Centris Mobile Banking vs Community 1st CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Centris Mobile Banking
Manage your credit union accounts conveniently and securely from your smartphone. Monitor balances, view activity, pay bills, deposit checks, and transfer funds anytime, anywhere. Offers tools for financial management and locating branches or ATMs.
- Account monitoring
- Bill pay
- Mobile check deposit
- Fund transfers
- ATM/branch locator
- Personal financial management tools
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Centris Mobile App available to all credit union members. Monitor your accounts from wherever you like and make transactions whenever you need. Now giving you even more control over your finances in a safe, convenient and fast way. Convenient • Easily access your account with Touch ID • Access and monitor your accounts 24/7 • View balances and account activity anytime • Personal Financial Management (PFM) tools • Locate ATMs and Centris branches • Change your contact information Bill Pay • Pay your bills from anywhere safely and securely • Set up automatic payments • Reference payment history • Guarantee payment dates Deposits • Deposit checks with your smartphone camera via mobile deposit Transfer Funds • Transfer funds between Centris accounts or other bank accounts • Next-day service or three-day service is available -Only certain devices are eligible for enrollment in Touch ID -Centris Mobile Banking is free, but message and data rates may apply. Such charges include those from your communications service provider.
Community 1st CU
Access and manage your accounts securely 24/7 from anywhere. This app allows you to check balances, view transaction history, pay bills, transfer funds, and set up account alerts for convenient financial management.
- View real-time account balances
- Set up account alerts
- Pay bills
- Transfer funds between accounts
- View transaction history
- View estatements
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Manage your finances conveniently from the comfort of your home or office. C1st Digital Banking solutions provide secure, 24-hour access to your C1st accounts, including all the following features: -View real-time account balances -Set up account alerts -Pay bills -Transfer funds between accounts -Pay loans -View transaction history -View estatements
Screenshots
Verdict
The clearest difference is ads: Centris Mobile Banking at none against Community 1st CU's shown. Centris Mobile Banking also leads on update cadence (every 3 months vs every 7 months) and monetization model (free vs ad-supported). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Centris Mobile Banking against 4.6 for Community 1st CU. Both are backed by a comparable volume of ratings — 3K and 1.9K respectively. Written reviews are what separate them: 86% of Centris Mobile Banking's written reviews are positive against 82% of Community 1st CU's.
Centris Mobile Banking ships an update every 3 months, Community 1st CU every 7 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.
| Parameter | Centris Mobile Banking | Community 1st CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (3K ratings) | 4.6 (1.9K ratings) — better |
| Positive reviews | 85.8% of reviews — better | 82.1% of reviews |
| Number of ratings | 3K — better | 1.9K |
| Update frequency | Every 3 months — better | Every 7 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 57 MB | 52 MB |
| Age rating | 12+ | 4+ |
| Developer | Centris Federal Credit Union | Community 1st Credit Union (IA) |
Customer experience
Centris Mobile Banking
Community 1st CU
User reviews
Centris Mobile Banking
From 3K App Store ratingsWhat we love
- 🚀 Easy to use
- 🔒 Secure
- 👍 Convenient
- 👍 Great customer service
- 🚀 Smooth performance
Room to improve
- 🐛 Occasional crashes or glitches
- 🐛 Balances not always accurate
- 🐛 Difficulty accessing credit card information
Community 1st CU
From 1.9K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 👍 User-friendly interface
- 💳 Convenient banking features
- 🤝 Excellent customer service
Room to improve
- 🐛 Occasional crashes and bugs
- ⏱️ Slow loading times
- 🔒 Login issues and security concerns
- 💻 Outdated or limited functionality
Bugs and requests
Centris Mobile Banking
Reported bugs
3 issues- Login issues after app updates
- Accounts disappearing from view after updates
- Slow to load or unresponsive at times
Requested features
5 requests- Ability to remotely deposit money orders
- Easier way to edit recurring bill payments
- More detailed transaction descriptions
- Option to turn debit card on/off in app
- Virtual card issuance feature
Community 1st CU
Reported bugs
3 issues- Inconsistent account balance updates
- Frequent log-out issues
- Compatibility problems with newer devices
Requested features
4 requests- Improved mobile deposit capabilities
- Integration with budgeting apps
- Ability to apply for loans within the app
- More customization options
In-app purchases
Centris Mobile Banking
No in-app purchases
Community 1st CU
No in-app purchases
Questions
Is Centris Mobile Banking free?
Is Community 1st CU free?
Which has better reviews, Centris Mobile Banking or Community 1st CU?
Do Centris Mobile Banking or Community 1st CU have ads?
Which is updated more often, Centris Mobile Banking or Community 1st CU?
Other comparisons
