Comparison

krungsri vs MFlowThai

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

krungsri

This mobile banking app simplifies financial management, offering features like account opening, loan applications, credit card management, and mutual fund tracking. It provides secure transaction monitoring, personalized home screens, and convenient access to various banking services.

Highlights
  • Open savings accounts
  • Apply for loans and credit cards
  • Manage mutual funds
  • Monitor financial transactions
  • Quick Menu for transfers and bill payments
  • Request online statements
  • Cardless withdrawal
Features
Read full description

Welcome to krungsri app, the latest mobile banking service that simplifies all your financial needs. Whether you're looking to open a savings account, apply for loans, a credit card, or manage your mutual funds, krungsri app has got you covered. It is user-friendly, convenient, and more secure than ever, allowing you to effortlessly monitor your financial transactions and improve your money management. You can apply immediately through the app and receive Krungsri GIFT for year-round discounts at various delicious food and drinks outlets when you use the app in accordance with the terms and conditions. Manage all your finances with ease and convenience, now simpler than ever before • Access the new Quick Menu on the home screen for fast and convenient shortcuts for Transfer, Pay Bill, Top Up and Scan • Stay up-to-date with the latest transactions, privileges, and news through easily accessible categorized notifications • Customize your home screen to your unique preference by managing widgets for Quick Balance, Favorites, and Quick Menu • Change Background to fit your own personal lifestyle. • Request an online statement that is available for up to the past 12 months • Get all your needs fulfilled with features such as cardless withdrawal, managing favorites, scheduling transfers or bill payments, making international transfers, scanning for QR cross-border payments, and much more. Your One-Stop Banking Solution • Track your income and expenses visually through your new summary dashboard combining assets, loans and insurance • Manage and view your account information for deposits, loans, mutual funds, credit cards, debenture/ equity, and Krungsri Auto within just a few clicks • Easily and instantly apply for a variety of services, including e-Savings accounts, credit cards, Krungsri iFin, Krungsri Car4Cash, and insurance • Apply for Krungsri Boarding Card to enjoy special rates for all your spending needs, both in stores across the globe and online. Plus, you can lock in favorable exchange rates in advance through the app • Krungsri iFIN offers a maximum credit limit of 2 million baht, which is up to 5 times the applicant's income. The normal effective interest rate ranges from 21% to 25% per year, and the payment term from 12 to 60 months. Example: The installment of approval credit line 30,000 Baht with 24 months repayment term and 25% interest rate charge is 1,602 bath per month (including principal and interest). In the case of completing a 24-month installment contract, the total principal amount is 30,000 baht and the total interest is 8,422 baht, resulting in a total payment of 38,422 baht over the contract period. Remark: Estimated interest rate charge. The total interest rate charged will depend on repayment behavior of each customer. Secure and restrict access exclusively for you: • Utilize Biometric Technology to verify your identity, ensuring maximum security when opening an account, making high-value transactions, unlocking OTP/ PIN, and changing your phone number • Implement security protection to detect Remote Access and Root/Jailbreak on the operating system. If either is detected, access to our app will not be authorized. • Prevent unauthorized access and maintain privacy by using User's Face ID/Touch ID or a 6-digit PIN password log-in Getting Started Download krungsri mobile app and register through the application today. For more information, please contact Krungsri Call Center at 1572 or visit the website www.krungsri.com

About

MFlowThai

This application facilitates seamless payment for multi-lane free flow toll systems across Thailand. It simplifies the process of settling toll fees for drivers navigating these routes.

Highlights
  • Multi-lane free flow payment
  • Thailand toll system support
  • Streamlined payment process
Features
Read full description

Application for making payment of Multi-lane free flow for Thailand.

Screenshots

krungsri4 screens
MFlowThai4 screens

Verdict

The call

The clearest difference is ads: MFlowThai at none against krungsri's shown. MFlowThai also leads on monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 14.0). krungsri's advantage is rating (2.8 vs 2.3) and ratings volume (80 vs 3). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

krungsri holds the better App Store score, 2.8 against 2.3. That said, the two scores are not equally well evidenced: krungsri has 80 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 24% of krungsri's written reviews are positive against 8% of MFlowThai's.

UpkeepUpdate frequency

krungsri ships an update every 3 weeks, MFlowThai every 2 months. The most recent releases landed on October 21, 2026 and October 14, 2026 respectively.

Scorecard7 real differences · 3 level
krungsri versus MFlowThai: the parameters behind the verdict, then further details
ParameterkrungsriMFlowThai
PriceFreeFree
Rating2.8 (80 ratings) — better2.3 (3 ratings)
Positive reviews23.7% of reviews — better7.7% of reviews
Number of ratings80 — better3
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.012.0 — better
Further details — not scored
Size222 MB113 MB
Age rating4+4+
DeveloperBank of Ayudhya Public Company LimitedThe Department of Highways, Thailand

Customer experience

krungsri

All ratings80 ratings
Positive41.3%
Neutral7.5%
Negative51.2%
Written reviews169 reviews
Positive23.7%
Neutral11.2%
Negative65.1%

MFlowThai

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews52 reviews
Positive7.7%
Neutral0.0%
Negative92.3%

In-app purchases

None

krungsri

No in-app purchases

None

MFlowThai

No in-app purchases

Questions

Is krungsri free?
krungsri is free to download, with no in-app purchases.
Is MFlowThai free?
MFlowThai is free to download, with no in-app purchases.
Which has better reviews, krungsri or MFlowThai?
krungsri is rated higher. krungsri averages 2.8 out of 5 from 80 ratings, while MFlowThai averages 2.3 from 3 ratings.
Do krungsri or MFlowThai have ads?
krungsri shows ads; MFlowThai does not.
Which is updated more often, krungsri or MFlowThai?
krungsri ships an update every 3 weeks, and MFlowThai every 2 months. Most recently, krungsri was updated on October 21, 2026 and MFlowThai on October 14, 2026.

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