Comparison

Citadel Mobile Banking vs 3Hill CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Citadel Mobile Banking

Manage your bank accounts 24/7 from your mobile device. Deposit checks, view balances and transaction history, and access financial planning tools. Securely control your cards and personalize your banking experience.

Highlights
  • Manage multiple accounts
  • Instant check deposits
  • View balances and transactions
  • Financial health tools
  • Mobile payments and bill pay
  • Card controls and alerts
  • Biometric login
Features
Read full description

Manage your Citadel accounts 24/7 right from your fingertips. Enjoy the security and flexibility of online banking right from your phone. With the Citadel Mobile Banking app, you can: ● Manage all your accounts from one login ● Deposit checks instantly ● Securely check account balances and view recent banking activity ● See transaction history, including credit card transactions ● Financial Well-Being – Stay on course with Citadel Money Manager including personal financial health tools, free credit score reporting and monitoring, savings goals, spending analysis and financial health checkup. Plus, enjoy the ability to link account balances and activity from other financial institutions. ● Flexible Payments – Pay for purchases and bills when and how you choose with Mobile Payments and Bill Pay. ● Remote Deposits – Easily make deposits at home or on the go. ● Card Controls & Alerts – Lock and unlock credit and debit cards, set up transaction alerts, travel notifications, activate your cards, transfer balances and more. ● Dashboard Personalization – Customize what you see to personalize your experience, including turning tiles on or off and reordering and hiding accounts. ● Easy Account Opening – Add additional products right from your device. ● View Statements and eDocuments for your accounts. Highlighted mobile app features include: ● Biometric authentication - Log in to the banking app with the touch of a finger or Face ID. ● Pre-login Balance - View your balance prior to logging in. ● Built-in help - Find the answers you need instantly with our Video Connect and Chat features.

About

3Hill CU

Manage your finances anytime, anywhere with this mobile banking app. View account balances, transaction history, transfer funds, deposit checks remotely, and locate branches. It offers secure access to your accounts with industry-standard security technologies.

Highlights
  • Account overview and details
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Send money (member to member, bill pay, wire)
  • Mobile check deposit
  • Branch locator
  • Account alerts
Features
Read full description

3 Hill Credit Union is with you wherever you go! Now you can manage your finances 24/7 from the convenience of your mobile device. 3HILL Mobile Banking employs the same industry-standard security technologies as our online banking. Account Overview: The Account Overview screen allows you to see all your accounts listed along with their balances. Account Details: Select an account, such as your Checking Account, to view more detailed account information. Check Balances: Click on any of your accounts to check their current balances. Transaction History: Scroll through your history or search for specific transactions. Transfer Funds: Move money between your 3HILL accounts as needed. Send Money: Experience a seamless and secure way of sending money to your friends or businesses though member to member transfers, billpay, and wire transfers. Mobile Deposit: Deposit Checks by taking pictures of the front and back of your endorsed checks. It's really that simple and convenient! Branch Locator: Find the nearest 3HILL CU branch. Alerts: Set up alerts for your accounts. Experience the convenience of 3 Hill CU Mobile Banking today. Download the app and take us with you wherever you go!

Screenshots

Citadel Mobile Banking4 screens
3Hill CU4 screens

Verdict

The call

The clearest difference is ratings volume: Citadel Mobile Banking at 26K against 3Hill CU's 35. 3Hill CU's advantage is update cadence (every 5 weeks vs every 3 months). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Citadel Mobile Banking against 4.9 for 3Hill CU. That said, the two scores are not equally well evidenced: Citadel Mobile Banking has 26K ratings behind it against 35, so its average is the more settled of the two. Written reviews are what separate them: 65% of Citadel Mobile Banking's written reviews are positive against 71% of 3Hill CU's.

UpkeepUpdate frequency

Citadel Mobile Banking ships an update every 3 months, 3Hill CU every 5 weeks. The most recent releases landed on November 5, 2026 and November 1, 2026 respectively.

Scorecard2 real differences · 8 level
Citadel Mobile Banking versus 3Hill CU: the parameters behind the verdict, then further details
ParameterCitadel Mobile Banking3Hill CU
PriceFreeFree
Rating4.8 (26K ratings)4.9 (35 ratings) — better
Positive reviews65.2% of reviews71.4% of reviews — better
Number of ratings26K — better35
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size42 MB126 MB
Age rating4+4+
DeveloperCitadel Federal Credit Union3Hill Credit Union

Customer experience

Citadel Mobile Banking

All ratings18,328 ratings
Positive95.5%
Neutral2.3%
Negative2.2%
Written reviews181 reviews
Positive65.2%
Neutral8.3%
Negative26.5%

3Hill CU

All ratings35 ratings
Positive97.1%
Neutral0.0%
Negative2.9%
Written reviews7 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

Bugs and requests

Citadel Mobile Banking

Reported bugs

5 issues
  • Frequent app crashes
  • Login issues with face ID
  • Incorrect account balance display
  • Unreliable mobile deposit
  • Inconsistent push notification delivery

Requested features

5 requests
  • Improve mobile deposit experience
  • Streamline navigation and layout
  • Add more customization options
  • Enhance bill pay functionality
  • Implement weekend customer support

3Hill CU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Citadel Mobile Banking

No in-app purchases

None

3Hill CU

No in-app purchases

Questions

Is Citadel Mobile Banking free?
Citadel Mobile Banking is free to download, with no in-app purchases.
Is 3Hill CU free?
3Hill CU is free to download, with no in-app purchases.
Which has better reviews, Citadel Mobile Banking or 3Hill CU?
3Hill CU is rated higher. Citadel Mobile Banking averages 4.8 out of 5 from 26K ratings, while 3Hill CU averages 4.9 from 35 ratings.
Do Citadel Mobile Banking or 3Hill CU have ads?
Neither Citadel Mobile Banking nor 3Hill CU shows ads.
Which is updated more often, Citadel Mobile Banking or 3Hill CU?
Citadel Mobile Banking ships an update every 3 months, and 3Hill CU every 5 weeks. Most recently, Citadel Mobile Banking was updated on November 5, 2026 and 3Hill CU on November 1, 2026.

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