Coins vs Live Time
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Coins
Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.
- Fast expense and income logging
- Home screen widgets for at-a-glance finance overview
- Insightful budget reports and alerts
- Smart transaction suggestions
- iOS Shortcuts integration for automation
- iCloud sync for cross-device access
- Privacy-focused data storage
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Free to use forever, with advanced features available through a Pro subscription. Coins is the simple, smart expense tracker that makes personal finance effortless — on iPhone, iPad, and Mac. Quickly log expenses and income, stay on top of your budget, and understand exactly where your money goes. Whether you want to save more, control daily spending, or track income, Coins is the budgeting app that fits into your life in just 30 seconds a day. Key Features • Fast & Easy Expense Tracking Log expenses or income in seconds. Just enter an amount—no complicated setup. Built-in calculator makes it easy to add up receipts on the fly. • Pull-to-Add Gesture Pull down on the home screen of your iPhone to instantly add a transaction — keep holding and move your finger left or right to pick yesterday or tomorrow. • Beautiful Home Screen Widgets Stay on top of your finances at a glance with stunning widgets right on your home screen. See your budget progress and recent spending without opening the app. • Beautiful Budget Reports See your spending at a glance with clear, insightful charts. Set monthly budgets and get alerts before overspending. • Financial Health Score Get a monthly score across savings, essentials, budgeting, and stability, with a clear breakdown and a personalized tip each month to help you improve. • Custom Month Start Day Set which day your budgeting month begins so it matches your pay cycle. • Smart Transaction Suggestions Coins remembers your frequent transactions so you can add new ones with just two taps. • iOS Shortcuts Integration Automate your money tracking! Use the Shortcuts app to add expenses or income hands-free—perfect for quick logging with Siri or custom workflows. • Sync with iCloud Access your data seamlessly across iPhone, iPad, and Mac. Always private, always secure. • Apple Watch App Log expenses and income from your wrist in seconds, with one-tap suggestions and complications for your budget, spending, income and Financial Health. • Native Mac App Enjoy the full Coins experience on macOS with a beautiful three-column layout, keyboard shortcuts, and desktop-optimized interactions. • Privacy First Your data stays on your device and your iCloud. Add a PIN for extra protection. Go Pro to Unlock More • Financial Forecast – Predict your future spending and income based on your history. • Retire Planner – Map out your retirement on an interactive timeline and instantly see how long your savings will last. • Multi-Currency Support – Ideal for travel and international expenses. • Receipt Scanning – Snap a photo or pick from your library and let AI auto-fill your transactions. • Repeat Transactions – Automate recurring bills and income. • Background Themes – Personalize your home screen with beautiful animated backgrounds. Coins is your simple budgeting companion—helping you save money, track spending, and stay in control of your finances with ease. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Live Time
Easily track your time spent on various projects and activities. Record start and end times, categorize tasks, and associate them with projects, resources, or fees. Generate detailed reports for your company or team via email.
- Intuitive time tracking
- Project management
- Activity categorization
- Resource association
- Fee tracking
- Emailable HTML/CSV reports
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Easy, fast and intuitive application for iPhone / iPod touch and iPad to manage your time. Imagine: - You are far from your company and you want to track your time... or simply inform your company how are you using the time and resources(machines, staff, etc)... you can email you activity reports… so you don’t have to wait your return to deliver them. With LIVE TIME can do it! - You want to manage your activities and projects tracking your time (day by day or month by month) perhaps tracking how each activity have been cost or how much you will earn. With LIVE TIME can do it! - Do you always forget at what time you started or finished an activity. LIVE TIME remember it for you. - You started an activity and you forgot to indicate the end time? LIVE TIME sends you a reminder. Using a simple “user interface” you can “clock in”(when you start the activity) or “clock out” (when you finish it) Each movement (in or out) can be related to: - A project: you can create new projects to connect with your tracked activities; - A type of activity: you can specify the type of task, such as preparation time, working, traveling, book keeping time, etc...; - A resource: a member of your team, your self or even a machine. - A fee: each project ore ven each activity can have a fee and each second can be converted in money. And finally, email eveything in HTML format and/or CSV (Microsoft Excel © compatible and all common spreadsheets) to your company or to each member of your team. Easy, fast and intuitive... With LIVE TIME you can do it!
Screenshots
Verdict
The clearest difference is update cadence: Coins at every 2 weeks against Live Time's monthly. Coins also leads on ratings volume (655 vs 51). Live Time's advantage is iOS requirement (8.0 vs 26.0). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Coins sells 6 in-app purchases, starting at $0.99 per month and Live Time sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.6 for Coins against 4.5 for Live Time. That said, the two scores are not equally well evidenced: Coins has 655 ratings behind it against 51, so its average is the more settled of the two. Written reviews are what separate them: 81% of Coins's written reviews are positive against 83% of Live Time's.
Coins ships an update every 2 weeks, Live Time monthly. The most recent releases landed on September 30, 2026 and September 19, 2026 respectively.
| Parameter | Coins | Live Time |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (655 ratings) — better | 4.5 (51 ratings) |
| Positive reviews | 81.2% of reviews | 82.6% of reviews — better |
| Number of ratings | 655 — better | 51 |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 26.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 12 MB |
| Age rating | 4+ | +4 |
| Developer | Yuzhou Zhu | Bonazzi S.r.l. con Socio unico |
Customer experience
Coins
Live Time
Bugs and requests
Coins
Reported bugs
4 issues- App crashing on launch after updates
- Losing all expense data after updates
- Incorrect date display on expense entries
- Inability to add expenses to future dates
Requested features
7 requests- Add ability to edit and delete entries
- Implement recurring expense tracking
- Allow multiple account support
- Provide budgeting and analytics features
- Add option to change currency
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- Implement iCloud or cloud sync
- Add option to attach receipts to expenses
Live Time
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Coins
- Monthly$0.991 Month
- Yearly$9.991 Year
- Yarn Ball of Gratitude$0.99
- Teaser Wand of Joy$1.99
- Fish Can of Appreciation$4.99
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- Cat Tree of Honor$8.99
Live Time
- Enable accounting field$0.99
- Multi-project feature$0.99
- CSV email attachment$1.99
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- Multi-worker feature$2.99









