Comparison

ACB ONE vs Techcombank Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ACB ONE

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

Highlights
  • 100% online account setup
  • Free fund transfers and account management
  • Video call account upgrades with facial recognition
  • In-app OTP verification for secure transactions
  • Earn and redeem reward points
  • Online savings and insurance purchases
  • QR code transactions and bill payments
Features
Read full description

ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.

About

Techcombank Business

This digital banking application simplifies corporate finance and supports business growth. It offers a secure and stable platform with a modern, user-friendly interface for easy navigation and transaction management. Key features include a comprehensive dashboard for cash flow control and zero-fee domestic money transfers.

Highlights
  • Secure and stable transactions
  • Modern user interface
  • Intuitive navigation
  • Comprehensive dashboard
  • Zero-fee domestic money transfer
  • QR code payments
Features
Read full description

Techcombank Business – The best- in- class digital banking app Techcombank Business helps your company simplify business finance and support your firm’s growth with a variety of the outstanding benefits and features. EXPERIENCE A BRAND NEW DIGITAL BANKING APP Secure and Stable • A new infrastructure system ensures that all transactions are reliable and quick • The advanced FIDO UAF security method with biometric identification technology Modern User Interface • Intuitive, user-friendly design • Synchronization and consistency across all mobile devices and desktop Simple Operation • Smart navigation to optimize steps • Information search/filtering tools to deliver the fast and accurate results OUTSTANDING FEATURES - OPTIMIZED COST Comprehensive Dashboard • Centralized account management makes easy to capture cash flow information, proactively control expenditure • Update balance account immediately according to transaction status • Capture and quickly process the status of pending transactions Convenient Transaction – Zero Fee • Make transactions seamlessly between mobile devices and desktop • Actively make and approve transactions anytime, anywhere • Query transaction history/account information • The system automatically chooses the fastest payment channel • Receive instant payment via QR code • Free 100% domestic money transfer, account management fee

Screenshots

ACB ONE4 screens
Techcombank Business4 screens

Verdict

The call

The clearest difference is review sentiment: Techcombank Business at 100% against ACB ONE's 16%. Techcombank Business also leads on rating (4.9 vs 3.3) and ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Techcombank Business holds the better App Store score, 4.9 against 3.3. Both are backed by a comparable volume of ratings — 169 and 719 respectively. Written reviews point the same way: 16% of ACB ONE's written reviews are positive against 100% of Techcombank Business's.

UpkeepUpdate frequency

ACB ONE ships an update fortnightly, Techcombank Business weekly. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

Scorecard5 real differences · 5 level
ACB ONE versus Techcombank Business: the parameters behind the verdict, then further details
ParameterACB ONETechcombank Business
PriceFreeFree
Rating3.3 (169 ratings)4.9 (719 ratings) — better
Positive reviews15.7% of reviews100.0% of reviews — better
Number of ratings169719 — better
Update frequencyFortnightlyWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size259 MB400 MB
Age rating4+4+
DeveloperASIA COMMERCIAL JOINT STOCK BANKVIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK

Customer experience

ACB ONE

All ratings169 ratings
Positive56.2%
Neutral5.3%
Negative38.5%
Written reviews89 reviews
Positive15.7%
Neutral6.7%
Negative77.5%

Techcombank Business

All ratings719 ratings
Positive98.2%
Neutral0.7%
Negative1.1%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ACB ONE

No in-app purchases

None

Techcombank Business

No in-app purchases

Questions

Is ACB ONE free?
ACB ONE is free to download, with no in-app purchases.
Is Techcombank Business free?
Techcombank Business is free to download, with no in-app purchases.
Which has better reviews, ACB ONE or Techcombank Business?
Techcombank Business is rated higher. ACB ONE averages 3.3 out of 5 from 169 ratings, while Techcombank Business averages 4.9 from 719 ratings.
Do ACB ONE or Techcombank Business have ads?
ACB ONE shows ads; Techcombank Business does not.
Which is updated more often, ACB ONE or Techcombank Business?
ACB ONE ships an update fortnightly, and Techcombank Business weekly. Most recently, ACB ONE was updated on October 14, 2026 and Techcombank Business on October 17, 2026.

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