Central Bank vs CentralMOBILE

Easily manage your accounts on the go with Mobile Banking*. Track spending, pay bills, deposit checks, transfer funds, send money, and find nearby ATMs or branches. Early Direct Deposit - Access your direct deposit funds sooner with Early Direct Deposit for eligible checking accounts**. Save - Turn on Round-Up to automatically save by rounding up your debit card purchases, with daily transfers of the difference to your savings account. - Use Money Manager, a free tool available within Mobile Banking that provides personalized insights to help you save, budget, and track expenses. Send - Send and receive money with Zelle®, a fast and easy way to pay friends, family, and people you trust. - Transfer money to and from your accounts at other banks. - Pay bills by scheduling payments, setting up recurring payments, and managing payees. Manage - View account activity, statements, and tax documents; transfer money, make loan payments, and more. - Deposit checks by taking a photo with your smartphone using Mobile Check Deposit. - Request a replacement card, verify your details, and place your order—all within Mobile Banking. Customize Your Experience - Add nicknames and customize the order of your accounts. - Add a profile picture to help confirm you’re signing into the correct account. - Use Quick Balance by swiping down on the Central Bank logo on the app login screen to view account balances and recent activity. - Use your smartwatch to check balances, view recent transactions, and lock your card. Security - Enable biometrics to log in using fingerprint authentication or face unlock (Pixel devices). - Use multi-factor authentication for an added layer of security when logging in from new or unknown devices. - Receive push, text, or email alerts for balances, transactions, cards, and payments. For an optimal experience, our app works best on devices with IOS 14 and up. If you are using an older version, you may not receive all new features. If you are having issues, navigate to our mobile-friendly website through your device browser. Member FDIC. *Mobile Banking is free, but data and text rates from your mobile carrier may apply. Terms and conditions apply. Zelle® is intended for sending money to family, friends, and people you know. We recommend that you do not use Zelle® to send money to anyone you do not know. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license. **Early availability is not guaranteed and may vary between deposits and may depend on instructions sent by the payer or any limitations we set. Not all direct deposits qualify. Available for eligible accounts: MaxMoney, MyChoice, World, World Elite, and Preferred Interest. Enrollment is required. See our Early Direct Deposit Agreement for more details.

Securely bank wherever and whenever you want with CentralMOBILE from Central Bank. Available for free to all Central Bank CentralNET customers, CentralMOBILE allows you to deposit checks, pay bills, view account activity, find locations and more. REGISTER - To use CentralMOBILE, you must first be enrolled in CentralNET online banking. To use the CentralMOBILE APP, simply download the APP, to use the browser you will need to register your device in CentralNET to receive the browser address and an activation code. FEATURES: MOBILE CHECK DEPOSIT - Snap photos of checks and deposit them right from your smartphone. Just sign the back snap, and send. CHECK BALANCES – See your latest checking and savings account balances and recent transactions. TRANSFER FUNDS - Easily transfer cash between your eligible Central Bank accounts. PAY BILLS - Make one-time payments from anywhere and change or cancel pending payments you have entered through CentralMOBILE or CentralNET online banking. ACCESS TO ZELLE® – Provides a fast, safe and easy way to send money to those you know and trust.* Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. *Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle FIND LOCATIONS - Find nearby Central Bank branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by Zip code or address. www.centralbank.com Central Bank & Trust Co. is a wholly owned subsidiary of Central Bancshares, Lexington, Kentucky.