Centris Mobile Banking vs Cobalt Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Centris Mobile Banking
Manage your credit union accounts conveniently and securely from your smartphone. Monitor balances, view activity, pay bills, deposit checks, and transfer funds anytime, anywhere. Offers tools for financial management and locating branches or ATMs.
- Account monitoring
- Bill pay
- Mobile check deposit
- Fund transfers
- ATM/branch locator
- Personal financial management tools
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Centris Mobile App available to all credit union members. Monitor your accounts from wherever you like and make transactions whenever you need. Now giving you even more control over your finances in a safe, convenient and fast way. Convenient • Easily access your account with Touch ID • Access and monitor your accounts 24/7 • View balances and account activity anytime • Personal Financial Management (PFM) tools • Locate ATMs and Centris branches • Change your contact information Bill Pay • Pay your bills from anywhere safely and securely • Set up automatic payments • Reference payment history • Guarantee payment dates Deposits • Deposit checks with your smartphone camera via mobile deposit Transfer Funds • Transfer funds between Centris accounts or other bank accounts • Next-day service or three-day service is available -Only certain devices are eligible for enrollment in Touch ID -Centris Mobile Banking is free, but message and data rates may apply. Such charges include those from your communications service provider.
Cobalt Mobile Banking
Manage your finances securely from anywhere. Check balances, monitor credit, view transactions, transfer funds, and deposit checks. Take control of your money with convenient mobile banking features.
- View account balances and activity
- Monitor credit score
- Pay bills
- Search transaction history
- Transfer funds
- Deposit checks
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Manage your finances conveniently and securely with the Cobalt Credit Union Mobile App. Whether at home or on the go, you can check your balances, monitor your credit score, view transactions, transfer funds, deposit checks and much more! Take charge of your money, with mobile banking you can: • View account balances and activity • Monitor your credit • Pay Bills • Search transaction history • View, approve or cancel transactions To use this app, simply download and sign on with your existing Online Banking user credentials. To enroll or for more information about Cobalt Credit Union’s Mobile App, please visit www.cobaltcu.com or call us at 402-292-8000.
Screenshots
Verdict
The clearest difference is review sentiment: Centris Mobile Banking at 86% against Cobalt Mobile Banking's 39%. Cobalt Mobile Banking's advantage is rating (4.8 vs 4.6) and update cadence (monthly vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cobalt Mobile Banking holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 3K and 5K respectively. Written reviews complicate that: 86% of Centris Mobile Banking's written reviews are positive against 39% of Cobalt Mobile Banking's, so the app with the better star average is not the one people write more warmly about.
Centris Mobile Banking ships an update every 3 months, Cobalt Mobile Banking monthly. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | Centris Mobile Banking | Cobalt Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (3K ratings) | 4.8 (5K ratings) — better |
| Positive reviews | 85.9% of reviews — better | 38.9% of reviews |
| Number of ratings | 3K | 5K — better |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 57 MB | 127 MB |
| Age rating | 12+ | 4+ |
| Developer | Centris Federal Credit Union | SAC FCU |
Customer experience
Centris Mobile Banking
Cobalt Mobile Banking
User reviews
Centris Mobile Banking
From 3K App Store ratingsWhat we love
- 🚀 Easy to use
- 🔒 Secure
- 👍 Convenient
- 👍 Great customer service
- 🚀 Smooth performance
Room to improve
- 🐛 Occasional crashes or glitches
- 🐛 Balances not always accurate
- 🐛 Difficulty accessing credit card information
Cobalt Mobile Banking
From 5K App Store ratingsWhat we love
- 👍 Reliable banking experience
- 👍 Familiar and user-friendly UI
- 👍 Helpful credit score features
- 👍 Great customer service
- 👍 Spectacular personal loan service
Room to improve
- 🐛 Frequent app crashes and downtime
- 🐛 Login and password issues
- 🐛 Inconsistent app performance
- 🐛 Outdated and limited app features
- 🐛 Difficult check deposit process
Bugs and requests
Centris Mobile Banking
Reported bugs
3 issues- Login issues after app updates
- Accounts disappearing from view after updates
- Slow to load or unresponsive at times
Requested features
5 requests- Ability to remotely deposit money orders
- Easier way to edit recurring bill payments
- More detailed transaction descriptions
- Option to turn debit card on/off in app
- Virtual card issuance feature
Cobalt Mobile Banking
Reported bugs
4 issues- Inability to update or install app
- Continuous login loop issues
- Blank/crashing app on launch
- Inconsistent app behavior on iOS 16.4
Requested features
5 requests- Running balance history
- External account transfers
- Credit card payment integration
- Improved notification system
- Enhanced accessibility options
In-app purchases
Centris Mobile Banking
No in-app purchases
Cobalt Mobile Banking
No in-app purchases
Questions
Is Centris Mobile Banking free?
Is Cobalt Mobile Banking free?
Which has better reviews, Centris Mobile Banking or Cobalt Mobile Banking?
Do Centris Mobile Banking or Cobalt Mobile Banking have ads?
Which is updated more often, Centris Mobile Banking or Cobalt Mobile Banking?
Other comparisons
