Quanto vs Smart Expense Control

Quanto is an expense tracker with AI entry. Scan a receipt, import a PDF bank statement, speak an expense, or type it. For maximum privacy and security, Quanto does not connect to your bank. ADDING AN EXPENSE • Scan a receipt. Our AI reads the merchant and the amount, and assigns the best category automatically • Add a screenshot of your transactions from your bank, a payment page or a transfer receipt. Our AI reads it the same way • Import a PDF bank statement. Our AI extracts every transaction in one pass • Speak it. Voice entry accepts several expenses in one sentence, and continues working after you leave the app • Or add it yourself in a couple of taps • Paid in another currency? Add it as it is and Quanto converts it for you WHERE YOUR MONEY GOES • Review your transactions by day, week, month, quarter, year or any custom date range • Spending by category, with a drill-down on each category • Compare your income vs expenses in Analytics • How much is left this month, as an amount and as a percentage • A calendar showing each day's net position • Filter and sort by account, category, type, amount or date BUDGETS • Weekly or monthly budgets • Several budgets running at once • Per-category limits • Remaining budget for the current period SUBSCRIPTIONS AND RECURRING EXPENSES Each repeating payment shows its monthly and annual cost, the account it charges, its billing cycle, the next renewal date, and everything paid to date. ACCOUNTS Track cash, cards and accounts separately. Quanto shows a total net worth across all of them. ENTRY POINTS • Home Screen widget • Control Center actions • Siri Shortcuts • Apple Pay automation PRIVACY AND DATA • Transactions are stored on your device, not on our servers • No account is required • Face ID lock, and a one-tap balance blur • Backup to iCloud, Google Drive or local storage • CSV export and CSV import • Receipts and statements you choose to scan are sent to a third-party AI service to read the text PREMIUM Recurring transactions, multiple accounts, widgets, Control Center actions, Apple Pay automation, backup and export. Available monthly, yearly, or as a one-time lifetime purchase. Quanto works offline, requires no account, and does not connect to your bank.

Smart Expense Control is the definitive tool for anyone looking to manage personal finances with precision, speed, and maximum security. Designed to be intuitive and powerful, it lets you understand exactly where your money goes, how much you have until next payday, and what your cards and debts are charging you — all in one app, with no ads and nothing sent to the cloud. PAY PERIODS AND LIVE BALANCE - Configure your schedule: monthly, biweekly with custom days, or weekly. - See your current period's income, outflow, and net balance in the Dashboard. - Compare past periods to spot trends. COMPLETE PAYMENT METHODS - Cash, debit, and credit cards with configurable closing and due days. - Every expense knows which method was used. - Credit cards show pending statement, what to pay at due date, and credit limit usage. RECURRING OBLIGATIONS WITH HISTORY - Create templates for electricity, internet, rent, subscriptions, etc. - Each month the obligation is auto-generated; when paid it's recorded forever. - Browse month-by-month history: when you paid, how much, and which you skipped. DEBTS WITH INSTALLMENT PLANS - Register loans or personal credits with starting amount, monthly interest, and installment count. - The app computes the fixed installment; or enter the installment and the app computes the interest rate. - Track progress, installments paid, remaining balance, and percentage cleared. SAVINGS GOALS - Define goals with a target amount, register deposits, and watch progress on a clear bar. - Also works without a target when you just want to accumulate. AUTOMATIC FIXED COSTS - Maintenance fees, insurance, and other recurring charges are generated automatically every period. - They appear on the card statement or as a period expense, as appropriate. SMART TRANSACTION EDITOR - Tap any movement in history to edit it. - The app explains what your change affects: period balance, pending statement, debt balance, savings progress. - Safe deletion with contextual confirmation; obligations are automatically marked pending again. MULTI-DIMENSIONAL CATEGORIZATION - Classic categories (Food, Transport, Home, Health, etc.) and social contexts (Solo, Partner, Family, Work, Travel, etc.). - Powerful history filters by type, category, context, and payment method. SMART INSIGHTS - Alerts when a category grows more than 15 % vs. last month. - Warnings if a card will exceed your available balance. - Reminders when an obligation is overdue. - Indicator when you've spent over 80 % of the period's income. TOTAL PRIVACY AND SECURITY - All your data lives only on your iPhone with SwiftData. - Lock with Face ID or Touch ID. - AES-256 encrypted backup: export everything to a file and restore whenever you want. ELEGANT VISUALIZATIONS - Swift Charts: spending by day and by week, breakdown by category, top contexts. VISUAL PICKERS - Choose icons from a gallery organized by category (money, home, transport, health, etc.). - Pick colors from a wide palette or enter a custom one. DESIGNED FOR IOS 26 - Native interface with the latest tab API, smooth animations, and iPad support. - Multi-language: Spanish with regional variants (Mexico, Argentina, Colombia, Latin America) and English. No subscriptions, no ads, no external accounts. Just you and your finances.