Comparison

My Check Register vs Accounts 3 Lite

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Check Register

This app provides a digital alternative to a paper check register for tracking personal finances. It allows for immediate transaction entry, automatic balance calculation, and offers features like recurring transactions and data export. Keep a clear overview of your money on your phone.

Highlights
  • Digital check register
  • Automatic balance calculation
  • Recurring transactions
  • Transaction search
  • Passcode protection
  • CSV export
  • Multi-device sharing (premium)
Features
Read full description

Say goodbye to your old paper check register and say hello to the My Check Register app, for your iPhone! This easy to use app works just like the transaction register in your checkbook, but now conveniently located where you’ll never lose it, on your phone. My Check Register is easy to use and does not need all the glitz and gadgets that come with most financial apps. This app is for those of you like us, who like to know exactly where their money goes and how much they have left over. It can be a hassle having to write everything out and hanging on to receipts to make sure you enter everything in when you get home and have a pen handy. Now you can enter in your transactions immediately and always know your balance, wherever you go. And don’t worry about keeping up with your balance; My Check Register will keep track of that for you, alleviating any human error in your arithmetic. Features: - Share one register across multiple devices - Set recurring transactions, either monthly or weekly - Debits/Credits display in different colors - Checkmark field to easily view cleared items - Remembers Transactions that you have used more than once for easier entry - Search field allow you to search your entire registry for transactions - Passcode protected to keep your information safe - Automatically calculates your balance for you, so you never have to worry about the math - Easily add and edit any transaction you have made - Export your transactions into a CSV file for your own personal records - Expanded landscape mode allows you to see check numbers, transaction types, and Debit/Credit columns - Upgrade to the premium version to share your account with another device, add multiple accounts, and get rid of the ads Make your life easier with My Check Register, and always know what you have in your account at all times.

About

Accounts 3 Lite

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

Highlights
  • Schedule recurring transactions
  • Capture photo receipts
  • Generate financial reports and graphs
  • Reconcile transactions with bank statements
  • Export data in CSV, QIF, and HTML
  • Supports Touch and Face ID
  • Split transactions across categories
Features
Read full description

Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions.   At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.

Screenshots

My Check Register4 screens
Accounts 3 Lite4 screens

Verdict

The call

The clearest difference is rating: Accounts 3 Lite at 4.7 against My Check Register's 3.2. Accounts 3 Lite also leads on in-app purchases (none vs 4) and ads (none vs shown). My Check Register's advantage is iOS requirement (10.0 vs 26.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Check Register sells 4 one-off in-app purchases. Accounts 3 Lite asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Accounts 3 Lite holds the better App Store score, 4.7 against 3.2. Both are backed by a comparable volume of ratings — 375 and 225 respectively. Written reviews complicate that: 50% of My Check Register's written reviews are positive against 47% of Accounts 3 Lite's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

My Check Register ships an update monthly, Accounts 3 Lite every 3 weeks. The most recent releases landed on October 21, 2026 and October 28, 2026 respectively.

Scorecard5 real differences · 5 level
My Check Register versus Accounts 3 Lite: the parameters behind the verdict, then further details
ParameterMy Check RegisterAccounts 3 Lite
PriceFreeFree
Rating3.2 (375 ratings)4.7 (225 ratings) — better
Positive reviews49.6% of reviews — better46.8% of reviews
Number of ratings375 — better225
Update frequencyMonthlyEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS10.0 — better26.0
Further details — not scored
Size37 MB10 MB
Age rating4+4+
DeveloperJambo Group LLCSVT Software

Customer experience

My Check Register

All ratings355 ratings
Positive48.5%
Neutral12.7%
Negative38.9%
Written reviews119 reviews
Positive49.6%
Neutral19.3%
Negative31.1%

Accounts 3 Lite

All ratings225 ratings
Positive93.8%
Neutral4.0%
Negative2.2%
Written reviews47 reviews
Positive46.8%
Neutral12.8%
Negative40.4%

User reviews

My Check Register

From 375 App Store ratings

What we love

  • 🚀 Works well for years
  • 👍 Simple and easy to use
  • 👍 Keeps track of accounts
  • 👍 Syncs between devices

Room to improve

  • 🐛 Transactions randomly deleted
  • 🐛 Unable to delete transactions
  • 🐛 Balance issues and inaccuracies
  • 🐛 Recurring entries not working properly
  • 🐛 Sharing/syncing issues between devices

Accounts 3 Lite

From 225 App Store ratings

What we love

  • 👍 Easy to use checkbook register
  • 👍 Helpful for personal finance
  • 👍 Good for simple tracking
  • 👍 Keeps all budget information
  • 👍 Works well for personal needs

Room to improve

  • 😠 Persistent pop-ups
  • 😠 Forceful upgrade prompts
  • 😠 No sub-accounts
  • 😠 Recurring charges not included in total outstanding
  • 😠 Sync issues causing data loss

Bugs and requests

My Check Register

Reported bugs

6 issues
  • Transactions randomly deleted
  • Unable to delete transactions
  • Balance issues and inaccuracies
  • Recurring entries not working properly
  • Sharing/syncing issues between devices
Show 1 more
  • Crashes and loading problems

Requested features

5 requests
  • Add ability to print register
  • Improve search and filtering capabilities
  • Expand recurring entry options
  • Allow changing account names easily
  • Improve export functionality

Accounts 3 Lite

Reported bugs

4 issues
  • Pop-ups for paid versions
  • Sync issues deleting transactions
  • Recurring transaction memos not updating correctly
  • Recurring screen starting date/time squished

Requested features

15 requests
  • Add total outstanding balance with recurring charges
  • Import PDF files for checks
  • Add sub-accounts
  • Add PDF support for checks
  • Add recurring transfers between accounts
Show 10 more
  • Schedule recurring transactions on a specific date
  • Hide specific accounts from main view
  • Clear delineation between past and future transactions
  • Option to turn off auto check number
  • Fix recurring screen starting date/time issue
  • Import QIF or CSV files
  • Allow changing memo on recurring transfers without re-creation
  • Manually pay monthly bills instead of automatic
  • Recurring transactions that shift date for weekends/holidays
  • Option to select app icon color

In-app purchases

4 purchases

My Check Register

One-time4
  • Remove Ads$1.99
  • Add Multiple Accounts$2.99
  • Add Shared Account & Syncing Functionality$3.99
Show 1 more
  • Upgrade to Pro Version$4.99
None

Accounts 3 Lite

No in-app purchases

Questions

Is My Check Register free?
My Check Register is free to download, with in-app purchases available.
Is Accounts 3 Lite free?
Accounts 3 Lite is free to download, with no in-app purchases.
Which has better reviews, My Check Register or Accounts 3 Lite?
Accounts 3 Lite is rated higher. My Check Register averages 3.2 out of 5 from 375 ratings, while Accounts 3 Lite averages 4.7 from 225 ratings.
Do My Check Register or Accounts 3 Lite have ads?
My Check Register shows ads; Accounts 3 Lite does not.
Which is updated more often, My Check Register or Accounts 3 Lite?
My Check Register ships an update monthly, and Accounts 3 Lite every 3 weeks. Most recently, My Check Register was updated on October 21, 2026 and Accounts 3 Lite on October 28, 2026.

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