Comparison

Expense Tracker vs Quanto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

Highlights
  • AI-powered voice expense input
  • Automatic expense categorization
  • Manual expense entry
  • Customizable categories
  • Beautiful and intuitive UI/UX
  • Secure iCloud storage
  • Privacy-friendly, no login required
Features
Read full description

Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms

About

Quanto

Effortlessly track expenses with AI-powered receipt scanning, PDF import, and voice entry. Manage budgets, subscriptions, and accounts securely on your device, with no bank connection required. Offers offline functionality and multiple data backup options.

Highlights
  • AI receipt and PDF statement scanning
  • Voice expense entry
  • Offline functionality
  • On-device data storage
  • Budget creation and tracking
  • Subscription and recurring expense management
  • Multiple account tracking
Features
Read full description

Quanto is an expense tracker with AI entry. Scan a receipt, import a PDF bank statement, speak an expense, or type it. For maximum privacy and security, Quanto does not connect to your bank. ADDING AN EXPENSE • Scan a receipt. Our AI reads the merchant and the amount, and assigns the best category automatically • Add a screenshot of your transactions from your bank, a payment page or a transfer receipt. Our AI reads it the same way • Import a PDF bank statement. Our AI extracts every transaction in one pass • Speak it. Voice entry accepts several expenses in one sentence, and continues working after you leave the app • Or add it yourself in a couple of taps • Paid in another currency? Add it as it is and Quanto converts it for you WHERE YOUR MONEY GOES • Review your transactions by day, week, month, quarter, year or any custom date range • Spending by category, with a drill-down on each category • Compare your income vs expenses in Analytics • How much is left this month, as an amount and as a percentage • A calendar showing each day's net position • Filter and sort by account, category, type, amount or date BUDGETS • Weekly or monthly budgets • Several budgets running at once • Per-category limits • Remaining budget for the current period SUBSCRIPTIONS AND RECURRING EXPENSES Each repeating payment shows its monthly and annual cost, the account it charges, its billing cycle, the next renewal date, and everything paid to date. ACCOUNTS Track cash, cards and accounts separately. Quanto shows a total net worth across all of them. ENTRY POINTS • Home Screen widget • Control Center actions • Siri Shortcuts • Apple Pay automation PRIVACY AND DATA • Transactions are stored on your device, not on our servers • No account is required • Face ID lock, and a one-tap balance blur • Backup to iCloud, Google Drive or local storage • CSV export and CSV import • Receipts and statements you choose to scan are sent to a third-party AI service to read the text PREMIUM Recurring transactions, multiple accounts, widgets, Control Center actions, Apple Pay automation, backup and export. Available monthly, yearly, or as a one-time lifetime purchase. Quanto works offline, requires no account, and does not connect to your bank.

Screenshots

Expense Tracker4 screens
Quanto4 screens

Verdict

The call

The clearest difference is ads: Expense Tracker at none against Quanto's shown. Expense Tracker also leads on ratings volume (889 vs 129). Quanto's advantage is update cadence (every 5 days vs every 2 weeks) and review sentiment (92% vs 83%). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 10 in-app purchases, starting at $2.99 per month and Quanto sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Expense Tracker against 4.8 for Quanto. That said, the two scores are not equally well evidenced: Expense Tracker has 889 ratings behind it against 129, so its average is the more settled of the two. Written reviews are what separate them: 83% of Expense Tracker's written reviews are positive against 92% of Quanto's.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 weeks, Quanto every 5 days. The most recent releases landed on November 3, 2026 and November 6, 2026 respectively.

Scorecard6 real differences · 4 level
Expense Tracker versus Quanto: the parameters behind the verdict, then further details
ParameterExpense TrackerQuanto
PriceFreeFree
Rating4.8 (889 ratings) — better4.8 (129 ratings)
Positive reviews82.6% of reviews91.8% of reviews — better
Number of ratings889 — better129
Update frequencyEvery 2 weeksEvery 5 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.5 — better
Further details — not scored
Size54 MB111 MB
Age rating4+4+
DeveloperFlorian VatesAlejandro Ausejo

Customer experience

Expense Tracker

All ratings888 ratings
Positive95.6%
Neutral1.7%
Negative2.7%
Written reviews149 reviews
Positive82.6%
Neutral6.0%
Negative11.4%

Quanto

All ratings129 ratings
Positive98.4%
Neutral0.8%
Negative0.8%
Written reviews73 reviews
Positive91.8%
Neutral4.1%
Negative4.1%

Bugs and requests

Expense Tracker

Reported bugs

3 issues
  • Doesn't register all bank transactions
  • Incompatible with some devices or iOS versions
  • Sharing large lists doesn't work

Requested features

6 requests
  • Weekly/daily expense view
  • Separate savings category
  • Ability to add past expenses
  • Multi-currency support
  • Improved reporting and analytics
Show 1 more
  • Dark mode option

Quanto

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

Expense Tracker

Subscriptions10
  • Student Monthly7 Days trial$2.991 Month
  • Basic monthly intro7 Days trial$2.991 Month
  • Advanced$2.991 Month
Show 7 more
  • Family month intro7 Days trial$3.991 Month
  • Basic monthly7 Days trial$3.991 Month
  • Family$3.991 Month
  • Monthly7 Days trial$7.991 Month
  • Student Yearly7 Days trial$24.991 Year
  • Basic yearly intro7 Days trial$24.991 Year
  • Advanced$24.991 Year
3 purchases

Quanto

Subscriptions2
  • Premium Monthly14 Days trial$2.991 Month
  • Premium Yearly14 Days trial$24.991 Year
One-time1
  • Premium Lifetime$59.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Quanto free?
Quanto is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or Quanto?
Expense Tracker is rated higher. Expense Tracker averages 4.8 out of 5 from 889 ratings, while Quanto averages 4.8 from 129 ratings.
Do Expense Tracker or Quanto have ads?
Quanto shows ads; Expense Tracker does not.
Which is updated more often, Expense Tracker or Quanto?
Expense Tracker ships an update every 2 weeks, and Quanto every 5 days. Most recently, Expense Tracker was updated on November 3, 2026 and Quanto on November 6, 2026.

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