CentralMOBILE vs UK Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CentralMOBILE
Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.
- Mobile check deposit
- View account balances and transactions
- Transfer funds between accounts
- Pay bills and manage payments
- Send money with Zelle
- Find bank branches and ATMs
Read full descriptionHide full description
Securely bank wherever and whenever you want with CentralMOBILE from Central Bank. Available for free to all Central Bank CentralNET customers, CentralMOBILE allows you to deposit checks, pay bills, view account activity, find locations and more. REGISTER - To use CentralMOBILE, you must first be enrolled in CentralNET online banking. To use the CentralMOBILE APP, simply download the APP, to use the browser you will need to register your device in CentralNET to receive the browser address and an activation code. FEATURES: MOBILE CHECK DEPOSIT - Snap photos of checks and deposit them right from your smartphone. Just sign the back snap, and send. CHECK BALANCES – See your latest checking and savings account balances and recent transactions. TRANSFER FUNDS - Easily transfer cash between your eligible Central Bank accounts. PAY BILLS - Make one-time payments from anywhere and change or cancel pending payments you have entered through CentralMOBILE or CentralNET online banking. ACCESS TO ZELLE® – Provides a fast, safe and easy way to send money to those you know and trust.* Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. *Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle FIND LOCATIONS - Find nearby Central Bank branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by Zip code or address. www.centralbank.com Central Bank & Trust Co. is a wholly owned subsidiary of Central Bancshares, Lexington, Kentucky.
UK Credit Union
Manage your finances on the go with this mobile banking application. Easily check balances, view transaction history, and transfer funds between accounts. You can also pay bills and deposit checks remotely for ultimate convenience.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Remote check deposit
- Pay bills
Read full descriptionHide full description
UK Credit Union Mobile Banking allows you to access your accounts anytime, anywhere! You can check balances, view transaction history, transfer funds and pay loans! With mobile banking, you can do your banking when it’s convenient for you. Features include: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Remote Deposit Checks - Pay Bills *Standard mobile web fees may apply. Please contact your mobile carrier for more information.
Screenshots
Verdict
The clearest difference is ads: UK Credit Union at none against CentralMOBILE's shown. UK Credit Union also leads on review sentiment (70% vs 37%) and monetization model (free vs free with in-app purchases). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for CentralMOBILE against 4.7 for UK Credit Union. Both are backed by a comparable volume of ratings — 4.7K and 6.3K respectively. Written reviews are what separate them: 37% of CentralMOBILE's written reviews are positive against 70% of UK Credit Union's.
CentralMOBILE ships an update every 3 months, UK Credit Union every 2 months. Both last shipped on November 11, 2026.
| Parameter | CentralMOBILE | UK Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.7K ratings) — better | 4.7 (6.3K ratings) |
| Positive reviews | 37.3% of reviews | 70.1% of reviews — better |
| Number of ratings | 4.7K | 6.3K — better |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 112 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | CENTRAL BANK & TRUST COMPANY | University of Kentucky Federal Credit Union |
Customer experience
CentralMOBILE
UK Credit Union
User reviews
CentralMOBILE
From 4.7K App Store ratingsWhat we love
- 👍 Helpful customer service
- 💡 Useful mobile deposit feature
- 🚀 Smooth app experience when working
Room to improve
- 🐛 Frequent app crashes and login issues
- ⚠️ Unreliable app performance and availability
- 🔍 Lack of transparency around maintenance and downtime
UK Credit Union
From 6.3K App Store ratingsWhat we love
- 👍 User-friendly
- 🚀 Easy to navigate
- 🔒 Secure banking
- 💡 Great features
- 🤝 Excellent customer service
Room to improve
- 🐛 Bugs and glitches
- 🔍 Difficult to find certain features
- 🔄 Slow performance
- 🔒 Security issues with login
- 💰 Lack of certain banking functions
Bugs and requests
CentralMOBILE
Reported bugs
3 issues- App incompatibility with iOS 16
- Persistent login and connectivity problems
- Inconsistent Face ID/Touch ID functionality
Requested features
3 requests- Ability to view transaction details and receipts
- Improved account management features
- Seamless integration with newer iOS versions
UK Credit Union
Reported bugs
5 issues- App crashes frequently
- Login issues and account lockouts
- Mobile deposit not working
- Inconsistent app performance
- Syncing problems between app and website
Requested features
5 requests- Add mobile check deposit
- Improve credit card payment functionality
- Provide more customization options
- Integrate with external accounts
- Enhance transaction history and reporting
In-app purchases
CentralMOBILE
No in-app purchases
UK Credit Union
No in-app purchases
Questions
Is CentralMOBILE free?
Is UK Credit Union free?
Which has better reviews, CentralMOBILE or UK Credit Union?
Do CentralMOBILE or UK Credit Union have ads?
Which is updated more often, CentralMOBILE or UK Credit Union?
Other comparisons















