Comparison

Chronicle vs Bill Payer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chronicle

This app helps you manage your bills and subscriptions by sending timely reminders to avoid late payments and credit score damage. It tracks payment history and offers advanced features like future bill forecasting and intelligent amount estimation for variable expenses.

Highlights
  • Bill reminders
  • Subscription tracking
  • Payment history
  • Cloud sync
  • Forecast view
  • Amount to save calculation
  • Intelligent estimated amount due
Features
Currently charting
Read full description

The easiest, fastest bill manager in the App Store. A universal app for iPhone & iPad, with multitasking on iPad. Cloud sync works across all iOS devices plus Mac with the available Mac version. If you pay bills, you need Chronicle. Here's why: A single late payment can cost you $30 or more and cause your credit score to plummet by up to 100 points. Chronicle reminds you to pay your bills, so you can just enter them, and forget about them. Plus, Chronicle syncs with the available Mac version, so you can view and pay your bills everywhere. In addition to reminding you to pay your bills, Chronicle keeps track of all your payment history, including confirmation numbers, so you always have proof of payments. New to Chronicle is the Pro version. Available as an in-app purchase, Chronicle Pro gives you access to all new features of Chronicle as they are updated. Currently available features in Chronicle Pro: Forecast View: See the future—see what will be due every month for a year in advance. Amount to Save: Stop bills from sneaking up on you. Many bills don’t repeat every month: for these bills, Chronicle will calculate how much you need to set aside each month so that you have enough to pay it when it comes due. For example, you may have an auto insurance bill of $500 that is due every 6 months. Chronicle will calculate that you need to set aside $83.33 each month in order to have enough to pay the bill each time it is due. Intelligent Estimated Amount Due: Helps you know how much will be due for bills that vary. Using the type of bill, your payment history, and the time of year, Chronicle will intelligently calculate an estimate of how much is due. For example, Chronicle will be able to learn if your electric bills are higher or lower in the winter, and estimate accordingly. Chronicle Cloud: Backup your bills to the cloud, sync across all your iOS devices, and share with a partner, spouse or business associate. Chronicle Pro is an auto-renewing subscription. Subscription automatically renews unless canceled at least 24 hours prior end of the subscription. Payment will be charged to your iTunes Account at confirmation of purchase. You may cancel or disable your subscription by going to your App Store Account Settings after purchase.  Chronicle Pro is subject to the terms of use shown here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/  You can find the privacy policy for Chronicle Pro here: http://chronicleapp.com/privacy-policy/

About

Bill Payer

Manage your bills effortlessly with this app. Track all your expenses, categorize them, and get spending analysis. Set reminders and recurring payments to avoid late fees.

Highlights
  • Add/Edit bills with categories and dates
  • Filter bills by category or date
  • Spending analysis by category
  • Set bill reminders
  • Add recurring bills
  • Track expired bills
  • Change default currency
Features
Read full description

Do you often forget paying bills on time? You want to be hassle free from managing your bill payments? Here comes Bill Payer as a simple and elegant solution for this need. A one stop shop for tracking all of your bills, allows you to categorize them and present your spending analysis across those categories and much more.   ** Features ** - Add/Edit a new bill against a category & date in the calendar - Filter bills according to category or date -  In Report, See the total payment on particular category as well as whole categories over week, month, year or custom dates. -  Filter and Edit bills through reports and re-save them. - Set reminders for bills. -  Add recurrence to bills daily, weekly, monthly and yearly. - Track all the expired bills in history. -  Change the default currency from settings.

Screenshots

Chronicle4 screens
Bill Payer4 screens

Verdict

The call

The clearest difference is review sentiment: Chronicle at 68% against Bill Payer's 0%. Chronicle also leads on rating (4.8 vs 1.0) and update cadence (every 4 weeks vs every 8 months). Bill Payer's advantage is in-app purchases (none vs 1) and iOS requirement (6.0 vs 15.6). On price, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Chronicle sells 1 in-app purchase, starting at $14.99 per year. Bill Payer asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Chronicle holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Chronicle has 3.9K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 68% of Chronicle's written reviews are positive against 0% of Bill Payer's.

UpkeepUpdate frequency

Chronicle ships an update every 4 weeks, Bill Payer every 8 months. The most recent releases landed on November 10, 2026 and November 1, 2026 respectively.

Scorecard8 real differences · 3 level
Chronicle versus Bill Payer: the parameters behind the verdict, then further details
ParameterChronicleBill Payer
PriceFreeFree
Rating4.8 (3.9K ratings) — better1.0 (2 ratings)
Positive reviews68.3% of reviews — better0.0% of reviews
Number of ratings3.9K — better2
Update frequencyEvery 4 weeks — betterEvery 8 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#149 — better—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPod
Requires iOS15.66.0 — better
Further details — not scored
Size26 MB9 MB
Age rating4+4+
DeveloperLittleFin LLCMonocept

Customer experience

Chronicle

All ratings3,878 ratings
Positive96.4%
Neutral1.8%
Negative1.8%
Written reviews356 reviews
Positive68.3%
Neutral11.5%
Negative20.2%

Bill Payer

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Chronicle

Reported bugs

3 issues
  • Incorrect bill due date calculations
  • Unreliable automatic payment logging
  • Crashes when navigating payment history

Requested features

5 requests
  • Allow partial bill payments
  • Provide more flexible repeat interval options
  • Add income tracking and balance forecasting
  • Improve export/reporting capabilities
  • Introduce multi-user/family support

Bill Payer

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Chronicle

Subscriptions1
  • Chronicle Pro$14.991 Year
None

Bill Payer

No in-app purchases

Questions

Is Chronicle free?
Chronicle is free to download, with in-app purchases available.
Is Bill Payer free?
Bill Payer is free to download, with no in-app purchases.
Which has better reviews, Chronicle or Bill Payer?
Chronicle is rated higher. Chronicle averages 4.8 out of 5 from 3.9K ratings, while Bill Payer averages 1.0 from 2 ratings.
Do Chronicle or Bill Payer have ads?
Neither Chronicle nor Bill Payer shows ads.
Which is updated more often, Chronicle or Bill Payer?
Chronicle ships an update every 4 weeks, and Bill Payer every 8 months. Most recently, Chronicle was updated on November 10, 2026 and Bill Payer on November 1, 2026.

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