Comparison

SSA Mobile Wage Reporting vs Kelvra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SSA Mobile Wage Reporting

Report monthly gross wages to the Social Security Administration directly from your smartphone. This free application helps SSI recipients, representative payees, or individuals contributing to an SSI recipient's needs ensure accurate income reporting, preventing potential overpayments or underpayments.

Highlights
  • Report monthly gross wages
  • For SSI recipients and representative payees
  • Helps prevent improper payments
  • Convenient smartphone reporting
  • Free to use
Features
Read full description

We now offer a free Supplemental Security Income (SSI) Mobile Wage Reporting Application to report monthly wages. This application will allow an SSI recipient, a recipient’s representative payee, or an individual whose income helps an SSI recipient meet their basic needs (like a parent or a spouse) report their gross monthly wages to Social Security Administration from the convenience of their smartphone. Consistent monthly wage reporting helps prevent improper payments, which may cause SSI overpayments and underpayments. Please see our updated Instruction Guide for further details at www.ssa.gov/MKWR-update/mwr-training-fy22.pdf Please contact your local Social Security Administration (SSA) field office to see if you are eligible to use this application. Visit us online at www.ssa.gov for information and a variety of online services. It’s easy to get answers to general questions about Social Security using our mobile-friendly Frequently Asked Questions page. Just go to www.ssa.gov/faq from your mobile device. Follow us on Facebook http://facebook.com/socialsecurity Follow us on Twitter http://twitter.com/socialsecurity

About

Kelvra

This AI-powered financial app helps households manage their money with clarity. It estimates safe daily spending, tracks bills, logs transactions, and supports savings goals and debt payoff plans. Share a unified budget with your family for better financial coordination.

Highlights
  • AI-powered budget coaching
  • Safe-to-spend estimates
  • Bill tracking and reminders
  • Automatic transaction categorization
  • Savings goal setting
  • Debt payoff planning
  • Household budget sharing
Features
Read full description

Kelvra is your AI-powered budget coach — built for households who want clarity on money, not just another spreadsheet. SAFE TO SPEND, EVERY DAY Kelvra estimates how much you can safely spend today based on your income, bills, and savings goals — updated as you earn and spend. AI COACH THAT KNOWS YOUR BUDGET Ask Kelvra's AI coach anything — "Can I afford this?", "Which bills are due this week?", "How's my spending trend?" — and get answers grounded in your actual numbers, not generic advice. BILLS, NEVER MISSED Track every recurring bill with due dates and payment status. Kelvra flags what's overdue and what's coming up before it catches you off guard. TRANSACTIONS, EFFORTLESSLY LOGGED Add transactions manually or scan a receipt — Kelvra categorizes spending automatically and shows you exactly where your money goes each month. SAVINGS GOALS & DEBT PAYOFF Set savings goals like an emergency fund and track progress. Add debts and get a payoff plan using popular strategies like the snowball method. BUILT FOR HOUSEHOLDS Share one budget across your household — everyone sees the same numbers, the same bills, and the same plan. FREE TO START Unlimited transaction tracking Budget calculator AI coach (20 messages/month) KELVRA PREMIUM — $4.99/month or $39.99/year Unlimited AI coaching, affordability checks & receipt scans 7-day free trial Terms of Use: https://kelvra.ai/terms Privacy Policy: https://kelvra.ai/privacy

Screenshots

SSA Mobile Wage Reporting4 screens
Kelvra4 screens

Verdict

The call

The clearest difference is rating: Kelvra at 5.0 against SSA Mobile Wage Reporting's 2.1. Kelvra also leads on update cadence (monthly vs every 8 months) and iOS requirement (13.0 vs 15.6). SSA Mobile Wage Reporting's advantage is in-app purchases (none vs 2) and ratings volume (184 vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kelvra sells 2 in-app purchases, starting at $4.99 per month. SSA Mobile Wage Reporting asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Kelvra holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: SSA Mobile Wage Reporting has 184 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

SSA Mobile Wage Reporting ships an update every 8 months, Kelvra monthly. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

Scorecard6 real differences · 4 level
SSA Mobile Wage Reporting versus Kelvra: the parameters behind the verdict, then further details
ParameterSSA Mobile Wage ReportingKelvra
PriceFreeFree
Rating2.1 (184 ratings)5.0 (1 ratings) — better
Positive reviews7.1% of reviews—
Number of ratings184 — better1
Update frequencyEvery 8 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size21 MB6 MB
Age rating4+4+
DeveloperSocial Security AdministrationONDIS GROUP, LLC

Customer experience

SSA Mobile Wage Reporting

All ratings184 ratings
Positive24.5%
Neutral4.9%
Negative70.7%
Written reviews141 reviews
Positive7.1%
Neutral6.4%
Negative86.5%

Kelvra

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

SSA Mobile Wage Reporting

Reported bugs

3 issues
  • App crashes when trying to submit wages
  • Unable to log in or access key features
  • Inconsistent behavior and error messages

Requested features

3 requests
  • Improve app stability and reliability
  • Allow seamless wage reporting without issues
  • Provide better customer support and troubleshooting

Kelvra

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SSA Mobile Wage Reporting

No in-app purchases

2 purchases

Kelvra

Subscriptions2
  • Kelvra Premium7 Days trial$4.991 Month
  • Kelvra Premium7 Days trial$39.991 Year

Questions

Is SSA Mobile Wage Reporting free?
SSA Mobile Wage Reporting is free to download, with no in-app purchases.
Is Kelvra free?
Kelvra is free to download, with in-app purchases available.
Which has better reviews, SSA Mobile Wage Reporting or Kelvra?
Kelvra is rated higher. SSA Mobile Wage Reporting averages 2.1 out of 5 from 184 ratings, while Kelvra averages 5.0 from 1 ratings.
Do SSA Mobile Wage Reporting or Kelvra have ads?
Neither SSA Mobile Wage Reporting nor Kelvra shows ads.
Which is updated more often, SSA Mobile Wage Reporting or Kelvra?
SSA Mobile Wage Reporting ships an update every 8 months, and Kelvra monthly. Most recently, SSA Mobile Wage Reporting was updated on November 1, 2026 and Kelvra on October 31, 2026.

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