Citadel Mobile Banking vs 3Hill CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citadel Mobile Banking
Manage your bank accounts 24/7 from your mobile device. Deposit checks, view balances and transaction history, and access financial planning tools. Securely control your cards and personalize your banking experience.
- Manage multiple accounts
- Instant check deposits
- View balances and transactions
- Financial health tools
- Mobile payments and bill pay
- Card controls and alerts
- Biometric login
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Manage your Citadel accounts 24/7 right from your fingertips. Enjoy the security and flexibility of online banking right from your phone. With the Citadel Mobile Banking app, you can: ● Manage all your accounts from one login ● Deposit checks instantly ● Securely check account balances and view recent banking activity ● See transaction history, including credit card transactions ● Financial Well-Being – Stay on course with Citadel Money Manager including personal financial health tools, free credit score reporting and monitoring, savings goals, spending analysis and financial health checkup. Plus, enjoy the ability to link account balances and activity from other financial institutions. ● Flexible Payments – Pay for purchases and bills when and how you choose with Mobile Payments and Bill Pay. ● Remote Deposits – Easily make deposits at home or on the go. ● Card Controls & Alerts – Lock and unlock credit and debit cards, set up transaction alerts, travel notifications, activate your cards, transfer balances and more. ● Dashboard Personalization – Customize what you see to personalize your experience, including turning tiles on or off and reordering and hiding accounts. ● Easy Account Opening – Add additional products right from your device. ● View Statements and eDocuments for your accounts. Highlighted mobile app features include: ● Biometric authentication - Log in to the banking app with the touch of a finger or Face ID. ● Pre-login Balance - View your balance prior to logging in. ● Built-in help - Find the answers you need instantly with our Video Connect and Chat features.
3Hill CU
Manage your finances anytime, anywhere with this mobile banking app. View account balances, transaction history, transfer funds, deposit checks remotely, and locate branches. It offers secure access to your accounts with industry-standard security technologies.
- Account overview and details
- Check account balances
- View transaction history
- Transfer funds between accounts
- Send money (member to member, bill pay, wire)
- Mobile check deposit
- Branch locator
- Account alerts
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3 Hill Credit Union is with you wherever you go! Now you can manage your finances 24/7 from the convenience of your mobile device. 3HILL Mobile Banking employs the same industry-standard security technologies as our online banking. Account Overview: The Account Overview screen allows you to see all your accounts listed along with their balances. Account Details: Select an account, such as your Checking Account, to view more detailed account information. Check Balances: Click on any of your accounts to check their current balances. Transaction History: Scroll through your history or search for specific transactions. Transfer Funds: Move money between your 3HILL accounts as needed. Send Money: Experience a seamless and secure way of sending money to your friends or businesses though member to member transfers, billpay, and wire transfers. Mobile Deposit: Deposit Checks by taking pictures of the front and back of your endorsed checks. It's really that simple and convenient! Branch Locator: Find the nearest 3HILL CU branch. Alerts: Set up alerts for your accounts. Experience the convenience of 3 Hill CU Mobile Banking today. Download the app and take us with you wherever you go!
Screenshots
Verdict
The clearest difference is ratings volume: Citadel Mobile Banking at 26K against 3Hill CU's 35. 3Hill CU's advantage is update cadence (every 5 weeks vs every 3 months). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Citadel Mobile Banking against 4.9 for 3Hill CU. That said, the two scores are not equally well evidenced: Citadel Mobile Banking has 26K ratings behind it against 35, so its average is the more settled of the two. Written reviews are what separate them: 65% of Citadel Mobile Banking's written reviews are positive against 71% of 3Hill CU's.
Citadel Mobile Banking ships an update every 3 months, 3Hill CU every 5 weeks. The most recent releases landed on November 5, 2026 and November 1, 2026 respectively.
| Parameter | Citadel Mobile Banking | 3Hill CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (26K ratings) | 4.9 (35 ratings) — better |
| Positive reviews | 65.2% of reviews | 71.4% of reviews — better |
| Number of ratings | 26K — better | 35 |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 42 MB | 126 MB |
| Age rating | 4+ | 4+ |
| Developer | Citadel Federal Credit Union | 3Hill Credit Union |
Customer experience
Citadel Mobile Banking
3Hill CU
Bugs and requests
Citadel Mobile Banking
Reported bugs
5 issues- Frequent app crashes
- Login issues with face ID
- Incorrect account balance display
- Unreliable mobile deposit
- Inconsistent push notification delivery
Requested features
5 requests- Improve mobile deposit experience
- Streamline navigation and layout
- Add more customization options
- Enhance bill pay functionality
- Implement weekend customer support
3Hill CU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Citadel Mobile Banking
No in-app purchases
3Hill CU
No in-app purchases
Questions
Is Citadel Mobile Banking free?
Is 3Hill CU free?
Which has better reviews, Citadel Mobile Banking or 3Hill CU?
Do Citadel Mobile Banking or 3Hill CU have ads?
Which is updated more often, Citadel Mobile Banking or 3Hill CU?
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