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CentralMOBILE

CentralMOBILE

by CENTRAL BANK & TRUST COMPANY

4.6K ratings
83 reviews
With Ads
💰 Finance
Free
With Ads

Details

Released
April 23, 2014
Updated
February 25, 2026

Features

Developer

CENTRAL BANK & TRUST COMPANY
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CentralMOBILE screenshot #1 for iPhone
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CentralMOBILE screenshot #7 for iPhone
iphone
ipad
📌Ready
Reviews summary↘︎
⭐83
Reviews↘︎
📝4+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.

✓Mobile check deposit
✓View account balances and transactions
✓Transfer funds between accounts
✓Pay bills and manage payments
✓Send money with Zelle
✓Find bank branches and ATMs
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What users say about CentralMOBILE

Reviews of CentralMOBILE are mostly negative: the Finance app is rated 4.8/5 from 4.6K App Store ratings. What users like most: helpful customer service, useful mobile deposit feature. Top complaints: frequent app crashes and login issues, unreliable app performance and availability. Summarized from real user reviews.

Positive things

  • 👍Helpful customer service
  • 💡Useful mobile deposit feature
  • 🚀Smooth app experience when working

Negative things

  • 🐛Frequent app crashes and login issues
  • ⚠️Unreliable app performance and availability
  • 🔍Lack of transparency around maintenance and downtime
See all reviews

What's New in CentralMOBILE

25.2.100

February 25, 2026

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.

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User reviews

Most RecentHighest RatedLowest Rated

What are you DOING

I do not understand why on earth a bank would default one's debit card to not work anywhere for anything (shopping, ATM, literally anything). The user has to go into the app and select their card and TURN ON THE ABILITY FOR IT TO BE USED IN SHOPS AND AT THE ATM AND FOR BILL PAY. This is not the "card is off" setting (which is also poorly named), they are two separate settings in the app that are not immediately apparent and are also incredibly stupid. I beg you to get it together.
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RMRoyal Montgomery

Push notifications don’t work

I’m very unsatisfied with this app. Every time I use my debit card I don’t get any push notifications. Everything is turned on.
LLooking 

Serah DeWitt

Mobile app is the best! You can turn your card off and on. Mobile deposits are extremely easy!!!
So recommend!!!!
NNanaDeWitt6

Not working often

Too many times this app is not working or temporarily out of service
Bbchdhrhcgxgd

The best bank

The best company also the best BANK
ANAkram nagi
See 78 more reviews

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See developer apps

User experience

🐞

Reported Bugs

3 issues

App incompatibility with iOS 16

Bug

Persistent login and connectivity problems

Bug

Inconsistent Face ID/Touch ID functionality

Bug
✨

Requested Features

3 requests

Ability to view transaction details and receipts

Feature

Improved account management features

Feature

Seamless integration with newer iOS versions

Feature

FAQ

What can I do with CentralMOBILE?

CentralMOBILE allows you to securely bank from your smartphone. You can deposit checks by snapping photos, view your account balances and recent transactions, transfer funds between your Central Bank accounts, and pay bills. It also provides access to Zelle for sending money to others and helps you find nearby Central Bank branches and ATMs.

How do I register to use CentralMOBILE?

To use CentralMOBILE, you must first be enrolled in CentralNET online banking. After downloading the app, you will need to register your device within CentralNET to receive the necessary browser address and an activation code to begin using the app's features.

Is CentralMOBILE free to use?

Yes, CentralMOBILE is available for free to all Central Bank CentralNET customers. There are no charges for downloading or using the app's core banking functionalities. However, standard carrier data rates may apply.

What are the requirements to use Zelle through this app?

To use Zelle, you must have a bank account in the U.S. Transactions typically occur in minutes if the recipient's email address or U.S. mobile number is already enrolled with Zelle. To send payment requests or split payment requests to a U.S. mobile number, that number must already be enrolled with Zelle.

What devices is CentralMOBILE compatible with?

The description mentions that the app uses the iPhone's built-in GPS for finding locations, suggesting compatibility with iOS devices. While not explicitly stated for Android, mobile banking apps typically support both major mobile operating systems.