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Union Bank & Trust Mobile

Union Bank & Trust Mobile

by Union Bank and Trust

20K ratings
121 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • April 2, 2012
  • August 25, 2026

Features

Developer

Union Bank and Trust
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Union Bank & Trust Mobile screenshot #1 for iPhone
Union Bank & Trust Mobile screenshot #2 for iPhone
Union Bank & Trust Mobile screenshot #3 for iPhone
Union Bank & Trust Mobile screenshot #4 for iPhone
Union Bank & Trust Mobile screenshot #5 for iPhone
Union Bank & Trust Mobile screenshot #6 for iPhone
Union Bank & Trust Mobile screenshot #7 for iPhone
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Reviews summary↘︎
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About

Manage your finances with a secure and intuitive mobile banking app. Access account information, perform transactions, deposit checks, and pay bills on the go. Enjoy personalized service and convenient features like card freezing and ATM/branch locators.

✓Account management
✓BillPay enrollment
✓Mobile check deposit
✓Card freezing
✓ATM/branch locator
✓Biometric login
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What users say

Summarized from real user reviews of Union Bank & Trust Mobile. Based on 20K reviews and a 4.9/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 🚀Simplified life management
  • 🔒Secure account access
  • 💡Helpful for users with memory issues

Negative things

  • 🐛Inconsistent performance and reliability
  • 🚨Inaccurate transaction reporting
  • 🚨Inconvenient feature removals
  • 🚨Slow and unresponsive app
See all reviews
+1

What's New in Union Bank & Trust Mobile

20.23.2

August 25, 2026

This release includes performance improvements and bug fixes.

User reviews

Most RecentHighest RatedLowest Rated

New version

There’s a huge lag between purchases and purchase dates and when my money is available and when it’s not. It lets me think I have money when I don’t, just cause purchases haven’t gone through. So I think the live transfer display needs to be more accurate and accounting needs to be faster.
Kiwiiiii.1Kiwiiiii.1

Response from developer

Thank you for the feedback. There are now two balances. Current Balance is the most up to date balance and take into account all pending activity. Available is what is actually available to you for use and take into account all pending activity except paper check deposits. You may be seeing a negative Available balance if you deposited a check on the same day. Paper check funds are available to you on the next business day for use. This update will enable us to allow for real-time payments in the future. If you want more explanantion of the new features, you can visit www.ubt.com/go/mobile-app. We will pass along your feedback about saving your login info, but we should also mention that Touch ID and Face ID are also newly available with this update.

Great app

The app is great
SkrambledeggsSkrambledeggs

Bank app

This is an amazing app it allows me to look at my funds on my phone which is very useful
Cole_—-Cole_—-

Great for UNL

This app is great for UNL students, especially with the sign-up bonus! The savings accounts are lacking quite a bit after graduation, but I really like their current 12-month promotional “Money Market Account” that has an interest rate of 3.45%, which is the highest for non-CD accounts.

I’ll likely be looking elsewhere for a long-term high-yield savings account, but otherwise this bank is solid for college.
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Snorth_Snorth_

Slow

Extremely slow when loading transactions or account balances.
Hjrk129Hjrk129
See 116 more reviews

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User experience

🐞

Reported Bugs

3 issues

App frequently crashes or fails to load

Bug

Restricted usage on certain devices

Bug

Delayed account transaction updates

Bug
✨

Requested Features

3 requests

Ability to sort and search bill pay payees

Feature

App notifications

Feature

Two-factor authentication

Feature

FAQ

What can I do with the Union Bank & Trust Mobile app?

The app allows you to manage all your accounts, view transactions, deposit checks, enroll in BillPay, schedule payments, temporarily freeze/unfreeze debit cards, and find nearby ATMs and branches. You can also access personal and credit card accounts, including lines of credit and mortgages.

Is the Union Bank & Trust Mobile app free to use?

Yes, Union Bank & Trust does not charge a fee for utilizing the mobile banking app. However, your regular data and text messaging rates will apply based on your mobile carrier plan.

How do I log in securely to the app?

The app offers fast and secure login options using Touch ID or Face ID, depending on your device's capabilities. This provides an extra layer of security and convenience for accessing your accounts.

Can I manage my bills through the app?

Yes, you can enroll in BillPay directly from the app, view your eBills, and schedule both one-time and recurring payments. This makes managing your bill payments convenient and efficient.

What devices are compatible with the app?

The app is designed for mobile devices and offers features like multi-tasking on tablets, allowing you to split your screen and use another app simultaneously. Specific operating system requirements are not detailed but it is designed for modern smartphones and tablets.