MyVIB vs Sổ Hụi 4.0
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyVIB
This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.
- Super Account with high daily interest
- AI-powered personalized financial management
- Over 100 integrated financial services
- AI financial assistant (ViePro GenAI)
- Exclusive rewards and vouchers
- Online account opening in 3 minutes
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MyVIB is the Digital Banking app of the Vietnam International Bank (VIB), developed with the philosophy of "Simplicity in Banking," providing a simple, optimized financial experience that helps you maximize your benefits. Super Account – Maximize Your Benefits Enjoy the exclusive benefits of the Super Account, which offers up to 4.3% annual interest per day. It helps awaken idle funds while ensuring the flexibility to withdraw, transfer, and make payments at any time without affecting accumulated profits. Smart, Personalized Financial Management AI Financial Management technology elevates your personalized experience, enabling smart financial planning, automatic analysis, and accurate suggestions that optimize your financial decisions. Comprehensive Digital Payment Ecosystem – Maximizing Your Experience Explore the ecosystem with over 100 financial services integrated into a single app, offering unmatched convenience: from transfers, deposits, credit card management, bill payments (electricity, water, ADSL) to booking flights, hotels, and buses. Your Exclusive Rewards World – MyVIB Rewards Unlock an exclusive world of offers with attractive promotions and a diverse range of vouchers, personalized to your preferences, helping you spend smarter and save more. Your 24/7 AI Financial Assistant ViePro GenAI, your AI-powered financial assistant, always by your side, providing precise and timely insights to address a wide range of financial information, delivering an unparalleled and transformative experience. Download the app, open your account online in just 3 minutes without visiting a branch. Explore MyVIB today! Head Office: Sailing Tower Building, 111A Pasteur, Ben Nghe, District 1, Ho Chi Minh City.
Sổ Hụi 4.0
This finance app helps users easily and effectively manage their 'hụi' (a traditional Vietnamese savings scheme). It offers features for tracking contributions, payments, and provides detailed reports on financial activities within the scheme.
- Manage 'hụi' schemes
- Track contributions and payments
- Balance 'hụi' funds
- Detailed financial reports
- Easy and effective management
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Ứng dụng Sổ Hụi 4.0 được thiết kế với các tính năng nổi bật như quản lý dây hụi, đóng hốt hụi, cân bằng hụi, cùng với báo cáo chi tiết về việc đóng hốt hụi. Những cải tiến này giúp người dùng quản lý các dây hụi mình đã tham gia một cách dễ dàng và hiệu quả hơn.
Screenshots
Verdict
The clearest difference is rating: Sổ Hụi 4.0 at 5.0 against MyVIB's 3.5. MyVIB's advantage is ratings volume (193 vs 4) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sổ Hụi 4.0 holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: MyVIB has 193 ratings behind it against 4, so its average is the more settled of the two.
MyVIB ships an update every 2 weeks, Sổ Hụi 4.0 weekly. Both last shipped on November 12, 2026.
| Parameter | MyVIB | Sổ Hụi 4.0 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (193 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 31.9% of reviews | — |
| Number of ratings | 193 — better | 4 |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 450 MB | 90 MB |
| Age rating | 17+ | 4+ |
| Developer | VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK | hung bui thai |
Customer experience
MyVIB
Sổ Hụi 4.0
Bugs and requests
MyVIB
Reported bugs
10 issues- App crashes and won't open
- OTP verification fails repeatedly
- Transferred money not reflecting in account
- Transaction timestamps incorrect
- Login failures after app upgrade
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- Account locked after forced update
- Payment processing shows success but money not received
- App freezes during transactions
- SmartOTP malfunction
- Unable to access account after version 2.0 upgrade
Requested features
8 requests- Search function for transaction history
- English language support
- Save recipient account numbers
- Promo code input field
- Apple Pay integration
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- Transaction history in Apple Wallet
- Rollback to previous app version
- More QR code payment options
Sổ Hụi 4.0
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MyVIB
No in-app purchases
Sổ Hụi 4.0
No in-app purchases
