Bluebird App vs H

WHAT IS BLUEBIRD? Bluebird is a financial account that offers you the flexibility and convenience to take control of your money. With no monthly fees and many other fee-free features, Bluebird helps make the day-to-day necessities easier to take care of so you can spend your time doing the things that matter most. Visit us at Bluebird.com for more information. HOW THE BLUEBIRD APP WORKS • Easily manage your Bluebird Account on the go, wherever you are! • Log in to easily access your Available Balance and view the details of all your active and completed transactions MONEY IN • Add cash fee free at Family Dollar¹ • Get your pay up to 2 days faster with free early direct deposit² • Easily add money from checks using your mobile device³ MONEY OUT • Use your Bluebird card to make purchases online or in-store • Withdraw cash for free at over 37,000 MoneyPass ATMs nationwide⁴ • Send money to other Bluebird accountholders A BRAND YOU CAN TRUST • Our security features bring the reliability you need and the value you deserve • We work hard to keep your information and money safe and secure • Our 24/7 Customer Service representatives are there for you, day or night ¹You can add cash at other locations for up to $3.95. As of July 1, 2023, cash reloads at Walmart will no longer be fee free and will incur a fee of $3.74 per transaction. See bluebird.com/faqs for more details. ²Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early. ³The Mobile Check Capture by Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your Account. See bluebird.com/fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the Bluebird Mobile app. See bluebird.com/legal for details. Data rates may apply. Note: As of 2/13/2022, Mobile Check Capture is not available for use in the state of New York. ⁴Transactions at non-Money Pass® ATMs have a $2.50 fee. ATM operator fees may also apply. See bluebird.com/atm for details.

The H-E-B® Prepaid app lets you manage your Card Account wherever you are. That means it’s convenient to do things like: • Check your Card Account balance and transaction history • Send money to friends and family • Find no cost reload locations** • Load checks to your Card Account – it’s as simple as taking a picture* * Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from Illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. ** While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for details. The Netspend Visa Prepaid Card is issued by The Bancorp Bank and Pathward®, members FDIC, pursuant to a licensefrom Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by The Bancorp Bank and Pathward, members FDIC. Please see the back of your Card for its issuing bank. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. All other trademarks and service marks belong to their respective owners. © 2023 Netspend Corporation. All rights reserved worldwide. All other trademarks and service marks belong to their owners.