Coins vs MOZE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Coins
Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.
- Fast expense and income logging
- Home screen widgets for at-a-glance finance overview
- Insightful budget reports and alerts
- Smart transaction suggestions
- iOS Shortcuts integration for automation
- iCloud sync for cross-device access
- Privacy-focused data storage
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Free to use forever, with advanced features available through a Pro subscription. Coins is the simple, smart expense tracker that makes personal finance effortless — on iPhone, iPad, and Mac. Quickly log expenses and income, stay on top of your budget, and understand exactly where your money goes. Whether you want to save more, control daily spending, or track income, Coins is the budgeting app that fits into your life in just 30 seconds a day. Key Features • Fast & Easy Expense Tracking Log expenses or income in seconds. Just enter an amount—no complicated setup. Built-in calculator makes it easy to add up receipts on the fly. • Pull-to-Add Gesture Pull down on the home screen of your iPhone to instantly add a transaction — keep holding and move your finger left or right to pick yesterday or tomorrow. • Beautiful Home Screen Widgets Stay on top of your finances at a glance with stunning widgets right on your home screen. See your budget progress and recent spending without opening the app. • Beautiful Budget Reports See your spending at a glance with clear, insightful charts. Set monthly budgets and get alerts before overspending. • Financial Health Score Get a monthly score across savings, essentials, budgeting, and stability, with a clear breakdown and a personalized tip each month to help you improve. • Custom Month Start Day Set which day your budgeting month begins so it matches your pay cycle. • Smart Transaction Suggestions Coins remembers your frequent transactions so you can add new ones with just two taps. • iOS Shortcuts Integration Automate your money tracking! Use the Shortcuts app to add expenses or income hands-free—perfect for quick logging with Siri or custom workflows. • Sync with iCloud Access your data seamlessly across iPhone, iPad, and Mac. Always private, always secure. • Apple Watch App Log expenses and income from your wrist in seconds, with one-tap suggestions and complications for your budget, spending, income and Financial Health. • Native Mac App Enjoy the full Coins experience on macOS with a beautiful three-column layout, keyboard shortcuts, and desktop-optimized interactions. • Privacy First Your data stays on your device and your iCloud. Add a PIN for extra protection. Go Pro to Unlock More • Financial Forecast – Predict your future spending and income based on your history. • Retire Planner – Map out your retirement on an interactive timeline and instantly see how long your savings will last. • Multi-Currency Support – Ideal for travel and international expenses. • Receipt Scanning – Snap a photo or pick from your library and let AI auto-fill your transactions. • Repeat Transactions – Automate recurring bills and income. • Background Themes – Personalize your home screen with beautiful animated backgrounds. Coins is your simple budgeting companion—helping you save money, track spending, and stay in control of your finances with ease. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
MOZE
Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.
- Multi-account and cross-currency bookkeeping
- Budget planning and project grouping
- Detailed statistical and comparison reports
- Credit card management and rewards tracking
- Cryptocurrency tracking
- Taiwan E-invoice integration
- Customizable categories and themes
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MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!
Screenshots
Verdict
The clearest difference is ratings volume: Coins at 655 against MOZE's 67. MOZE's advantage is iOS requirement (17.0 vs 26.0). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Coins sells 6 in-app purchases, starting at $0.99 per month and MOZE sells 12 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.6 for Coins against 4.5 for MOZE. That said, the two scores are not equally well evidenced: Coins has 655 ratings behind it against 67, so its average is the more settled of the two. Written reviews are what separate them: 81% of Coins's written reviews are positive against 87% of MOZE's.
Coins ships an update every 2 weeks, MOZE weekly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.
| Parameter | Coins | MOZE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (655 ratings) — better | 4.5 (67 ratings) |
| Positive reviews | 81.2% of reviews | 86.6% of reviews — better |
| Number of ratings | 655 — better | 67 |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad, Apple Watch |
| Requires iOS | 26.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 206 MB |
| Age rating | 4+ | 17+ |
| Developer | Yuzhou Zhu | MOZE Co., Ltd. |
Customer experience
Coins
MOZE
Bugs and requests
Coins
Reported bugs
4 issues- App crashing on launch after updates
- Losing all expense data after updates
- Incorrect date display on expense entries
- Inability to add expenses to future dates
Requested features
7 requests- Add ability to edit and delete entries
- Implement recurring expense tracking
- Allow multiple account support
- Provide budgeting and analytics features
- Add option to change currency
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- Implement iCloud or cloud sync
- Add option to attach receipts to expenses
MOZE
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Coins
- Monthly$0.991 Month
- Yearly$9.991 Year
- Yarn Ball of Gratitude$0.99
- Teaser Wand of Joy$1.99
- Fish Can of Appreciation$4.99
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- Cat Tree of Honor$8.99
MOZE
- MOZE MONTHLY PREMIUM PLAN14 Days trial$1.991 Month
- MOZE YEARLY PREMIUM PLAN14 Days trial$19.991 Year
- TW Account Icon Set 1Free
- TW Account Icon Set 2Free
- CN Account Icon Set 1Free
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- CN Account Icon Set 2Free
- CN Account Icon Set 4Free
- CN Account Icon Set 3Free
- TW Account Icon Set 4Free
- TW Account Icon Set 3Free
- HK Account Icon Set 1Free
- TW Account Icon Set 5Free









