krungsri vs Mymo

Welcome to krungsri app, the latest mobile banking service that simplifies all your financial needs. Whether you're looking to open a savings account, apply for loans, a credit card, or manage your mutual funds, krungsri app has got you covered. It is user-friendly, convenient, and more secure than ever, allowing you to effortlessly monitor your financial transactions and improve your money management. You can apply immediately through the app and receive Krungsri GIFT for year-round discounts at various delicious food and drinks outlets when you use the app in accordance with the terms and conditions. Manage all your finances with ease and convenience, now simpler than ever before • Access the new Quick Menu on the home screen for fast and convenient shortcuts for Transfer, Pay Bill, Top Up and Scan • Stay up-to-date with the latest transactions, privileges, and news through easily accessible categorized notifications • Customize your home screen to your unique preference by managing widgets for Quick Balance, Favorites, and Quick Menu • Change Background to fit your own personal lifestyle. • Request an online statement that is available for up to the past 12 months • Get all your needs fulfilled with features such as cardless withdrawal, managing favorites, scheduling transfers or bill payments, making international transfers, scanning for QR cross-border payments, and much more. Your One-Stop Banking Solution • Track your income and expenses visually through your new summary dashboard combining assets, loans and insurance • Manage and view your account information for deposits, loans, mutual funds, credit cards, debenture/ equity, and Krungsri Auto within just a few clicks • Easily and instantly apply for a variety of services, including e-Savings accounts, credit cards, Krungsri iFin, Krungsri Car4Cash, and insurance • Apply for Krungsri Boarding Card to enjoy special rates for all your spending needs, both in stores across the globe and online. Plus, you can lock in favorable exchange rates in advance through the app • Krungsri iFIN offers a maximum credit limit of 2 million baht, which is up to 5 times the applicant's income. The normal effective interest rate ranges from 21% to 25% per year, and the payment term from 12 to 60 months. Example: The installment of approval credit line 30,000 Baht with 24 months repayment term and 25% interest rate charge is 1,602 bath per month (including principal and interest). In the case of completing a 24-month installment contract, the total principal amount is 30,000 baht and the total interest is 8,422 baht, resulting in a total payment of 38,422 baht over the contract period. Remark: Estimated interest rate charge. The total interest rate charged will depend on repayment behavior of each customer. Secure and restrict access exclusively for you: • Utilize Biometric Technology to verify your identity, ensuring maximum security when opening an account, making high-value transactions, unlocking OTP/ PIN, and changing your phone number • Implement security protection to detect Remote Access and Root/Jailbreak on the operating system. If either is detected, access to our app will not be authorized. • Prevent unauthorized access and maintain privacy by using User's Face ID/Touch ID or a 6-digit PIN password log-in Getting Started Download krungsri mobile app and register through the application today. For more information, please contact Krungsri Call Center at 1572 or visit the website www.krungsri.com

Mymo is a mobile money app that lets you lend and borrow money, manage lending circles, get instant loans, and send money. It includes credit scores and an API for businesses to offer installment payments and loans. Mymo makes borrowing and lending easier and more inclusive for everyone. Loan Information Minimum and Maximum Repayment Period: Minimum Repayment Period: Users can repay their loans as soon as they are able, but not less than the minimum period set by the lender or institution. Maximum Repayment Period: All loans, including Peer-to-Peer (P2P) loans, institutional loans, and Mymo-managed loans, must be repaid within a maximum of 6 months from the issuance date. Maximum Annual Percentage Rate (APR): The maximum APR applicable to all loans through Mymo is 10%. This APR includes the interest rate and any applicable fees. Users may encounter lower APRs or zero-interest options, depending on the agreement with their lenders. Representative Example: Loan Amount: 10,000 Frs Interest Rate: 5% Repayment Period: 2 months Total Repayment Amount: 10,500 Frs This example demonstrates the total cost of the loan, including the principal and applicable interest. Privacy Policy: Mymo’s Privacy Policy comprehensively outlines how we collect, use, and share personal and sensitive user data. For full details on our data practices, please review our Privacy Policy. Compliance with Short-Term Loan Policy: Mymo does not offer personal loans requiring repayment in full within 60 days. All loans provided adhere to the maximum repayment period of 6 months, ensuring compliance with local regulations and providing a structured repayment plan.