Comparison

ACB ONE vs MyVIB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ACB ONE

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

Highlights
  • 100% online account setup
  • Free fund transfers and account management
  • Video call account upgrades with facial recognition
  • In-app OTP verification for secure transactions
  • Earn and redeem reward points
  • Online savings and insurance purchases
  • QR code transactions and bill payments
Features
Read full description

ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.

About

MyVIB

This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.

Highlights
  • Super Account with high daily interest
  • AI-powered personalized financial management
  • Over 100 integrated financial services
  • AI financial assistant (ViePro GenAI)
  • Exclusive rewards and vouchers
  • Online account opening in 3 minutes
Features
Read full description

MyVIB is the Digital Banking app of the Vietnam International Bank (VIB), developed with the philosophy of "Simplicity in Banking," providing a simple, optimized financial experience that helps you maximize your benefits. Super Account – Maximize Your Benefits Enjoy the exclusive benefits of the Super Account, which offers up to 4.3% annual interest per day. It helps awaken idle funds while ensuring the flexibility to withdraw, transfer, and make payments at any time without affecting accumulated profits. Smart, Personalized Financial Management AI Financial Management technology elevates your personalized experience, enabling smart financial planning, automatic analysis, and accurate suggestions that optimize your financial decisions. Comprehensive Digital Payment Ecosystem – Maximizing Your Experience Explore the ecosystem with over 100 financial services integrated into a single app, offering unmatched convenience: from transfers, deposits, credit card management, bill payments (electricity, water, ADSL) to booking flights, hotels, and buses. Your Exclusive Rewards World – MyVIB Rewards Unlock an exclusive world of offers with attractive promotions and a diverse range of vouchers, personalized to your preferences, helping you spend smarter and save more. Your 24/7 AI Financial Assistant ViePro GenAI, your AI-powered financial assistant, always by your side, providing precise and timely insights to address a wide range of financial information, delivering an unparalleled and transformative experience. Download the app, open your account online in just 3 minutes without visiting a branch. Explore MyVIB today! Head Office: Sailing Tower Building, 111A Pasteur, Ben Nghe, District 1, Ho Chi Minh City.

Screenshots

ACB ONE4 screens
MyVIB4 screens

Verdict

The call

The clearest difference is ads: MyVIB at none against ACB ONE's shown. MyVIB also leads on monetization model (free vs free with in-app purchases) and review sentiment (32% vs 16%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.4 for ACB ONE against 3.5 for MyVIB. Both are backed by a comparable volume of ratings — 160 and 188 respectively. Written reviews are what separate them: 16% of ACB ONE's written reviews are positive against 32% of MyVIB's.

UpkeepUpdate frequency

ACB ONE ships an update fortnightly, MyVIB every 10 days. The most recent releases landed on September 22, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
ACB ONE versus MyVIB: the parameters behind the verdict, then further details
ParameterACB ONEMyVIB
PriceFreeFree
Rating3.4 (160 ratings)3.5 (188 ratings) — better
Positive reviews15.9% of reviews31.9% of reviews — better
Number of ratings160188 — better
Update frequencyFortnightlyEvery 10 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.612.0 — better
Further details — not scored
Size256 MB489 MB
Age rating4+17+
DeveloperASIA COMMERCIAL JOINT STOCK BANKVIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK

Customer experience

ACB ONE

All ratings160 ratings
Positive56.9%
Neutral5.6%
Negative37.5%
Written reviews88 reviews
Positive15.9%
Neutral6.8%
Negative77.3%

MyVIB

All ratings188 ratings
Positive62.2%
Neutral2.7%
Negative35.1%
Written reviews69 reviews
Positive31.9%
Neutral4.3%
Negative63.8%

Bugs and requests

ACB ONE

Not enough reviews yet to summarise bugs or requests.

MyVIB

Reported bugs

10 issues
  • App crashes and won't open
  • OTP verification fails repeatedly
  • Transferred money not reflecting in account
  • Transaction timestamps incorrect
  • Login failures after app upgrade
Show 5 more
  • Account locked after forced update
  • Payment processing shows success but money not received
  • App freezes during transactions
  • SmartOTP malfunction
  • Unable to access account after version 2.0 upgrade

Requested features

8 requests
  • Search function for transaction history
  • English language support
  • Save recipient account numbers
  • Promo code input field
  • Apple Pay integration
Show 3 more
  • Transaction history in Apple Wallet
  • Rollback to previous app version
  • More QR code payment options

In-app purchases

None

ACB ONE

No in-app purchases

None

MyVIB

No in-app purchases

Questions

Is ACB ONE free?
ACB ONE is free to download, with no in-app purchases.
Is MyVIB free?
MyVIB is free to download, with no in-app purchases.
Which has better reviews, ACB ONE or MyVIB?
MyVIB is rated higher. ACB ONE averages 3.4 out of 5 from 160 ratings, while MyVIB averages 3.5 from 188 ratings.
Do ACB ONE or MyVIB have ads?
ACB ONE shows ads; MyVIB does not.
Which is updated more often, ACB ONE or MyVIB?
ACB ONE ships an update fortnightly, and MyVIB every 10 days. Most recently, ACB ONE was updated on September 22, 2026 and MyVIB on September 20, 2026.

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