Centra Mobile vs MCB Go
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Centra Mobile
Manage your finances on the go with this banking app. Deposit checks, send money, pay bills, and track your spending and budget. You can also manage your debit cards and set up account alerts.
- Deposit checks remotely
- Send money with Zelle®
- Manage debit cards
- Pay bills and set up recurring payments
- Track spending and balances
- Create budgets and track income
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Banking digitally at Centra means you can transfer money, pay bills, send money to friends, and monitor your account activity from anywhere, anytime. Features: DEPOSIT CHECKS Save yourself a trip by quickly snapping photos of your check to deposit into your account. SEND MONEY IN THE MOMENT WITH ZELLE® Send money to friends, family, and others you know and trust. MANAGE YOUR CARDS Protect your money by defining when, where, and how your Centra debit cards are used. PAY BILLS Use Bill Pay to pay bills quickly or create convenient recurring payments. TRACK YOUR SPENDING Stay on top of your transactions and balances by creating customized account alerts. MAKE A BUDGET Meet your savings goals by easily tracking expenses and income. Federally Insured by NCUA.
MCB Go
Consolidate all your financial accounts, even from other institutions, into one organized view. This secure tool provides real-time updates, alerts, and the ability to add notes and images to transactions, empowering smarter financial decisions on the go.
- Multi-account aggregation
- Real-time financial view
- Transaction alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Bank-level security
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The MCB Go App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Meade County Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the MCB Go App, you must be enrolled as an Meade County Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Screenshots
Verdict
Centra Mobile and MCB Go both sit at 4.9 stars, but that hides the real split: 100% of MCB Go's written reviews are positive against 82% of Centra Mobile's. Centra Mobile's advantage is ratings volume (12K vs 712) and iOS requirement (16.0 vs 18.4). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Centra Mobile against 4.8 for MCB Go. That said, the two scores are not equally well evidenced: Centra Mobile has 12K ratings behind it against 712, so its average is the more settled of the two. Written reviews are what separate them: 82% of Centra Mobile's written reviews are positive against 100% of MCB Go's.
Centra Mobile ships an update every 2 months, MCB Go monthly. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.
| Parameter | Centra Mobile | MCB Go |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (12K ratings) — better | 4.8 (712 ratings) |
| Positive reviews | 82.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 12K — better | 712 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 180 MB | 198 MB |
| Age rating | 4+ | 4+ |
| Developer | Centra Credit Union | First Breckinridge Bancshares |
Customer experience
Centra Mobile
MCB Go
Bugs and requests
Centra Mobile
Reported bugs
3 issues- Login issues after app update
- Landscape mode and printing not working
- Frequent disconnections of external accounts
Requested features
4 requests- Ability to pay extra on loan principal
- Improved Zelle integration
- More customization options
- Expanded account linking capabilities
MCB Go
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Centra Mobile
No in-app purchases
MCB Go
No in-app purchases
Questions
Is Centra Mobile free?
Is MCB Go free?
Which has better reviews, Centra Mobile or MCB Go?
Do Centra Mobile or MCB Go have ads?
Which is updated more often, Centra Mobile or MCB Go?
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