Comparison

ACB ONE vs OCB OMNI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ACB ONE

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

Highlights
  • 100% online account setup
  • Free fund transfers and account management
  • Video call account upgrades with facial recognition
  • In-app OTP verification for secure transactions
  • Earn and redeem reward points
  • Online savings and insurance purchases
  • QR code transactions and bill payments
Features
Read full description

ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.

About

OCB OMNI

This digital banking app offers a modern and efficient way to manage your finances. It provides fast, secure, and convenient transactions, personalized experiences, and easy account management. Enjoy features like quick account opening, free QR code payments, and online savings management.

Highlights
  • Fast and secure transactions
  • Open accounts in 2 minutes
  • Free QR code payments
  • Online savings management
  • Personalized homepage
  • Smart OTP authentication
Features
Read full description

Digital bank of the new generation, OCB OMNI of Orient Commercial Joint Stock Bank (OCB) with a variety of financial service, products and utilities has been optimized in a simple but modern, effective way in order to personalize the experience of each customers, ensuring fast 24/7, safe, secure and convenient transactions. Smooth transaction, easy to use - Fast and seamless transaction - Easy and effortless steps - Easy to understand from the very first time Convenience in every single service - Open a nice account easily in 2 minutes - Fund transfer and make payment free by scanning your QR code - Manage and create groups of invoices to pay in just 1 time. - Open savings quickly, withdraw part or all completly online Personalization in your experiece: - Proactively install favorite transactions right on the homepage for quick and easy use - Just 1 touch to search for the information you need - Experience the financial services space and incentives made specifially for each customer - Earn unlimited membership points after each transaction to redeem attractive gifts Safe and secure Absolute security with Smart OTP transaction authentication technology following the FIDO standards, no need to remember or copy OTP codes. Along with many other products & services that make life easier. Download the OCB OMNI application and experience it now! Contact Info: Website: https://ocb.com.vn/vi/ca-nhan Hotline: 18006678 Head office: 41-45 Le Duan Street, Ben Nghe Ward, District 1, Ho Chi Minh city.

Screenshots

ACB ONE4 screens
OCB OMNI4 screens

Verdict

The call

The clearest difference is ads: OCB OMNI at none against ACB ONE's shown. OCB OMNI also leads on review sentiment (45% vs 16%) and monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OCB OMNI holds the better App Store score, 3.7 against 3.4. Both are backed by a comparable volume of ratings — 160 and 134 respectively. Written reviews point the same way: 16% of ACB ONE's written reviews are positive against 45% of OCB OMNI's.

UpkeepUpdate frequency

ACB ONE ships an update fortnightly, OCB OMNI every 11 days. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
ACB ONE versus OCB OMNI: the parameters behind the verdict, then further details
ParameterACB ONEOCB OMNI
PriceFreeFree
Rating3.4 (160 ratings)3.7 (134 ratings) — better
Positive reviews15.9% of reviews45.0% of reviews — better
Number of ratings160 — better134
Update frequencyFortnightlyEvery 11 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size256 MB857 MB
Age rating4+4+
DeveloperASIA COMMERCIAL JOINT STOCK BANKOrient Commercial Joint Stock Bank

Customer experience

ACB ONE

All ratings160 ratings
Positive56.9%
Neutral5.6%
Negative37.5%
Written reviews88 reviews
Positive15.9%
Neutral6.8%
Negative77.3%

OCB OMNI

All ratings134 ratings
Positive67.9%
Neutral0.7%
Negative31.3%
Written reviews131 reviews
Positive45.0%
Neutral3.1%
Negative51.9%

Bugs and requests

ACB ONE

Not enough reviews yet to summarise bugs or requests.

OCB OMNI

Reported bugs

4 issues
  • Login and authentication issues
  • Frequent app crashes and freezes
  • Unreliable fund transfers and payments
  • Compatibility problems with newer devices

Requested features

4 requests
  • Improved app stability and reliability
  • Faster and more responsive performance
  • Enhanced security measures
  • More transparent fee structure

In-app purchases

None

ACB ONE

No in-app purchases

None

OCB OMNI

No in-app purchases

Questions

Is ACB ONE free?
ACB ONE is free to download, with no in-app purchases.
Is OCB OMNI free?
OCB OMNI is free to download, with no in-app purchases.
Which has better reviews, ACB ONE or OCB OMNI?
OCB OMNI is rated higher. ACB ONE averages 3.4 out of 5 from 160 ratings, while OCB OMNI averages 3.7 from 134 ratings.
Do ACB ONE or OCB OMNI have ads?
ACB ONE shows ads; OCB OMNI does not.
Which is updated more often, ACB ONE or OCB OMNI?
ACB ONE ships an update fortnightly, and OCB OMNI every 11 days. Most recently, ACB ONE was updated on September 22, 2026 and OCB OMNI on September 21, 2026.

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