Coins vs Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Coins
Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.
- Fast expense and income logging
- Home screen widgets for at-a-glance finance overview
- Insightful budget reports and alerts
- Smart transaction suggestions
- iOS Shortcuts integration for automation
- iCloud sync for cross-device access
- Privacy-focused data storage
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Free to use forever, with advanced features available through a Pro subscription. Coins is the simple, smart expense tracker that makes personal finance effortless — on iPhone, iPad, and Mac. Quickly log expenses and income, stay on top of your budget, and understand exactly where your money goes. Whether you want to save more, control daily spending, or track income, Coins is the budgeting app that fits into your life in just 30 seconds a day. Key Features • Fast & Easy Expense Tracking Log expenses or income in seconds. Just enter an amount—no complicated setup. Built-in calculator makes it easy to add up receipts on the fly. • Pull-to-Add Gesture Pull down on the home screen of your iPhone to instantly add a transaction — keep holding and move your finger left or right to pick yesterday or tomorrow. • Beautiful Home Screen Widgets Stay on top of your finances at a glance with stunning widgets right on your home screen. See your budget progress and recent spending without opening the app. • Beautiful Budget Reports See your spending at a glance with clear, insightful charts. Set monthly budgets and get alerts before overspending. • Financial Health Score Get a monthly score across savings, essentials, budgeting, and stability, with a clear breakdown and a personalized tip each month to help you improve. • Custom Month Start Day Set which day your budgeting month begins so it matches your pay cycle. • Smart Transaction Suggestions Coins remembers your frequent transactions so you can add new ones with just two taps. • iOS Shortcuts Integration Automate your money tracking! Use the Shortcuts app to add expenses or income hands-free—perfect for quick logging with Siri or custom workflows. • Sync with iCloud Access your data seamlessly across iPhone, iPad, and Mac. Always private, always secure. • Apple Watch App Log expenses and income from your wrist in seconds, with one-tap suggestions and complications for your budget, spending, income and Financial Health. • Native Mac App Enjoy the full Coins experience on macOS with a beautiful three-column layout, keyboard shortcuts, and desktop-optimized interactions. • Made for iPhone Duo Enjoy Coins on both the folded and unfolded displays of iPhone Duo. • Privacy First Your data stays on your device and your iCloud. Add a PIN for extra protection. Go Pro to Unlock More • Financial Forecast – Predict your future spending and income based on your history. • Retire Planner – Map out your retirement on an interactive timeline and instantly see how long your savings will last. • Multi-Currency Support – Ideal for travel and international expenses. • Receipt Scanning – Snap a photo or pick from your library and let AI auto-fill your transactions. • Repeat Transactions – Automate recurring bills and income. • Background Themes – Personalize your home screen with beautiful animated backgrounds. Coins is your simple budgeting companion—helping you save money, track spending, and stay in control of your finances with ease. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Budget
Visualize your entire year's finances with monthly income and expense tracking. Log daily transactions, bills, and work shifts on a calendar interface to understand your spending and savings trends.
- Yearly financial overview
- Monthly income and expense tracking
- Daily transaction logging
- Work shift and bill scheduling
- Savings rate and trend analysis
- Data export and import (CSV)
- Private, on-device data storage
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Plan your whole year in one place. Budget turns income, expenses, work shifts and bills into a clear yearly picture - so you always know where your money is going and how much you're keeping. PLAN BY MONTH. LOG BY DAY. Set your income and expense categories for each month, then log real life on a simple calendar - a work shift, a payday, a bill, an unexpected expense. Tap any day to add it in seconds. WHAT YOU GET • Income & expenses by category, every month • Net savings, savings rate, and monthly trends at a glance • A calendar built for real life - work shifts, paydays, bills, and spending • Recurring monthly bills, added automatically • A full-year view so you can watch your money flow over time • Export & import your data as CSV - perfect for taxes and backups • Private by design - synced only to your own account, never sold or shared • Make it yours - Dark, Light or Auto theme, plus your own avatar or photo MADE FOR REAL BUDGETS Whether you're paid hourly, work shifts, or juggle irregular income, Budget adapts to how you actually earn and spend. No spreadsheets, no clutter - just a calendar and a clean set of numbers. BUDGET PRO Start with a 1-week free trial, then $1.99/month. Budget Pro unlocks the full app across your devices. • Payment is charged to your Apple Account at confirmation of purchase. • Your subscription renews automatically each month unless canceled at least 24 hours before the end of the current period. • Manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finance-apps-ac.github.io/budget-tracker/privacy.html
Screenshots
Verdict
The clearest difference is rating: Budget at 5.0 against Coins's 4.6. Budget also leads on iOS requirement (15.0 vs 26.0). Coins's advantage is ratings volume (662 vs 1) and device support (4 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Coins sells 6 in-app purchases, starting at $0.99 per month and Budget sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Budget holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Coins has 662 ratings behind it against 1, so its average is the more settled of the two.
Coins ships an update every 2 weeks, Budget fortnightly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | Coins | Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (662 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 81.3% of reviews | — |
| Number of ratings | 662 — better | 1 |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPod |
| Requires iOS | 26.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 45 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Yuzhou Zhu | ANNA CARDOSO |
Customer experience
Coins
Budget
Bugs and requests
Coins
Reported bugs
4 issues- App crashing on launch after updates
- Losing all expense data after updates
- Incorrect date display on expense entries
- Inability to add expenses to future dates
Requested features
7 requests- Add ability to edit and delete entries
- Implement recurring expense tracking
- Allow multiple account support
- Provide budgeting and analytics features
- Add option to change currency
Show 2 moreShow fewer
- Implement iCloud or cloud sync
- Add option to attach receipts to expenses
Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Coins
- Monthly$0.991 Month
- Yearly$9.991 Year
- Yarn Ball of Gratitude$0.99
- Teaser Wand of Joy$1.99
- Fish Can of Appreciation$4.99
Show 1 moreShow fewer
- Cat Tree of Honor$8.99
Budget
- Budget Pro$1.991 Month
- Budget Pro (Annual)7 Days trial$14.991 Year









