Techcombank Business weekly. Most recently, VCB Digibank was updated on November 1, 2026 and Techcombank Business on October 30, 2026.

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