Coins vs DugaLedger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Coins
Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.
- Fast expense and income logging
- Home screen widgets for at-a-glance finance overview
- Insightful budget reports and alerts
- Smart transaction suggestions
- iOS Shortcuts integration for automation
- iCloud sync for cross-device access
- Privacy-focused data storage
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Free to use forever, with advanced features available through a Pro subscription. Coins is the simple, smart expense tracker that makes personal finance effortless — on iPhone, iPad, and Mac. Quickly log expenses and income, stay on top of your budget, and understand exactly where your money goes. Whether you want to save more, control daily spending, or track income, Coins is the budgeting app that fits into your life in just 30 seconds a day. Key Features • Fast & Easy Expense Tracking Log expenses or income in seconds. Just enter an amount—no complicated setup. Built-in calculator makes it easy to add up receipts on the fly. • Pull-to-Add Gesture Pull down on the home screen of your iPhone to instantly add a transaction — keep holding and move your finger left or right to pick yesterday or tomorrow. • Beautiful Home Screen Widgets Stay on top of your finances at a glance with stunning widgets right on your home screen. See your budget progress and recent spending without opening the app. • Beautiful Budget Reports See your spending at a glance with clear, insightful charts. Set monthly budgets and get alerts before overspending. • Financial Health Score Get a monthly score across savings, essentials, budgeting, and stability, with a clear breakdown and a personalized tip each month to help you improve. • Custom Month Start Day Set which day your budgeting month begins so it matches your pay cycle. • Smart Transaction Suggestions Coins remembers your frequent transactions so you can add new ones with just two taps. • iOS Shortcuts Integration Automate your money tracking! Use the Shortcuts app to add expenses or income hands-free—perfect for quick logging with Siri or custom workflows. • Sync with iCloud Access your data seamlessly across iPhone, iPad, and Mac. Always private, always secure. • Apple Watch App Log expenses and income from your wrist in seconds, with one-tap suggestions and complications for your budget, spending, income and Financial Health. • Native Mac App Enjoy the full Coins experience on macOS with a beautiful three-column layout, keyboard shortcuts, and desktop-optimized interactions. • Privacy First Your data stays on your device and your iCloud. Add a PIN for extra protection. Go Pro to Unlock More • Financial Forecast – Predict your future spending and income based on your history. • Retire Planner – Map out your retirement on an interactive timeline and instantly see how long your savings will last. • Multi-Currency Support – Ideal for travel and international expenses. • Receipt Scanning – Snap a photo or pick from your library and let AI auto-fill your transactions. • Repeat Transactions – Automate recurring bills and income. • Background Themes – Personalize your home screen with beautiful animated backgrounds. Coins is your simple budgeting companion—helping you save money, track spending, and stay in control of your finances with ease. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
DugaLedger
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DugaLedger is a bookkeeping app built around AI conversation. You must configure an AI model provider yourself to use this app. Data is stored entirely on your device by default — no account registration and no personal data collection. Key Features · AI chat bookkeeping: log income and expenses in natural language, with batch entry, editing, and deletion, plus automatic category creation · Flexible input: press and hold anywhere on the screen to speak, scan photos or pick images for text recognition, and import text via iOS Shortcuts · Smart query and statistics: donut, trend, ranking, time-of-day distribution, calendar heatmap, and category × period cross-tab charts; supports year-over-year and period-over-period comparison; tap any chart to drill down into the underlying records · Budgets and goals: set expense budgets or income goals for the overall account or per category, with daily, monthly, and yearly limits and live progress · Cost estimator: estimate your AI usage cost, updated in real time as you spend · Personalization: light, dark, or follow-system mode, multiple palettes and custom themes, adjustable corner radius, and same-hue random switching · Safer data: local storage and optional iCloud sync on iOS; no account required, and you can delete all your data at any time Privacy Policy: https://yehaha1216.github.io/luanhua-ios-privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: DugaLedger at none against Coins's 6. DugaLedger also leads on update cadence (every 4 days vs every 2 weeks) and iOS requirement (13.0 vs 26.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Coins sells 6 in-app purchases, starting at $0.99 per month. DugaLedger asks for nothing beyond the download.
Coins ships an update every 2 weeks, DugaLedger every 4 days. The most recent releases landed on October 19, 2026 and October 18, 2026 respectively.
| Parameter | Coins | DugaLedger |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (658 ratings) — better | — |
| Positive reviews | 81.3% of reviews | — |
| Number of ratings | 658 — better | — |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 26.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Yuzhou Zhu | 子豪 叶 |
Bugs and requests
Coins
Reported bugs
4 issues- App crashing on launch after updates
- Losing all expense data after updates
- Incorrect date display on expense entries
- Inability to add expenses to future dates
Requested features
7 requests- Add ability to edit and delete entries
- Implement recurring expense tracking
- Allow multiple account support
- Provide budgeting and analytics features
- Add option to change currency
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- Implement iCloud or cloud sync
- Add option to attach receipts to expenses
DugaLedger
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Coins
- Monthly$0.991 Month
- Yearly$9.991 Year
- Yarn Ball of Gratitude$0.99
- Teaser Wand of Joy$1.99
- Fish Can of Appreciation$4.99
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- Cat Tree of Honor$8.99
DugaLedger
No in-app purchases









