Comparison

Swish payments vs Hedvig

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swish payments

Easily send money to friends, businesses, and charities using your mobile number. Pay for online purchases, split bills, or make donations. Funds are directly transferred to the recipient's bank account.

Highlights
  • Send money to contacts
  • Pay companies and organizations
  • Split bills
  • Online and in-app payments
  • QR code payments
  • Direct bank transfers
Read full description

Swish allows you to send money to friends, companies and organizations using your mobile phone. It’s perfect for splitting a check at a restaurant, paying for a bargain at a flea market or for sending a gift to charity. You can also pay with Swish when shopping online or in mobile apps from companies offering Swish as a payment option. The money is sent directly into the recipient’s bank account. Scan QR codes to pay in stores. Some stores also offer self-scanning of products. It's easy to get started with Swish. Contact your bank to connect your mobile phone number to Swish, and then simply activate the app. Read more about Swish at www.swish.nu or contact your bank.

About

Hedvig

Manage your insurance policies, file claims instantly, and get quick compensation decisions. You can also update your account details and chat with the support team for immediate assistance. Becoming a member takes just 3 minutes.

Highlights
  • File claims instantly
  • Manage insurance policies
  • Update account details
  • Chat with support team
  • Get compensation decisions
  • Choose charity for surplus
Features
Read full description

With Hedvig for iOS, immediate help is just a click away. As a member, you can report a claim, manage your insurance, change your account details and much more. If you're not a member, you can become one in the app – in just 3 minutes. Hedvig makes it easier for people to get high-quality help when they need it most – wherever they are. FILE CLAIMS File a claim report directly in the app. Hedvig's service is supportive, fast and intelligent. For the simplest claims, you don't even have to wait 5 minutes for a compensation decision. MANAGE YOUR INSURANCE Get a simple overview of the coverage and manage personal information like your address, your co-insured and your payment details. You can also read your insurance policy, and choose which charity you want your surplus to go to. ASK ANY QUESTION You have instant access to our service team – just write to us in the chat. We're available between 08-22 on weekdays and between 9-18 on weekends.  Hedvig's app is constantly being developed and new features are added – all to help you get the best possible help when you need it.

Screenshots

Swish payments4 screens
Hedvig4 screens

Verdict

The call

The clearest difference is review sentiment: Swish payments at 40% against Hedvig's 0%. Swish payments also leads on rating (4.2 vs 3.9) and monetization model (free vs ad-supported). Hedvig's advantage is update cadence (weekly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Swish payments holds the better App Store score, 4.2 against 3.9. Both are backed by a comparable volume of ratings — 82 and 32 respectively. Written reviews point the same way: 40% of Swish payments's written reviews are positive against 0% of Hedvig's.

UpkeepUpdate frequency

Swish payments ships an update monthly, Hedvig weekly. The most recent releases landed on September 22, 2026 and September 18, 2026 respectively.

Scorecard4 real differences · 6 level
Swish payments versus Hedvig: the parameters behind the verdict, then further details
ParameterSwish paymentsHedvig
PriceFreeFree
Rating4.2 (82 ratings) — better3.9 (32 ratings)
Positive reviews40.0% of reviews — better0.0% of reviews
Number of ratings82 — better32
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPad — better
Requires iOS16.016.0
Further details — not scored
Size69 MB124 MB
Age rating4+4+
DeveloperGetswish ABHedvig Forsakring AB

Customer experience

Swish payments

All ratings82 ratings
Positive80.5%
Neutral2.4%
Negative17.1%
Written reviews15 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

Hedvig

All ratings32 ratings
Positive71.9%
Neutral6.3%
Negative21.9%
Written reviews7 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Swish payments

No in-app purchases

None

Hedvig

No in-app purchases

Questions

Is Swish payments free?
Swish payments is free to download, with no in-app purchases.
Is Hedvig free?
Hedvig is free to download, with no in-app purchases.
Which has better reviews, Swish payments or Hedvig?
Swish payments is rated higher. Swish payments averages 4.2 out of 5 from 82 ratings, while Hedvig averages 3.9 from 32 ratings.
Do Swish payments or Hedvig have ads?
Neither Swish payments nor Hedvig shows ads.
Which is updated more often, Swish payments or Hedvig?
Swish payments ships an update monthly, and Hedvig weekly. Most recently, Swish payments was updated on September 22, 2026 and Hedvig on September 18, 2026.

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