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Centra Mobile

Centra Mobile

by Centra Credit Union

11K ratings
82 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • December 14, 2012
  • May 19, 2026

Features

Developer

Centra Credit Union
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Centra Mobile screenshot #1 for iPhone
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About

Manage your finances on the go with this banking app. Deposit checks, send money, pay bills, and track your spending and budget. You can also manage your debit cards and set up account alerts.

✓Deposit checks remotely
✓Send money with Zelle®
✓Manage debit cards
✓Pay bills and set up recurring payments
✓Track spending and balances
✓Create budgets and track income
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What users say

Summarized from real user reviews of Centra Mobile. Based on 11K reviews and a 4.9/5 average, it highlights the 5 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and efficient
  • 👍User-friendly and easy to navigate
  • 💳Convenient banking features
  • 🔒Secure and reliable
  • 💡Great customer service

Negative things

  • 🐛Occasional crashes and freezes
  • 🔒Strict security measures can be inconvenient
  • 💳Limited functionality for loan payments
  • 🔍Difficulty finding certain information
See all reviews

What's New in Centra Mobile

4021.0.2

May 19, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Most RecentHighest RatedLowest Rated

I love Centra & Centra Mobile

This app is the best, I don’t even need to bother with a checkbook any more it just does it for me. The little piggy bank account that puts your change to the dollar in it is so cute too. It’s easy to use, love that I can deposit checks with my camera! And I nicknamed my bank accounts , too cute. Centra Credit Union & the Centra app are the BEST
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BasketCase89BasketCase89

Centra app

Very easy to use!
hhojjjhbbbuijbvjhhfthhojjjhbbbuijbvjhhft

Easier

Needs to be easier to see what is going on with account. Seems confusing to me.
areyou kiddingmeareyou kiddingme

Great!!!!!!

Great Bank!!!
sunshine47201sunshine47201

My greatest Application on my phone

I love the ease and convenience of my Centra application. It saves time and trips to the bank!! I love it!!
Holly Jo R.Holly Jo R.
See 77 more reviews

User experience

🐞

Reported Bugs

3 issues

Login issues after app update

Bug

Landscape mode and printing not working

Bug

Frequent disconnections of external accounts

Bug
✨

Requested Features

4 requests

Ability to pay extra on loan principal

Feature

Improved Zelle integration

Feature

More customization options

Feature

Expanded account linking capabilities

Feature

FAQ

What can I do with the Centra Mobile app?

This app allows you to bank digitally from anywhere. You can deposit checks by taking photos, send money to friends and family using Zelle®, manage your debit cards, pay bills, and track your spending and income to create a budget.

How do I deposit a check with the app?

You can deposit checks without visiting a branch. Simply take photos of the front and back of your check directly within the app, and it will be deposited into your account.

Is there a cost to use this banking app?

The app is free to download and use. While the description doesn't explicitly mention in-app purchases for core banking features, it is listed as having 'free with in-app purchases' monetization, which may apply to optional services or features.

Can I use this app to manage my money and create a budget?

Yes, the app provides tools to help you manage your finances effectively. You can track your transactions and balances, set up customized account alerts, and create a budget by tracking your expenses and income to meet your savings goals.

How does the app help me protect my money?

The app offers features to enhance your financial security. You can manage your Centra debit cards by defining when, where, and how they are used. Additionally, setting up customized account alerts can help you stay informed about your account activity.