ACB ONE vs OCB OMNI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACB ONE
This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.
- 100% online account setup
- Free fund transfers and account management
- Video call account upgrades with facial recognition
- In-app OTP verification for secure transactions
- Earn and redeem reward points
- Online savings and insurance purchases
- QR code transactions and bill payments
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ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.
OCB OMNI
This digital banking app offers a modern and efficient way to manage your finances. It provides fast, secure, and convenient transactions, personalized experiences, and easy account management. Enjoy features like quick account opening, free QR code payments, and online savings management.
- Fast and secure transactions
- Open accounts in 2 minutes
- Free QR code payments
- Online savings management
- Personalized homepage
- Smart OTP authentication
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Digital bank of the new generation, OCB OMNI of Orient Commercial Joint Stock Bank (OCB) with a variety of financial service, products and utilities has been optimized in a simple but modern, effective way in order to personalize the experience of each customers, ensuring fast 24/7, safe, secure and convenient transactions. Smooth transaction, easy to use - Fast and seamless transaction - Easy and effortless steps - Easy to understand from the very first time Convenience in every single service - Open a nice account easily in 2 minutes - Fund transfer and make payment free by scanning your QR code - Manage and create groups of invoices to pay in just 1 time. - Open savings quickly, withdraw part or all completly online Personalization in your experiece: - Proactively install favorite transactions right on the homepage for quick and easy use - Just 1 touch to search for the information you need - Experience the financial services space and incentives made specifially for each customer - Earn unlimited membership points after each transaction to redeem attractive gifts Safe and secure Absolute security with Smart OTP transaction authentication technology following the FIDO standards, no need to remember or copy OTP codes. Along with many other products & services that make life easier. Download the OCB OMNI application and experience it now! Contact Info: Website: https://ocb.com.vn/vi/ca-nhan Hotline: 18006678 Head office: 41-45 Le Duan Street, Ben Nghe Ward, District 1, Ho Chi Minh city.
Screenshots
Verdict
The clearest difference is ads: OCB OMNI at none against ACB ONE's shown. OCB OMNI also leads on review sentiment (45% vs 16%) and monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OCB OMNI holds the better App Store score, 3.7 against 3.4. Both are backed by a comparable volume of ratings — 160 and 134 respectively. Written reviews point the same way: 16% of ACB ONE's written reviews are positive against 45% of OCB OMNI's.
ACB ONE ships an update fortnightly, OCB OMNI every 11 days. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.
| Parameter | ACB ONE | OCB OMNI |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (160 ratings) | 3.7 (134 ratings) — better |
| Positive reviews | 15.9% of reviews | 45.0% of reviews — better |
| Number of ratings | 160 — better | 134 |
| Update frequency | Fortnightly | Every 11 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 256 MB | 857 MB |
| Age rating | 4+ | 4+ |
| Developer | ASIA COMMERCIAL JOINT STOCK BANK | Orient Commercial Joint Stock Bank |
Customer experience
ACB ONE
OCB OMNI
Bugs and requests
ACB ONE
Not enough reviews yet to summarise bugs or requests.
OCB OMNI
Reported bugs
4 issues- Login and authentication issues
- Frequent app crashes and freezes
- Unreliable fund transfers and payments
- Compatibility problems with newer devices
Requested features
4 requests- Improved app stability and reliability
- Faster and more responsive performance
- Enhanced security measures
- More transparent fee structure
In-app purchases
ACB ONE
No in-app purchases
OCB OMNI
No in-app purchases








