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Cobalt Mobile Banking

Cobalt Mobile Banking

by SAC FCU

5K ratings
113 reviews
💰 Finance
Free

Details

Released
May 5, 2017
Updated
October 16, 2026

Features

Developer

SAC FCU
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Cobalt Mobile Banking screenshot #1 for iPhone
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Reviews summary↘︎
⭐113
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📝5+ tags
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🔄6+ apps
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❓4 answered
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About

Manage your finances securely from anywhere. Check balances, monitor credit, view transactions, transfer funds, and deposit checks. Take control of your money with convenient mobile banking features.

✓View account balances and activity
✓Monitor credit score
✓Pay bills
✓Search transaction history
✓Transfer funds
✓Deposit checks
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What users say about Cobalt Mobile Banking

Reviews of Cobalt Mobile Banking are mixed: the Finance app is rated 4.8/5 from 5K App Store ratings. What users like most: reliable banking experience, familiar and user-friendly UI. Top complaints: frequent app crashes and downtime, login and password issues. Summarized from real user reviews.

Positive things

  • 👍Reliable banking experience
  • 👍Familiar and user-friendly UI
  • 👍Helpful credit score features
  • 👍Great customer service
  • 👍Spectacular personal loan service
  • 👍Aesthetically pleasing app
  • 👍Convenient mobile banking
  • 👍Stable and trustworthy credit union

Negative things

  • 🐛Frequent app crashes and downtime
  • 🐛Login and password issues
  • 🐛Inconsistent app performance
  • 🐛Outdated and limited app features
  • 🐛Difficult check deposit process
  • 🐛Ads and unnecessary prompts
  • 🐛Lack of dark mode and text size options
  • 🐛Face ID/Touch ID frequently deactivates
See all reviews

What's New in Cobalt Mobile Banking

4022.2.3

October 16, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

More

User reviews

Most RecentHighest RatedLowest Rated

Stop notification spam!!!

Ahem. STOP SENDING NOTIFICATIONS SOLICITING CUSTOMERS FOR LOANS OR OTHER PRODUCTS! YOU ARE ABUSING YOUR CONTRACT WITH YOUR CUSTOMERS THAT NOTIFICATIONS BE *IMPORTANT*!!! QUIT SENDING ADS IN NOTIFICATIONS OR LET US OPT OUT OF THEM! NOW!!!
DNDirk Niblick

Good service

Banking over 25 years. Very satisfied.
BBellevueResident

Not working properly

It’s not working properly to login & always have the errors, please fix it!
CCrys.Smith

Wow!

Coming from a giant bank to Cobalt was one of the best decisions we made! Customer service is great and the app itself is incredible intuitive and easy to use.
JJohnTalman

Tara is very polite and professional and the rest are very friendly..

Jan Peden Pape
NENaj epap
See 108 more reviews

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User experience

🐞

Reported Bugs

4 issues

Inability to update or install app

Bug

Continuous login loop issues

Bug

Blank/crashing app on launch

Bug

Inconsistent app behavior on iOS 16.4

Bug
✨

Requested Features

5 requests

Running balance history

Feature

External account transfers

Feature

Credit card payment integration

Feature

Improved notification system

Feature

Enhanced accessibility options

Feature

FAQ

What can I do with this mobile banking app?

This app allows you to manage your finances conveniently and securely. You can check your account balances and activity, monitor your credit score, pay bills, search your transaction history, and transfer funds between accounts. It also supports depositing checks directly through the app.

How do I sign up for or use the app?

To use the app, simply download it and sign on using your existing Online Banking user credentials. If you do not have online banking credentials, you can enroll through the Cobalt Credit Union website or by contacting them directly.

Is this app free to use?

Yes, the app is free to download and use. There are no direct costs associated with using the mobile banking features provided by Cobalt Credit Union.

What if I have questions or need support?

For more information about the app or if you encounter any issues, you can visit the Cobalt Credit Union website at www.cobaltcu.com or call them directly at 402-292-8000. They can assist you with enrollment and any other inquiries.