VCB Digibank vs Sổ Hụi 4.0
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB Digibank
This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.
- Online registration
- Fee-free transactions
- Account number matching phone number
- Personal finance management
- QR code transfers and withdrawals
- Bill payments and mobile top-ups
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VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam
Sổ Hụi 4.0
Manage your savings groups with ease. Track contributions, payments, and balances for all your groups. Get detailed reports on your savings activities.
- Manage savings groups
- Track contributions
- Record payments
- Balance management
- Detailed reports
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Ứng dụng Sổ Hụi 4.0 được thiết kế với các tính năng nổi bật như quản lý dây hụi, đóng hốt hụi, cân bằng hụi, cùng với báo cáo chi tiết về việc đóng hốt hụi. Những cải tiến này giúp người dùng quản lý các dây hụi mình đã tham gia một cách dễ dàng và hiệu quả hơn.
Screenshots
Verdict
The clearest difference is rating: Sổ Hụi 4.0 at 5.0 against VCB Digibank's 3.3. VCB Digibank's advantage is ratings volume (928 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sổ Hụi 4.0 holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 928 ratings behind it against 4, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.
| Parameter | VCB Digibank | Sổ Hụi 4.0 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (928 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 26.7% of reviews | — |
| Number of ratings | 928 — better | 4 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 874 MB | 90 MB |
| Age rating | 4+ | 4+ |
| Developer | Vietcombank JSC | hung bui thai |
Customer experience
VCB Digibank
Sổ Hụi 4.0
Bugs and requests
VCB Digibank
Reported bugs
5 issues- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information
Requested features
5 requests- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience
Sổ Hụi 4.0
Not enough reviews yet to summarise bugs or requests.
In-app purchases
VCB Digibank
No in-app purchases
Sổ Hụi 4.0
No in-app purchases
