Hinakko vs Spendy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hinakko
Easily track your daily expenses with this straightforward manager. Record payments, set up recurring bills, and personalize your experience with various icons and backgrounds. Ideal for those seeking a simpler alternative to complex financial tools.
- Record expenses
- Monthly and installment payments
- Consecutive input
- Quick add functionality
- Customizable icons and backgrounds
- Simple viewing options
- Alarm reminders
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Hinakko is a clean, fast expense manager that shows you exactly where your money goes — without the clutter. Add an expense in just a few taps, then watch your spending come to life with charts and a calendar. WHY YOU'LL LOVE IT • Fast entry — log an expense in seconds • Bar & pie charts — spending by day, week, month, category, or payment • Calendar view — review what you spent, day by day • Flexible periods — day, week, month, year, or a custom range • Cash & card — track payment methods and installments • Categories & icons — organize your way, with iOS system icons • iCloud backup — back up, restore, and enable automatic backup • 13 languages — switch the app language anytime Whether you're budgeting for the month or just keeping an eye on daily expenses, Hinakko keeps your money simple and clear. No sign-up required. Your data stays on your device and in your iCloud. Start tracking today and take control of your spending.
Spendy
A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.
- iCloud Shared Budget
- Quick Expense Entry
- Budget as a Diary
- Tag Management
- Calendar & Reminders Integration
- Automation Support
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The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/
Screenshots
Verdict
The clearest difference is rating: Spendy at 5.0 against Hinakko's 4.4. Spendy also leads on ads (none vs shown) and update cadence (every 4 days vs every 3 weeks). Hinakko's advantage is ratings volume (30 vs 6) and iOS requirement (15.6 vs 26.0). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Hinakko sells 1 one-off in-app purchase and Spendy sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Spendy holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Hinakko has 30 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 84% of Hinakko's written reviews are positive against 96% of Spendy's.
Hinakko ships an update every 3 weeks, Spendy every 4 days. The most recent releases landed on October 18, 2026 and October 19, 2026 respectively.
| Parameter | Hinakko | Spendy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (30 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 84.5% of reviews | 96.3% of reviews — better |
| Number of ratings | 30 — better | 6 |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 15.6 — better | 26.0 |
| Further details — not scored | ||
| Size | 11 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | jang sehoon | dasol kim |
Customer experience
Hinakko
Spendy
Bugs and requests
Hinakko
Reported bugs
14 issues- App crashes when closing expense entries
- Decimal points invisible or non-functional in keypad
- Date reverts to incorrect year (2020 instead of 2563)
- Expenses not saving properly after modification
- Category assignment failures
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- Data missing after app restart
- Entries disappearing and reappearing intermittently
- Dark mode date picker text invisible
- Contact/inquiry button crashes app
- Installment entries appearing in all months instead of specified period
- Purchased themes lost after app deletion
- August month recording disabled
- Expense entries merging incorrectly by date
- Backup restoration not working
Requested features
14 requests- Income and credit tracking functionality
- Pie chart and graphical expense analysis
- Budget setting and monthly balance tracking
- More theme and background options
- Time-based expense recording
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- Expense entry reordering capability
- Additional category icons
- Bank account integration
- Export and printable reports
- Landscape orientation support
- Installment payment tracking improvements
- Photo attachment for expenses
- Chinese language support
- Thai language support
Spendy
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Hinakko
- HinakkoExpense Upgrade$3.99
Spendy
- Day Money Premium Monthly Plan7 Days trial$1.991 Month
- Day Money Premium Yearly Plan$9.991 Year
- 50% off Premium Lifetime$9.99
- Day Money Premium Lifetime$14.99
- Day Money Premium Lifetime$19.99









