Money Manager (Remove Ads) vs Smart Expense Control

“Money Manager” is an optimized application for personal account management. Household account management is complicated. But we make it simple by simplifying the things that are complex. The default settings will get you started, and once you get used to it, you can alter the settings according to your needs with the highly flexible and customizable functions available. - Super easy and simple to enter data anytime, anywhere. - View your spending tendencies graphically. - View statistics by simply entering the data. - Search and calculator functions. - Set up sub-categories and main categories as necessary. - Manage all your accounts at once. - Use multiple currencies. - Check weekly, monthly, and annual statistics. - Use calendar view. - Use budget planning features to plan weekly, monthly, and annual budgets. - Change the start date of the month. ※ Applying double entry bookkeeping It facilitates efficient account management. Automatic double entry bookkeeping. ※ PC manager function You can view ‘“The New Money Manager” application using Wi-Fi. You can edit and sort the data by date, category or account group on the screen of your PC. In addition, you can see fluctuations of your accounts indicated on graphs on your PC. ※ Budget management function You can manage your budget. It shows your budget and expenditures on a graph so you can compare the number of your expenditures against your budget quickly. ※ Credit Card / Debit Card management function When entering a future payment date, you can see the payment amount and outstanding balance on the accounts page. You can connect your debit card to your accounts so that expenses are automatically recorded under a specific account. ※ Passcode You can specify the desired time lapse before the app requests a passcode. ※ Automatic money transfer and frequency functions You can set up automatic money transfers between your accounts and configure the frequency of those transfers. ※ Sort expenses by the recipient You can sort your expenses by the recipient and view this information graphically. ※ Payment Profiles You can easily enter frequent expenditures by creating payment profiles. ※ Backup / Restore You can backup and restore your data via email, iTunes and iCloud. ※ Multiple currency support – you can have individual entries in multiple currencies, and configure each account to calculate the total balance in your desired currency. Subscription pricing and terms: Money Manager offers auto-renewing monthly subscription at US$2.49/month and an auto-renewing yearly subscription at US$19.99/year to provide you with unlimited access to the Money Manager Data Sync Service while you maintain an active subscription. Payment will be charged to the credit card connected to your iTunes Account when you confirm the initial subscription purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period. Your account will be charged for renewal within 24-hours prior to the end of the current period, and the cost of the renewal will be identified. You may manage your subscription and auto-renewal may be turned off by going to your Account Settings after the purchase. Read more about our terms and conditions here: https://realbyteapps.com/policy/terms.html Privacy Policy: https://realbyteapps.com/policy/privacy.html

Smart Expense Control is the definitive tool for anyone looking to manage personal finances with precision, speed, and maximum security. Designed to be intuitive and powerful, it lets you understand exactly where your money goes, how much you have until next payday, and what your cards and debts are charging you — all in one app, with no ads and nothing sent to the cloud. PAY PERIODS AND LIVE BALANCE - Configure your schedule: monthly, biweekly with custom days, or weekly. - See your current period's income, outflow, and net balance in the Dashboard. - Compare past periods to spot trends. COMPLETE PAYMENT METHODS - Cash, debit, and credit cards with configurable closing and due days. - Every expense knows which method was used. - Credit cards show pending statement, what to pay at due date, and credit limit usage. RECURRING OBLIGATIONS WITH HISTORY - Create templates for electricity, internet, rent, subscriptions, etc. - Each month the obligation is auto-generated; when paid it's recorded forever. - Browse month-by-month history: when you paid, how much, and which you skipped. DEBTS WITH INSTALLMENT PLANS - Register loans or personal credits with starting amount, monthly interest, and installment count. - The app computes the fixed installment; or enter the installment and the app computes the interest rate. - Track progress, installments paid, remaining balance, and percentage cleared. SAVINGS GOALS - Define goals with a target amount, register deposits, and watch progress on a clear bar. - Also works without a target when you just want to accumulate. AUTOMATIC FIXED COSTS - Maintenance fees, insurance, and other recurring charges are generated automatically every period. - They appear on the card statement or as a period expense, as appropriate. SMART TRANSACTION EDITOR - Tap any movement in history to edit it. - The app explains what your change affects: period balance, pending statement, debt balance, savings progress. - Safe deletion with contextual confirmation; obligations are automatically marked pending again. MULTI-DIMENSIONAL CATEGORIZATION - Classic categories (Food, Transport, Home, Health, etc.) and social contexts (Solo, Partner, Family, Work, Travel, etc.). - Powerful history filters by type, category, context, and payment method. SMART INSIGHTS - Alerts when a category grows more than 15 % vs. last month. - Warnings if a card will exceed your available balance. - Reminders when an obligation is overdue. - Indicator when you've spent over 80 % of the period's income. TOTAL PRIVACY AND SECURITY - All your data lives only on your iPhone with SwiftData. - Lock with Face ID or Touch ID. - AES-256 encrypted backup: export everything to a file and restore whenever you want. ELEGANT VISUALIZATIONS - Swift Charts: spending by day and by week, breakdown by category, top contexts. VISUAL PICKERS - Choose icons from a gallery organized by category (money, home, transport, health, etc.). - Pick colors from a wide palette or enter a custom one. DESIGNED FOR IOS 26 - Native interface with the latest tab API, smooth animations, and iPad support. - Multi-language: Spanish with regional variants (Mexico, Argentina, Colombia, Latin America) and English. No subscriptions, no ads, no external accounts. Just you and your finances.